Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In this episode of Small Business Big Money, Gina Knox shares her journey towards achieving a million dollars in her taxable brokerage account. She discusses her initial challenge, the progress made over six months, and the strategies employed to grow her investments. Gina emphasizes the importance of mindset, contributions, and understanding market volatility while also providing insights into her financial coaching program, 7 Figure Wealth Mastermind.

Beginning Balance: $151,471.10

End Balance: $328,531.99

Contributions: $74,310.08

Dividends: $1,175.19

Gains: $101,575.40

00:00 - Setting the Million Dollar Challenge
02:52 - Tracking Progress and Contributions
08:55 - Understanding Gains and Market Volatility
12:09 - Mindset Shifts and Overcoming Hurdles
20:02 - Systems for Financial Success
21:51 - Conclusion and Call to Action

Category: Wealth

Keywords: small business, financial coaching, investment growth, personal finance, wealth building, mindset shifts, financial systems, brokerage accounts, market volatility, financial goals

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In this episode of Small Business Big Money, host Gina Knox discusses the common struggles faced by small business owners, particularly those making significant revenue but struggling with cash flow and profitability. She emphasizes the importance of understanding financial data and avoiding the pitfalls of expanding product offerings without proper analysis. The conversation highlights the need for businesses to focus on core offerings and operational efficiency to ensure sustainable growth and financial health.

00:00 - The Cash Flow Conundrum
10:07 - The Importance of Data in Business
17:41 - Scaling Strategies: Go Deep, Not Wide

Category: Entrepreneurship

Keywords: small business, cash flow, profitability, scaling, financial management, data-driven decisions, operational complexity, business growth, product offerings, financial security

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In this episode of Small Business Big Money, host Gina Knox shares her insights on the importance of negotiation and understanding power dynamics in financial situations. Through her personal experience of negotiating with her landlords about moving out early, she emphasizes the significance of questioning assumptions about money and recognizing one's own power in negotiations. Gina breaks down the process of negotiation into understanding the facts, motives, and creating win-win scenarios, encouraging listeners to challenge limiting beliefs around money.

00:00 - Life Updates and Moving Plans
02:46 - The Power of Asking for Money
05:05 - Understanding the Facts of the Scenario
09:28 - Negotiation Dynamics and Power
12:45 - The Importance of Win-Win Negotiations

Category: Entrepreneurship

Keywords: small business, financial coaching, negotiation, money mindset, asking for money, lease agreements, power dynamics, win-win scenarios, financial security, personal wealth

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In Part 2 of Genevieve Zizzo’s story, we step into the rebirth. After crumbling under $350,000 of business debt, Genevieve shares how she’s breaking the cycle of emotional spending, paying down debt month by month, and rebuilding trust in herself. She talks about the importance of debt neutrality, the power of coaching, and how joining forces financially with her husband has opened up new possibilities. Genevieve also reveals how she’s started investing while still in debt and why this chapter of her life feels like true rebirth and renewal.

00:00 – Tracking progress: paying down $30K in debt
03:00 – Breaking the debt cycle and stopping new debt
06:24 – Catching emotional spending before it happens
10:21 – Why emotions drive money decisions
16:20 – Joining Seven Figure Wealth with her husband
20:18 – Building trust and planning for retirement together
24:34 – Declaring 2025 the year of “Rebirth”

Geneviève Zizzo is a manual osteopathic practitioner, clinic owner, and the creator of Emotional Anatomy for Healthcare Professionals — a groundbreaking program that teaches healers how, why, and where emotions express themselves through the nervous system, fascia, and physiology. This deep area of passion and research led to her latest creation: The Body Oracle, an AI tool that helps both patients and practitioners decode the emotional root of physical symptoms for a truly holistic understanding of what the body is saying.

With 15 years in practice and a lifelong obsession with how the body speaks, Geneviève blends science and intuition to help people reconnect to their body’s wisdom — and build lives and practices that feel as good as they look.

Website: www.genevievezizzo.com, www.fchn.ca (clinic website)

Socials: @genzizzo

The body oracle link: https://chatgpt.com/g/g-6837d24e3ee881919ac01861850d1e80-the-body-oracle 

Category: Entrepreneurship

Keywords: business debt, small business, osteo clinic, COVID shutdowns, entrepreneurship, government loans, hiring staff, financial collapse, debt reckoning, resilience, rebuilding business, money mindset, business owner struggles, debt spiral, online business pivot

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In Part 1, Genevieve Zizzo opens up about building her Osteo clinic from the ground up, expanding into a thriving practice, and then watching it all collapse under the weight of COVID shutdowns and mounting expenses. She shares the heartbreaking reality of carrying 15 staff, taking on government loans, and eventually staring down $350,000 of business debt. This is the raw story of what it means to crumble under debt while holding on to the belief that resilience is possible.

