Small Changes Big Shifts

Stephen is a first-generation college graduate with a B.S. from Texas A&M University and a Master of Divinity from Fuller Theological Seminary.

He is currently working on a Doctorate of Ministry, also at Fuller.

Stephen helps coaches and athletes connect the dots between sports and life through the 2Words Character Development program.

Mackey's first book, co-authored with best-selling author Damon West, is called The Locker Room: How Great Teams Heal Hurts, Overcome Adversity, and Build Unity. It's coming out this month, May 2022.

Among his many accomplishments, Mackey is most proud of his role as a devoted husband to his wife, Teressa, and father to their four kids.

During the last part of the show, Dr. Robin chats with Jackie Reed about the homebuying process in these times. Jackie is a manager at CommunityAmerica Credit Union in their Branch and Outbound Mortgage Sales department. She provides helpful tips about how to find the right lendor and loan officer for your family, as well as how to find a real estate agent that will be dependable with your needs. She also speaks to how the home loan process works at CommunityAmerica Credit Union, and why they take a personal approach with their customers to make sure you are comfortable during the entire journey toward buying your next home.

Memorable Quotes:

• "Because whenever we start to live outside of our core values, adversity, conflict, and hurt will follow."
• "But instead, we turn the volume up and we say, let's bring the fullness of who you were created to be and the fullness of who I was created to be. And let's bring all of that and deploy it in service of one common goal."
• "The purpose of influence is to serve those that have none."

What You'll Learn:

How to encourage our kids to overcome adversity through staying true to their core beliefs. Also, the steps that are involved in the homebuying process, and how you can make the process easier on yourself by being prepared with some helpful tips.

This Episode Includes:

• Stephen was raised by his grandparents and was able to become a first-generation college graduate.
• He worked as a youth pastor before he started his character development program.
• If we start with no, we'll find all the reasons why we can't do something. If we start with yes we'll find all the reasons that we can.
• Stephen shares the six foundational ideas that are represented in his book "The Locker Room" and a brief synopsis of what the story is about.
• In order to write "The Locker Room," Stephen reached out to Damon West on Twitter. Together, they collaborated to write and publish the book.
• One key principle in the book is the idea that following your core values will help you achieve success on the field and in real life.
• Stephen believes that unity begins when you listen more than you talk.
• Listening to young people instead of trying to solve their problems is one way to help them overcome mental health challenges.
• What to look for in a real estate agent, and why your lendor and loan officer can be a great supportive system for you during the homebuying process.
• What you can do budget wise to prepare for the homebuying process
• Some tips to avoid getting derailed from the homebuying process.
• Why getting pre-approved matters and saves you time and stress.

Takeaways From Today's Episode:

1. Go and purchase "The Locker Room: How Great Teams Heal Hurts, Overcome Adversity, and Build Unity" to give to a recent graduate as a gift.
2. Talk to family and friends when looking for a real estate agent, as they tend to be the best referrals.
3. Find a lendor who will work with you to understand all the costs associated with buying a home.

Mentioned In The Episode:

• Damon West
• The Locker Room: How Great Teams Heal Hurts, Overcome Adversity, and Build Unity
• Home - YoungLife.org
• Stephen Mackey
• CommunityAmerica Credit Union – Call or visit a location to speak with one of their mortgage advisors

*** This recording is for educational and entertainment purposes only. It should not be viewed as personalized financial advice and is not a substitute for consultation with your financial representative. Any reference to third-party websites are provided for information purposes only and are not endorsed by CommunityAmerica. Please visit CommunityAmerica.com to learn more about how we can assist you in achieving your Financial Peace of Mind.***

Jessica graduated from California State University Long Beach.

She has worked as a neuroscience bedside nurse with children and young adults in a psychiatric residential treatment center.

She is a clinical instructor to nursing students during their psychiatric rotations.

Jessica is also the director of clinical services with foresight mental health clinic.

She believes in finding a balance between lifestyle interventions and medication.

Foresight Mental Health Clinic just opened offices in Kansas City, MO.

The goal of Foresight is to leverage technology with mental health services to help make people healthier and happier.

During the second part of the show, Dr. Robin chats with Amy Milroy, Director of the B.E. Smith Family Center at AdventHealth in Shawee, Kansas, as well as Paloma Juarez, who has two children that attend the Britain Development Program at B.E. Smith Family Center.

