The complexities of renting versus buying in Canada's current housing market, offering insights from both perspectives as a homeowner and strategic renter. We break down the financial implications, personal considerations, and market conditions that influence this important decision

• The true cost of homeownership extends far beyond the mortgage payment, including maintenance, taxes, and opportunity costs

• Higher homeownership rates don't necessarily indicate greater wealth - Switzerland's example shows renting can be part of a successful wealth-building strategy

• The decision between renting and buying should align with personal goals, financial situation, and long-term plans rather than societal pressure

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