00:00 – From student to clinic owner at 23
04:23 – Expansion, partnership, and early debt
07:50 – COVID shutdowns and government loans
12:17 – Hiring internationally during the pandemic
18:35 – The dream of a “utopian clinic” crumbles
19:49 – Facing $350K of business debt
33:30 – First online course brings in $25K

Geneviève Zizzo is a manual osteopathic practitioner, clinic owner, and the creator of Emotional Anatomy for Healthcare Professionals — a groundbreaking program that teaches healers how, why, and where emotions express themselves through the nervous system, fascia, and physiology. This deep area of passion and research led to her latest creation: The Body Oracle, an AI tool that helps both patients and practitioners decode the emotional root of physical symptoms for a truly holistic understanding of what the body is saying.

With 15 years in practice and a lifelong obsession with how the body speaks, Geneviève blends science and intuition to help people reconnect to their body’s wisdom — and build lives and practices that feel as good as they look.

Website: www.genevievezizzo.com, www.fchn.ca (clinic website)

Socials: @genzizzo

The body oracle link: https://chatgpt.com/g/g-6837d24e3ee881919ac01861850d1e80-the-body-oracle 

Category: Entrepreneurship

Keywords: business debt, small business, osteo clinic, COVID shutdowns, entrepreneurship, government loans, hiring staff, financial collapse, debt reckoning, resilience, rebuilding business, money mindset, business owner struggles, debt spiral, online business pivot

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In this episode of the Small Business Big Money podcast, Gina Knox and Anne Nguyen discuss Anne's journey through burnout, financial challenges, and the transformation of her business. They explore the emotional and practical aspects of managing debt, making wise investments, and the importance of mindset in entrepreneurship. Anne shares her experiences of navigating the complexities of running a business while dealing with personal struggles, and how coaching has helped her shift her perspective on wealth and success. The conversation highlights the significance of making informed financial decisions and the impact of personal growth on professional success.

00:00 - Introduction and Background
01:42 - The Journey to Burnout
10:16 - Navigating Investments and Financial Strategies
15:40 - Understanding Wealth and Generational Impact
25:31 - Reframing Debt and Financial Perspectives
32:22 - Understanding Debt and Its Root Causes
34:37 - Mindset Shifts Around Wealth and Debt
36:39 - Business Rebuilding: From Negative to Positive Profit
43:41 - Cutting Expenses and Owner's Pay for Growth
49:21 - The Importance of Temporary Sacrifices for Long-Term Success

Ann is a Tantra Teacher & Somatic Sex, Love, & Relationship Coach for powerful, legacy-creating WOC whose work centers on pleasure & the erotic as liberatory practices for personal & collective empowerment.

She teaches women how to love their bodies, create thriving intimate relationships, and channel eroticism into better relationships, career, creativity, spiritual power, leadership and self love.

Through her coaching, she reconnects women to the power of their sexuality and facilitates deep transformation for erotic reclamation.

Website: www.theannnguyen.com 
Instagram: www.instagram.com/theannnguyen 
Podcast: Love, Sex & Pleasure with Ann Nguyen: https://www.buzzsprout.com/2321776 

Category: Entrepreneurship

Keywords: burnout recovery, business rebuild, money shame, debt spiral, money mindset shifts, wealth building strategies, generational wealth, immigrant daughter story, financial coaching, investing decisions, Roth conversion, retirement planning, profit increase, financial transformation, trust fund baby redefined, rich white man money moves, emotional side of money, breaking money cycles, financial strategies

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In this episode of Small Business Big Money, Gina Knox emphasizes the importance of financial management for small business owners, particularly those just starting out. She discusses the basics of managing finances, including the necessity of separate business accounts, understanding income and expenses, and the significance of knowing your numbers. Gina also highlights the importance of profit, the dangers of quitting a job prematurely, and the need to identify current business problems to spend wisely. The episode serves as a foundational guide for baby business owners to set themselves up for financial success.

00:00 - Introduction to Financial Thriving for Small Businesses
00:57 - Back to Basics: Owner's Pay and Financial Management
02:52 - The Importance of Separate Business Accounts
07:09 - Understanding Your Numbers: Income and Expenses
12:28 - Profit and Its Role in Business
15:52 - Avoiding Premature Quitting: Financial Security
18:10 - Identifying Business Problems and Spending Wisely
29:58 - Recap: Key Takeaways for Baby Business Owners

Category: Entrepreneurship

Keywords: small business, financial coaching, owner's pay, business management, financial security, entrepreneurship, business expenses, profit, cash flow, business growth

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/free-training 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In this episode, Gina Knox reflects on her journey to achieving her first million dollar year in business. She shares the challenges she faced, including navigating grief and parenthood, and how mindset shifts and support from her partner and community played crucial roles in her success. Gina emphasizes the importance of patience, emotional resilience, and defining success beyond financial goals. She discusses her marketing strategies, the significance of building a team, and the impact of financial freedom on her lifestyle. Ultimately, Gina celebrates her achievements and looks forward to future aspirations, encouraging others to embrace their own go years.

