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Namaan and Jenny Rae break down PayPal’s new integration with ChatGPT and what it means for e commerce.

They cover how checkout could live inside AI, who wins and loses across retailers and suppliers, and why PayPal’s first dividend signals a new chapter.

They also map OpenAI’s business model today. Subscriptions. Enterprise licensing. Future transaction fees. Possible ads. What shifts when 800 million people use ChatGPT weekly.

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 Chapters

• 03:24 The E-commerce Landscape and PayPal's Role
• 06:25 Disruption in Retail and Customer Relationships
• 09:11 PayPal's Business Model and Market Reaction
• 12:15 Implications of PayPal's Dividend Announcement
• 15:05 OpenAI's Business Model and Revenue Streams
• 17:57 Future of E-commerce with ChatGPT
• 21:54 Ethical Considerations and User Trust

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