Your business is your biggest asset—but is it your smartest retirement plan? SME owners often risk starving personal wealth by betting everything on a future sale. Howie Lim learns the essential strategies for valuing your business, achieving tax-smart profit extraction, and building a separate, resilient retirement portfolio from Grace Tay, associate director, finexis advisory. Stop risking your future for the business's growth.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:05 Methods to value an SME for sale

03:28 The business is the engine that fuels retirement

09:32 Four factors that make a business attractive to buyers

12:11 Common pitfalls for SME owners

---

Send us your questions, thoughts, story ideas, and feedback to [email protected].

---

Written and hosted by: Howie Lim ([email protected])

With Grace Tay, associate director, finexis advisory

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

A podcast by BT Podcasts, The Business Times, SPH Media

---

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Correspondents: bt.sg/btcobt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.