As they continue the conversation on mental health and kids, Amy shines a light on why their programs are praised by the Kansas City community. The B.E. Family Center encompasses two unique programs – the first being the Early Learning Program which benefits AdventHealth employees' children. The second is the Britain Development Learning Program, which benefits children all over the Kansas City area with special needs such as autism and other developmental delays. Both programs help children ages 0-5 prepare for kindgarten and that next stage along their journey with successful learning opportunities that incorporate occupational therapy, speech therapists, music therapy, feeding therapty, aquatic therapy, and so on.

Paloma Juarez also shares why this center has become part of their family, and why this has been the best place for even her own well-being as she navigates parenthood.

Memorable Quotes:

• "So, our mental health landscape in the US is very much cash pay, and only 56% of psychiatrists take insurance all across the US. To me, that's so absurd. If you were to break your leg, you would not be hard-pressed to find somebody who takes your insurance to fix it."
• "I think that's really great advice to meet people where they're at. And so, anybody listening today, it's kind of like if you get in a car accident and your bone is hanging out of your skin, please go to the ER, don't come to the chiropractor."
• "This a tough road because you're responsible for these tiny humans. My biggest advice is giving yourself some grace. The fact that you're worried that you're struggling means that you care a ton and you're probably making a lot of awesome tough choices for your little one, and know that you aren't the only one."

What You'll Learn:

Difficulties in access to mental health care and innovative ways that Foresight Mental Health Clinic is changing those difficulties.

This Episode Includes:

• Jessica became a nurse because of the diversity of care they can offer.
• While working as a nurse, Jessica saw there was a stigma for those patients who came in with a mental health diagnosis. She decided to go into psychiatry to help put an end to that stigma.
• Jessica talks about the beginning of Foresight Mental Health Clinic and what makes it different from other mental health clinics.
• One of the goals at Foresight is to provide greater access to patients through the acceptance of as many insurance companies as possible. They also create custom cash pay plans for patients.
• Foresight also provides more data collection and analysis compared to other mental health clinics.
• According to statistics, Missouri is in the top five states with poor access to mental health care. Foresight decided to address this statistic by opening a new clinic in Kansas City, Missouri.
• Jessica shares a few lifestyle interventions that someone who is feeling down can implement to boost their mood. However, she also notes there are different levels of mental health. Someone at a level one may benefit from lifestyle interventions while someone at level five may not be able to implement any changes on their own just yet.
• There are several different ways to access care with Foresight. Going to their website will give you the most up-to-date information.
• Find out more about how a hospital in the Kansas City community is helping their employees' children ages 0-5, plus how they are helping a larger outreach of children ages 0-5 with special needs such as autism or other developmental delays.
• Learn how the B.E. Smith Family Center was founded, why it's the largest childcare facility in the Kansas City area, and the impact its programs are having in our community from Paloma's story.

Three Takeaways From Today's Episode:

1. Consider how unplugging from technology can help your mental health and your quality of sleep.
2. Nutrition and exercise are two great lifestyle interventions that help support mental health.
3. Give yourself grace no matter what you are going through – it's needed along the journey.

Mentioned In The Episode:

• Advent Health
• Foresight Mental Health Clinic
• People Need People
• Glass Castle by Jeanette Wells
• AdventHealth B.E. Smith Family Center and Britain Development Program

Grace Gerber is a bright soul who cares deeply about her family, especially her two moms, Terry and Shelly.

She was adopted from Vietnam, along with her brother, Matthew, and was brought over to the states when she was a little over a year old. She grew up knowing Terry and Shelly as her true parents, who raised her to be the caring and capable individual she is today.

Grace has roots in Kansas City but is currently a fourth-year student at the Rochester Institute of Technology in New York.

She is about to graduate with a Bachelor of Fine Arts in a unique field called Medical Illustration. First and foremost, she is an artist who thrives on creative challenges.

She hopes to one day illustrate human anatomy and biological processes for medical companies, or biomedical research facilities.

It was her equal love of art and science that led her to pursue this line of work. However, she insists she couldn't have done it without the ongoing recognition, encouragement, and support from her family. Their love for her stokes her love and passion for what she does. They inspire her every single day.

