Roaming Returns

Ever wonder why some companies keep going up in price and others struggle? It boils down to a few things, one of them being their competitive advantage. 

Once a business has a hit product or service, everyone and their mom tries to copy them. But sometimes others can’t duplicate those wins for various reasons which is what they call a moat. 

Today we cover 7 different kinds of moats to give you an advantage when it comes to picking stocks. 

Stocks that have moats and are undervalued right now.

• MMM
• VZ
• PFE
• MO
• PM
• BTI

Many moat stocks don't pay a dividend because they're growth stocks, but you can invest in them in other ways like YieldMax™ ETFs or DOGG.  

Questions? Email Tim at [email protected]

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Most retirement plans were created based on individuals living 15 to 20 years into retirement, but people are starting to live much longer than that. This longevity risk has become such a problem that pensions are starting to change the way they payout and how much.

If you aren't one of the lucky ones with a pension, living longer than expected still puts a strain on your own retirement funds. And don't expect social security to pick up the slack. In fact, it might be non existent by the time you reach retirement age. 

The only real way to avoid running out of money in retirement is to take matters into your own hands and to invest in dividend paying stocks that continue to increase their payouts. 

We want you to be able to live longer, happier and healthier, because you can have it all with the right strategy. 

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Questions? Email Tim at [email protected]

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Using the right screening metrics will narrow down your pool of potential stock investments from 19,500 to a couple hundred in a matter of minutes. 

Then if you do a little bit of research, you'll have a handful of stocks to buy right now. It's that simple and frees up a ton of your time and energy. It also releases you from needing to listen to anyone else's input for which stocks to buy. 

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Questions, comments, or requests? Contact Us! We value your feedback.

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here. 

Episode music was created using Loudly. 

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Risk holds many people back from investing because it causes a lot of fear, but most risk can be mitigated by doing a few specific things. 

Having a strategy in place to pick the right stocks, setting asset allocation rules and ensuring proper diversification are a big part of risk mitigation. But another important component is keeping your emotions in check. 

And one of the easiest ways to remove emotional reactivity is to have an emergency fund set up. That one thing alone negates the need to pull money out of the market at the wrong time and all the stress that comes with taking losses.

We talk about many stocks in this episode, but not all of them are good buys right now. The ones we mentioned that are

• EXAI
• DOGG
• Any Utilities we discussed in Episode 33

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 If you're looking for a more detailed summary of this episode, click here.   

Questions? Email Tim at [email protected]

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Many people suffer from analysis paralysis because there's so much information on investing out there. You may listen to 10 experts, but they all say completely different things about the same stock.  

In this episode we lay out how to get around the anxiety, overwhelm and fear of making the right investment choices, because being stuck in that place just sabotages your future. 

The key lies in having the right foundation. When you're able to determine your own goals, metrics and plan, you no longer lack the confidence to make investing decisions. 

Tickers mentioned in this episode:

• VZ
• T
• MMM
• ECC
• HTGC

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Still feeling overwhelmed or uncertain which investments are good? Sign up for our emails where Tim narrows your options down to just 10 great stocks each week.

If you're looking for a more detailed summary of this episode, click here.    

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

It's Q4 earnings season and the overall market is beating projections by 6%, which is making market analysts change their tune for 2024. The fear of a recession is gone. Looks like Tim might have been right about a bullish 2024. 

Earnings season is a time to check in on the health of your portfolio assets. Sometimes people miss the big picture of a company's report and panic sell. But that's exactly when we're there to buy the dip like with ARLP.

Join us for a performance overview of many of our favorite stocks and how you can take up some great positions for what's to come.

Drop your comments or questions for this episode on one of our posts. 

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Companies that beat their earnings

• HTGC
• NEE and NEP
• BKH
• OGN
• MO
• BTI
• Most utilities stocks we mentioned in Episode 33

Companies that had a bad earnings (might be bad)

• ABR (we think manipulation)
• UAN coming up
• MPW coming up

Potential Growth Stock Opportunities 

• SOFI
• PLTR
• EXAI

Take advantage of Worthy Bond's new 7% interest rate. If you don't have an account yet, get a free $10 bond when you sign up using our affiliate link.

If you're looking for a more detailed summary of this episode, click here.

We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support!  

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

We've talked about knowing yourself so you can align with your investing strategy and spending plan. But if you struggle with determining what type of person you are, that can make things kinda hard when it comes to finances and goal setting. 

