In this episode, Andy welcomes comedian Ryan Kelly for a fun but eye-opening conversation about scams, fraud, and the clever tricks that scammers use to get into our wallets and our lives. Ryan shares his sharp comedic take on how scammers operate, why people can fall for them, and how laughter can help us process serious issues like fraud and identity theft.

Through humor and relatable stories, Ryan shines a light on the darker side of the digital world while keeping things funny.

For more from Ryan Kelly: http://www.youthpastorryan.com

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00:00 - Welcome and introduction 03:26 - Meet Ryan Kelly 06:52 - How scammers trick people 10:18 - Comedy and scams00:13:44 - Stories from real scam encounters 17:10 - The psychology behind fraud 20:36 - Using humor to educate 24:02 - Online safety for families 27:28 - Lessons from Ryan's experiences 30:54 - Social engineering explained 34:20 - Turning the tables on scammers 37:46 - Final thoughts and closing

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