00:00 - Celebrating Milestones: A Million Dollar Year
03:03 - The Journey Begins: From Side Hustle to Success
06:01 - Navigating Life Changes: Grief, Parenthood, and Business
09:02 - Mindset Shifts: Embracing Risk and Letting Go
11:57 - The Power of Support: Partner and Community Dynamics
14:42 - The Slow Road to Success: Patience and Growth
17:51 - Overcoming Burnout: Lessons Learned and Strategies
20:57 - Financial Freedom: The Impact of Wealth on Life
23:57 - Building a Team: Contractors vs. Employees
27:00 - Marketing Strategies: Launches and Email Marketing
29:54 - The Emotional Journey: Navigating Feelings in Business
32:48 - Defining Success: Personal Goals vs. Business Goals
35:57 - Mom Guilt and Balancing Life: Parenting and Business
38:51 - The Importance of Community: Surrounding Yourself with Support
41:51 - Living an Extraordinary Life: Embracing Ambition
44:38 - The Future: Goals and Aspirations Beyond a Million
47:44 - Final Thoughts: Celebrating Achievements and Growth

Website: https://kirstenroldan.com/ 
Instagram: https://www.instagram.com/kirstenroldan/ 

Category: Entrepreneurship

Keywords: business growth, financial coaching, entrepreneurship, mindset, burnout, parenting, marketing strategies, community support, wealth, success

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/masterclass-ad 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In this episode, Gina Knox interviews Cathy Yerges, a cafe and specialty food store owner from Cambridge, Wisconsin. Cathy shares her journey of starting her business just before the COVID-19 pandemic and the challenges she faced, including navigating debt and the need to pivot her business model. She discusses the importance of community support, the lessons learned from joining Small Business Money School, and how she has shifted her focus to new revenue streams, including opening a bookstore. Cathy emphasizes the value of vulnerability and community in overcoming business challenges and shares her excitement about future growth and stability.

00:00 - Introduction to Cathy Yerges and Her Business Journey
05:16 - Navigating COVID Debt and Financial Challenges
22:23 - Embracing Change and Letting Go
23:37 - Paying Off Debt and Financial Freedom
26:30 - Inventory Management and Cash Flow Strategies
32:11 - Navigating Emotional Challenges in Business
33:51 - The Importance of Community and Support
36:10 - Realities Behind Business Success
39:31 - Taking Control of Your Business Journey

Cathy Yerges is a leader with a servant's heart, believing collaboration beats competition every time. She embraces the philosophy that ""it takes a village"" to create meaningful change and transform neighbors into friends. With a background in banking and finance, Cathy is passionate about revitalizing Main Street and rural living through community building.

Cathy owns Cambridge Market, a cafe and specialty food store, and recently opened Mustard Seed Books, creating gathering places where people break bread, share conversation, and support local makers. Her work focuses on promoting collective well-being and strengthening community bonds through simple acts of coming together and celebrating local talent.

She also serves as Executive Director and co-founder of Collaborative 523, Inc., driving community development initiatives throughout Cambridge, Wisconsin.

Website: https://www.cambridgemarket.net 
Facebook: https://www.facebook.com/cambridgemarket 
Instagram: https://www.instagram.com/cambridge_market/ 

Category: Entrepreneurship

Keywords: small business, COVID-19, COVID debt, financial challenges, community support, entrepreneurship, business coaching, debt management, revenue streams, local business, business growth, merchant financing, square loan, small business loan, inventory management

Register for my FREE debt class for entrepreneurs: https://ginaknox.co/masterclass-ad 

Join Small Business Money School: https://ginaknox.co/school 

Join the waitlist for the 7 Figure Wealth Mastermind: https://ginaknox.co/mastermind 

In this engaging conversation, Ashley Rose shares her entrepreneurial journey, highlighting her expertise in Airtable and automation. She discusses her financial growth, the importance of simplifying offers, and the challenges she faced, including managing debt and navigating a divorce. The discussion emphasizes the significance of having streamlined systems in place for business success and the value of focusing on one core offer to drive growth. Ashley also reflects on her evolving relationship with money and debt, advocating for a mindset shift towards viewing debt as a tool rather than a burden.

00:00 - Introduction to Ashley Rose
03:11 - The Power of Airtable
05:58 - Financial Growth and Business Metrics
08:58 - Navigating Challenges and Mistakes
11:55 - The Importance of Offer Simplification
14:50 - Debt Management and Financial Strategies
17:52 - The Role of Systems in Business Success
20:44 - Final Thoughts on Entrepreneurship
 

Ashley Rose is an automations and Airtable expert, who has helped hundreds of coaches move off of spreadsheets and into streamlined & automated systems. As a neurodivergent business owner, she knows the power of systems to scale your group program & business on part-time hours, without sacrificing client experience or burning out.

Her 12 month systems support container, Systems Over Stress, helps online coaches build client management Airtable systems that reduce overwhelm, save hours of admin time and team cost, and improve their client experience as they scale.

Website: https://systemsoverstress.co/ 
Instagram: https://www.instagram.com/systemsoverstress/ 
Youtube: https://www.youtube.com/@systemsoverstress 

Category: Entrepreneurship

Keywords: Airtable, entrepreneurship, business growth, financial management, systems, automation, debt management, offers, coaching, automation expert, divorce, debt, stripe loans, stripe