It might be easier to start with listing out the things you love. Really put some thought into this exercise. Then spend more time, energy and money on the things you love and start removing or hiring out the things you don't care about. 

Notice how happy you feel when you start living this way. Yup, that's why we revamped out lives so they could be jam packed with awesomeness.  

Our list includes Tim's love for investing, which is why he dropped so many nuggets during this episode.  

• Publications he gets corroborate the picks he's been toting
• Commercial REITs are on the decline
• Interest rates will be lowered sometime this year
• Walmart is doing a 3 to 1 stock split
• Open a Roth IRA before they change the rules
• Housing market & Crypto to pop off this year

And good stocks that are undervalued right now.

• NEE and sister NEP
• MMM
• VZ
• T
• OGN
• PFE
• BMY
• IIPR
• NUE
• IBM 
• ABR
• Even MPW and IEP are turning around

Let us know if you prioritize the things you love and how one way or the other affects your mood.

Drop your comments or questions for this episode on one of our posts.  

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If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support!   

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Stoicism is an ancient philosophy that can not only change your day-to-day life, but it can have a massive impact on how you invest.

Two main Stoic principles that provide the greatest benefit when investing  are learning to let go of the things you can't control (like the stock market) and focusing on managing your own emotional responses.

If you're interested in learning more about Stoicism, Carmela recommends listening to Tim Ferriss's Podcast episode with Ryan Holiday here.

Want some laughs? Watch this clip from Last Week Tonight where they have a Jim Cramer reel of failures. 

We talked about several undervalued stocks that meet our requirements 

• ARLP
• ABR
• PDI
• NEP & NEE sister companies
• BKH

Drop your comments or questions for this episode on one of our posts.  

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If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support!   

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Don't make the mistake of passing up on Utility stocks. Utilities aren't flashy but they're essential and more secure than most other sectors, which makes them a great portfolio hedge during recessions. 

It may look like Utilities have smaller dividend yields, but they increase their dividends year after year. That means the longer you hold them the higher your actual yield becomes. 

Slow and steady is usually considered boring, but that's how you win the game of investing.

What Tim looks for when he's combing Utility stocks

• Yield
• P/E vs industry
• Profit margin 
• 5 year dividend growth
• Revenue growth
• Payout ratio 

The tickers we discussed in this episode

• NEE (electric) and NEP (renewable energy) 
• BIP (electrical and natural gas) and BEP *** BIP is currently overvalued and BEP has a negative P/E. These are better Watchlist candidates then buys right now. 
• UGI - natural gas
• VZ - telecom but considered a utility stock
• PBR oil and gas
• BKH electric

A few other mentions

• DUK
• NFG 

Drop your comments or questions for this episode on one of our posts.  

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If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support!   

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Most people don't operate with their personal investment style in mind, and when you invest in a way that's out of alignment with yourself, you have a higher chance of making costly mistakes. 

Those losses deplete your funds with limits your ability to grow your money. And failures also trash your confidence and hope for retirement. So do yourself a favor and put some extra effort in at the beginning so you get off on the right foot by avoiding unnecessary problems. 

Many brokerages have resources to help you clarify your investing style. Here are links to 3 companies that provide a questionnaire to get you started. We walked through Schwab's in this episode. 

• Charles Schwab
• Fidelity
• Vanguard 

If you want to do a deeper personal assessment, it might be more helpful to ask yourself the following questions. 

What are your investment goals?

• Preserve the money you invest at the start
• To grow your money over time
• Do you want your investments to provide regular income

What is your time horizon?

• Do you need your money soon to buy a house, pay for college, etc
• Do you need your money to maintain your standard of living in retirement years much further down the road
• Or are you somewhere in the middle

Immerse yourself in the differences between the investor profiles.

Conservatives

• Prioritize security more than growth
• Have little to no risk tolerance
• Focus on shorter term investments ranging from 0-5 years
• Portfolio consists of 80-100% in fixed income investments

Moderates

• Fall between conservative and aggressive
• Are willing to give up some liquidity & security to make higher returns
• Are comfortable with medium range investments from 5-10 years
• Portfolio consists of 60-65% in fixed income with the rest in dividend or growth stocks

Aggressives

• Prioritize profitability above all else
• Have the greatest tolerance for risk/losses because they know higher profits come in long run
• Focus on long term investments 
• Are savvy investors who have more money so they can give up immediate liquidity
• Are all about returns

Drop your comments or questions for this episode on one of our posts.  

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 If you're looking for a more detailed summary of this episode, click here

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using L