The Bank of England decided to hold the base rate for the sixth time in a row this week – but was it the right decision?



Should the MPC have been bold and made a cut? What does it mean for our mortgages and savings? And when will a move come - and in what direction?



This week, Georgie Frost, Simon Lambert and Lee Boyce talk about the base rate decision and what happens next.



In the world of property, the number of homes being devalued is on the rise. So, what's going on? And what can you do if it happens to you.



Bungalows are having a moment. They're not just for the elderly and downsizers, young families and first time buyers are also increasingly interested - pushing the price of them higher since the pandemic. .



Energy firms have been trying to push smart meters on us for years. Have they uncovered a new trick to get us to make the swap?



And finally, it's been good news for JD Wetherspoon - the no frills pub chain said it expects annual profits to come in towards the 'top end' of forecasts.



Where do you stand on Spoons? Lee and Simon face-off with different pints of view on the pub giant.






Should the Bank of England have cut interest rates instead of holding firm?

What you need to know about money each week and what the news means for you, from the UK's best financial website.

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Supermarket loyalty schemes have become even more of a big thing in recent years as the two giants Tesco and Sainsbury's have rolled out Clubcard and Nectar Prices.



But while cards bring lower prices, the points collected still mean prizes for some loyalty scheme fans.



So, what happens if a fraudster steals your points? This is Money's Angharad Carrick recently went on the trail of some stolen Nectar points and uncovered a story that delivered as many questions as it did answers.



On this podcast, Ang, Georgie Frost and Simon Lambert discuss the mystery of the stolen Nectar Points and how our reader got short shrift from Sainsbury's, Action Fraud and the police when they had £230 nicked.



Plus, are these loyalty cards any good and worth having anyway and why is the competition watchdog investigating them?



Also on this week's show:



Many more people are taking mortgages than run past state pension age but with work and retirement blurring and changing does this matter? Simon explains why he thinks it does but for another reason.



Would you buy fake cash for a knockdown price off social media? It sounds daft, but this is a genuine thing - we look at how it is happening.



And should a reader who is still working at age 77, worth £2.6million and doesn't want a big inheritance tax bill start giving money away - and splashing out on themselves and their family?

The mystery of the stolen Nectar Points - and the loyalty card price sting

With not one but two mortgage spikes fresh in our minds, a flurry of rate rises have got home owners and potential buyers worried again.



A bunch of major mortgage lenders raised their rates this week - and Santander did it twice.



So, are we about to see another mortgage spike or is this just what brokers and lenders like to optimistically call a mere 'repricing'?



And what does this all mean if you need to remortgage soon or want to buy a home?



On this podcast, Georgie Frost, Helen Crane and Simon Lambert take a look at what's happening in the mortgage market, why rates are rising and whether the Federal Reserve flapping its wings on the other side of the world pushes up our homeowning costs.



Plus, Simon explains why you may not want to put all of your savings into your pension as it might dent early retirement chances.



The team look at how at the other end of the scale someone with a bigger pension than they need could pass it to their grandchildren.



Helen details a worrying Crane on the Case theft and how to protect yourself - and finally we discuss whether a passkey is the answer to our fraud fears.

Mortgage rates are rising again - should we be worried?

You can wait a long time for a FTSE 100 record high but for peak-starved British investors this week delivered a bonanza.



Four record highs were racked up by the FTSE 100, with only Wednesday's slight dip spoiling what would have been a perfect run over a week.



The return to new highs on Thursday came as a mega-mining merger bid arrive from BHP for Anglo American - and that was followed swiftly by one of the UK's few tech stars Darktrace announcing it had accepted a bid on Friday.



Are these the catalysts that fund manager Nick Train was talking about when he said it could take a big takeover to shake UK stocks out of their slumber and get the world investing in Footsie companies again?



On this week's podcast, Georgie Frost, Tanya Jefferies and Simon Lambert look and what's moving the UK market, why it is judged to be cheap and whether you should invest.



Plus, the top investment trusts for retirement investing and the latest twist in the state pension top-ups saga.



Should we cut inheritance tax - or at least sort out the mess - as the take soars?



And finally, are you a backseat driver? See if you can pass the test.

Should the Bank of England have cut interest rates instead of holding firm?

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