Roaming Returns

There are many high yielding BDCs to choose from but they don't all pay juicy supplemental dividends like the ones Tim covers in this episode.  When you add in those extra payments these babies pay out way more than their posted yield.

If you're not familiar with BDCs, go back and listen to Episode 11 first.

Tim begins narrowing down the list of contenders by comparing a specific BDC's P/E Ratio to this sector's average P/E Ratio, which is between 15.8-17.3 right now (depending on where you look). Only move forward on ones that are undervalued. 

After checking the dividend yield and P/E Ratio, the other main things that Tim looks at when he's analyzing BDCs are:

• Payout Ratio
• Supplemental Dividends
• Dividend Growth Over Time
• Limited to No Dividend Cuts

And from all that research we've settled on the top 6 BDCs discussed in this episode.

• MAIN
• HTGC
• CSWC
• ARCC
• TRIN
• HRZN

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Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

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REITs have been beat down because interest rates have been high. The FED announced that they intend to lower interest rates in 2024 if the economic metrics keep looking good. That means REITs are going to turn around soon enough.

If you're not familiar with REITs, go back and listen to Episode 13 first.

Tim has combed the list of potential investments using several criteria to get him to the best of the best REITs.  

• P/E vs peers to compare value 
• Free cash flow
• Profit Margin
• Year-over-year sales growth
• Number of years of dividend increases

And this episode goes over the 3 that stand out above all the rest in detail. 

• IIPR
• ABR
• EPR

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Episode music was created using Loudly.

Most people think crypto is just digital currency, but it's so much more than that. The underlying technology is going to revolutionize the world much like the internet did. 

Even if you have no interest in owning cryptocurrencies yourself, you need to be aware of what's going on in this sector because it's going to impact a lot of other industries and change the way companies do business. 

Bitcoin halves every 4 years and 2024 is the next scheduled halving which is going to send crypto as a whole up like a rocket. That's why we're invested in it. 

There are several ways to invest in crypto to reap the rewards of what's to come.  

You can invest in the actual crypto coins (1000s to choose from):

• BTC
• ETH
• XRP
• ADA
• LINK
• MATIC
• SHIB
• LTC
• SNX
• XTZ
• OP
• BTT
• FET

Or in stocks that are part of the crypto sector.

• COIN
• PYPL
• NVDA
• SQ
• HOOD

Our favorite way to profit from crypto in the stock market is through YieldMax ETFs that trade options in the stocks above that pay out big dividends. 

• CONY
• NVDY
• PYPY
• SQY

 There's even a stock that does Bitcoin futures, which we also own.

• BITO

And if you're interested, the SEC approved 11 new Bitcoin ETFs. We're waiting to see what these do. But there are many other crypto ETFs in the works. 

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We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

With all the fear of a recession floating around most people and experts think 2024 will be a bearish year. There are some factors that support that sentiment, but there's a lot more things that indicate that 2024 will be and up year. 

Tune in to this episode where we cover 7 reasons that signal the bulls should prevail this year. And from what Tim has uncovered, it might go up a lot more than most people expect. 

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Investing "experts" and the media have been pushing everyone to buy bonds. But that makes no sense to us because it's so hard to find good undervalued bonds right now. 

We only buy bonds when they're depreciated well below their Par Value. And almost everything we're seeing right now is close to Par or above. 

To us that signals the time to get out of bonds which is exactly what we've started doing. We bought our bonds 6 months to over a year ago and have made some pretty amazing profits. 

As bond opportunities are drying up, we don't want you to lose money trying to get into them now. 

But if you really want some bond-type assets in your portfolio, here are a few options that are decent and are currently undervalued. 

Bonds

• Pemex Bonds
• Petroleos Mexicanos

Bond ETFs

• MFHVX
  CRDOX

Bond Close Ended Funds

• DSL
• DLY
• PDI
• PDO

Foreign Bond Close Ended Funds

• AWF
• EMB

Municipal Bonds

• NEA
• NAD
• NZF

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We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

YieldMax™ ETFs sound too good to be true and they actually are if you view them as a regular stock investment. But if you treat them as a vehicle you're purchasing to generate income, they become a useful tool.

You need to use a different investing strategy with these ETFs because of the higher risk for loss of value of the base asset. That's why we track our payouts until we get our initial investment back before we even consider turning on the DRIP. 

These ETFs still aren't as high risk as they seem. They have the majority of their funds in treasuries and only a small percent of their money is used to trade options. The options proceeds are how they generate their high monthly payouts. 

YieldMax™ ETFs are a great way to make money from popular stocks that don't pay dividends. We think everyone should hold some of these in their portfolio, but only up to 5% of your total investments. 

When you use these funds to generate extra income to funnel into other quality assets, you can really make it grow fast. 

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If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

We've dropped a lot of tickers throughout previous episodes, but curious about what stocks we're actually holding? This episode is the full unveiling of all the different investments that we hold in our portfolios.

And if you prefer a more conservative investing approach, we also cover the assets in  Carmela's mom's retirement account.  As an added bonus, we show you some other investments that our nomadic friends over at FnA Vanlife hold in their portfolio.

Even though we aren't up much in value, we're up A LOT in dividend income and share quantities, which is what really matters.

There's no way we could share all the tickers here, but here's the link to a spreadsheet with all the tickers. 

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If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

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Questions? Email Tim at [email protected]

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Most people avoid their failures because they're painful. Pain sucks, but forcing yourself to asses things will provide a lot of important information to help you learn so you can avoid making the same mistakes in the future. 

Our biggest losing stocks in 2023.

• CWH we're down 44%
• IEP is down 53%
• QRTEP was down 15% until the recent rally; now we're up 3.56%
• UAN is down 15%
• MPW we're down a whopping 40%

What's crazy is that we have been up double digit percents in all of these at some point, but things can change at the drop of a dime with news and sentiment shifts. 

If you're using our investing approach, dividends and reinvesting minimizes a good chunk of your losses.  

The more you evaluate your failures and hone your process, the better you'll become at investing and the less money you'll lose.  

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 If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

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Questions? Email Tim at [email protected]

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Human biases are an innate part of us, so we have to learn to navigate them. Otherwise, they'll throw monkey wrenches into your life and definitely your investing and finances. 

Awareness is the key to being able to do this. And once you're able to slow down and see what's going on, you'll be able to make much better investing decisions and understand why other people are acting like they are. 

In this episode we discuss the remaining biases relative to investing and finance 

• Regret aversion
• Loss aversion
• The endowment effect
• Anchoring
• Hyperbolic discounting

And we'll cover some mental shortcuts that you may be using to save yourself time or effort, but they might be leading you astray.  

If you missed part 1 go back and listen to episode 22. 

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We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

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Questions? Email Tim at [email protected]

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Human biases are an innate part of us, so we have to learn to navigate them. Otherwise, they'll throw monkey wrenches into your life and finances. 

Awareness is the key to being able to do this. And once you're able to slow down and see what's going on, you'll be able to make much better investing decisions and understand why other people are acting they way they are. 

Today we discuss 3 cognitive biases that have a direct impact on investing.

• Herd Mentality
• Overconfidence
• Confirmation Bias

The others will be covered in part 2 in the next episode. 

Drop your comments or questions for this episode on one of our posts.  

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 If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support!   

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.