Roaming Returns

Traditional banks can't lend to small businesses, so they have to go somewhere else. That's where BDCs come in. 

As an incentive to serve this sector, government regulations allow BDCs to avoid paying corporate taxes if they disburse 90% of their earnings in dividends.  

That means we can make big bucks from holding BDCs as investors. We're also helping support small businesses, which is a win-win.  

But not all BDCs are created equal. Many high yielding BDCs are risky, so you have to dig into the fundamentals of a company before investing.

Drop your comments or questions for this episode on one of our posts.   

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We discussed 6 BDCs in this episode.

• HRZN invests in technology 11% yield
• HTGC 9.8% yield
• ARCC 10% yield
• MAIN 6.9% yield
• FSK 12.8% yield but recommend preferred shares instead
• PSEC 11.5% yield but recommend preferred shares instead

 If you're looking for a more detailed summary of this episode, click here.


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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

It might be exciting to jump right into the stock market, but until you figure out if you actually have money to invest, you need to slow your roll.

The biggest risk of investing comes from putting money into the stock market that you can't afford to lose (value dropping short term).

If you have credit card debt or no savings, you need to start there first. Successful investing comes from having the right foundation so you can play to win the investing game.

 Awareness is key, so you need to track and evaluate your spending  (Mint, EveryDollar, spreadsheets, pen & paper). You can't invest money when you're negative every month. 

Make sure your bills are covered and then intentionally decide where you want to use your discretionary money.  

Investing and seeing your accounts make money is really fun so make sure you have the right foundation set up before putting money in stocks. 

Drop your comments or questions for this episode on one of our posts.   

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If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support!    

Questions? Email Tim at [email protected]

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**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

If down days in the market send you into panic mode, you need to implement a beta strategy. Stocks with a beta close to 1 are much less volatile than the market, which limits your downside.

Low beta's also decrease the upside. But that's okay for dividend stocks, because of reinvesting and compounding.

CALM is our favorite and ridiculously low beta stocks. Who would've thought that eggs could be so exciting? 

Of course there's other ways to limit your downside like 

• Bonds - Episode 5 
• Preferred Shares - Episode 7
• Worthy Bonds - Episode 6

For a more detailed summary of this episode, click here.

Leave your comments here. (no email required) We value your feedback.

Or you can drop comments on this episode's corresponding social posts.   

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Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

The ex-dividend date is important when it comes to dividend investing. It tells you if you're eligible for the next dividend payout or if you have to wait until the next cycle. 

Waiting could mean a month or a year depending on the frequency of the company's payouts. That's why we prefer monthly payers. Monthly payouts also compound faster.

The main thing you need to know about the ex-dividend date is that it can affect a stock's price. And since price determines how many shares you can buy with your money, it's a good thing to be aware of. 

Drop your comments or questions for this episode on one of our posts.    

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Use this calculator to see the difference in value if you get dividend payouts monthly versus quarterly. It does make a difference and it gets bigger the longer your time frame.

If you're looking for a quick summary on ex-dividends, click here. This includes a screen shot of how to find an ex-dividend date.

For anyone who's interested in our sideline comments about plasma donation, the informative documentary is here.  


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support! 

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Preferred shares are a great way for new or timid investors to branch out from typical fixed income assets like bonds and CDs into stocks. 

They offer a less volatile price option to that of common shares of the same stock which keeps you're principle more in tact. 

Preferred shares also give you priority of payouts over common stock holders. That means you still get paid if dividends get cut.

Drop your comments or questions for this episode on one of our posts.     

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Preferred shares mentioned during this episode include:
QRTEP
PARAP
CEQP/PR
GOODN
ARR/PRC 
IIPR/PRA
ABR/PRD

We talked about putting 90% of funds allocated for Preferred Shares into the above and then potentially picking one of the following with more risk. 

AULT/PRD
CDR/PRC

If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support!   

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Looking to invest your savings somewhere that makes more than a measly 0.43%? HYSAs are an option, but they often come with headaches.  

Worthy Bonds pays high interest and makes things easy. They have no fees, penalties, term dates, or minimums. You also have peace of mind with their collateral-backed, first-lien loans. 

With their low cost of entry and daily compounding it's a no brainer. That's why we have our savings and emergency funds invested with them. 

Drop your comments or questions for this episode on one of our posts.  

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Sign up for Worthy today using our referral link to get a free $10 bond. They're running a 7% promotion rate through November 12th, 2024.

If you're looking for a more detailed summary of this episode, click here.

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Bonds are an essential part of any investment portfolio whether you're trying to preserve its principle or generate a fixed income.

But bonds tend to come with some unappealing tradeoffs like low risk but safe or risky and higher coupon payments. 

We show you how you can make more from bonds while avoiding the pitfalls. You just have to know how and when to buy them.

Funds are the alternate way to go for investing in bonds, but there aren't that many good ones. We're invested in DSU which pays a ~10% dividend yield.

Drop your comments or questions for this episode on one of our posts.  

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If you love the fixed income of bonds you may be interested in our favorite alternative that's completely liquid and isn't in the stock market.

Sign up for Worthy using our link and get a FREE $10 Bond.

If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support!  

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Does seeing a huge financial goal leave you feeling defeated? You're not alone. 

Seeing $1Million as a retirement target often stops people from even starting to invest in the first place. 

This number doesn't have to be that high. In fact, you can actually slash it in half and shorten the time it takes to retire by using an income investing strategy. 

Income investing also creates consistent monthly cash flow without the need to sell off any assets.  

Drop your comments or questions for this episode on one of our posts.    

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Use the calculation on our Instagram post to determine your new realistic retirement target.

If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support!  

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Don't get swept up in the panic and selling that 90+% of other investors do when the markets go down. Instead adopt these 5 mindset tweaks, that if implemented, will set you up to profit.

It's great to have liquid capital sitting aside in BulletShares® like BSJQ when stocks go on sale. Earn between 6-8% yield while you wait. It's like a having a savings account in the stock market.

Drop your comments or questions for this episode on one of our posts.  

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We discuss how market pullbacks affected these stocks

• HTGC
• IEP 
• MPW

 If you're looking for a more detailed summary of this episode, click here.


We're trying to grow. Help us reach others who want to learn to invest with confidence. Spread the word and leave a review to help us rank in search. 

We appreciate your support! 

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.

Learn about how income investing works and why it beats the pants off the typical growth chasing mode of operation. 

This income generation strategy is perfect for people who want to utilize their savings sooner than later or for anyone who wants to avoid selling off their assets when it comes time to retire.

Episode Tickers

• IEP
• CWH
• UAN

Start Earning Higher Yields 

Get a free $10 bond when you use our link to sign up for Worthy Bonds.

Detailed Episode Summary 

Companion blog post with a more detailed summary on our website. 

Leave A Comment

We value your feedback. Leave us a comment here.  (no email required) 

Questions? Email Tim at [email protected]

Want FREE weekly market updates, Tim's top 10 dividend picks, and our portfolio updates delivered right to your inbox? Subscribe to our email list.

Stay connected. Follow us on social!

**DISCLAIMER**
Ticker metrics change as markets and companies change, so always do your own research. The content in this podcast is based on personal experience and is for educational purposes, not financial advice. See full disclaimer here.

Episode music was created using Loudly.