On Day 3 of the government shutdown, there is at least one area where federal employees can find reassurance—the Thrift Savings Plan (TSP) remains fully operational. In this edition of Fed Gov Today with Francis Rose, James Kaplan, Director of External Affairs at the Federal Retirement Thrift Investment Board, explains how TSP participants are protected during a lapse in appropriations. From automatic loan payment adjustments to reliable call center support, Kaplan details the steps the TSP has taken to ensure participants don’t need to take additional action during the shutdown.

You’ll also hear about recent improvements, including streamlined customer service, safeguards for those with loans, and the growing popularity of Roth contributions. These updates underscore how the TSP is continuing to evolve to better serve federal employees and retirees, even in uncertain times.

Throughout the shutdown, Fed Gov Today will bring you daily insights from leaders who have managed through past closures and restarts—helping you prepare for what’s ahead. Be sure to subscribe and listen to the Fed Gov Today Podcast anytime on Apple Podcasts, Spotify, or at FedGovToday.com.