Memorable Quotes:

• "Parents are parents. Love is love. I don't think gender should matter at all. It's about having that ongoing love and support and encouragement and wisdom in your life, and you can receive that from any gender."
• "The authoritative, protective energy in my life has always been female. So, I've grown up knowing that women are very powerful and brave, and I guess that's what makes having two moms different."
• "Our parents are like your rock. And for me, it's my entire family. I see my entire family as my rock. Not just my parents, my aunts and uncles, my grandparents, my cousins, they've all made a huge impact on my life."

What You'll Learn:

Moms of all types are important and should be celebrated for the tremendous work they do.

This Episode Includes:

• Grace talks about being adopted from Vietnam and what that processed looked like for her two moms.
• She shares her thoughts on what it means to celebrate Mother's Day with two moms.
• Grace emphasizes the fact that gender doesn't matter, parents are parents, and love is the most important thing for a child.
• The Gerber family is very close-knit and enjoys doing outside activities and going on vacations together.
• Grace and her brother Matthew met their biological families in 2014 but she shares that it didn't impact her in any large way.
• Growing up, Grace always viewed her family as one single unit. She says her family is her rock.
• Grace ends the show by giving a few tidbits of advice on graduating college and how to be yourself in the process.

Takeaways From Today's Episode:

1. Celebrate moms today!

Jenn Nussbeck is the President of LeisLux, a philanthropy and event management agency.

She served on numerous public charity boards as well as dedicated the last fifteen years to supporting organizations throughout the Kansas City communities,

Assisting those navigating the philanthropy and civic channels is not only her work, but her passion.

Currently, Jenn serves as Parade of Hearts Co-Chair as well as serving on the Lee's Summit Public Safety Board.

Memorable Quotes:

• "I think in the bigger picture, it is just who Kansas City is. I think we are one of the best small, big cities. We are extremely philanthropic, and I think we have the true ownership of being called the Heartland."

What You'll Learn:

The inspiration behind the Kansas City Parada of Hearts and how to get involved.

This Episode Includes:

• Jennifer shares that the original plan for the KC Parada of Hearts started at the University of Kansas Health System.
• They soon realized that this idea was bigger than just the University and made a plan to include the entire community.
• Jennifer attributes her desire for philanthropy to her parents. She says they instilled in her the value of giving back at an early age.
• There are 154 hearts placed around the region, across two states, five counties, and 30 different cities.
• The parade of hearts is a collaboration between community artists and city leaders.
• Four organizations will benefit from the funds raised by the parade of hearts.
• The parade of hearts will be on display till the end of May and the majority of hearts will be available for auction online and in-person during the month of June.

Takeaways From Today's Episode:

1. If you live in the KC area, try and go visit each of the 154 hearts on display.
2. If you don't live in the KC area, try and consider how you can inspire your community to do their own parade of hearts.

Mentioned In The Episode:

• KC Parade of Hearts
• Your Wellness Connection

Sponsors

A huge thank you to all our sponsors!

• AdventHealth
• CommunityAmerica
• YMCA of Greater Kansas City

Cynthia Thurlow is a nurse practitioner, CEO and founder of the Everyday Wellness Project.

She's an international speaker with over 10 million views for her second TEDx talk (Intermittent Fasting: Transformational Technique).

With over 20 years of experience in health and wellness, Cynthia is a globally recognized expert in intermittent fasting and nutritional health.

Cynthia developed this intermittent fasting plan after entering her forties and experiencing a health breakdown.

Intermittent fasting didn't just help her lose weight; she had more energy, fewer cravings, and lower blood glucose levels.

Cynthia has now worked with thousands of women in her private practice to make her unique program of intermittent fasting work for them, too.

As Senior Healthy Living Director, Maggie enjoys connecting with people from all walks of life and helping them meet their goals.

Maggie began her career at the Y in 2012, working as a youth exercise instructor, personal trainer and group exercise instructor.

In May 2015, she became the Healthy Living Director at the Paul Henson Family YMCA.

In November 2016, she moved into her current role, providing association-wide resources for healthy living. She also leads the Health Living team at the Kirk Family YMCA.

Maggie grew up in Kansas and Alabama and graduated from the University of Kansas with a Bachelor's degree in Public Administration.

She is an ACE certified personal trainer and YMCA certified group exercise instructor.

Outside of work, Maggie enjoys camping, kayaking and cheering for the Kansas City Royals and Kansas Jayhawks.

Memorable Quotes:

• "And when people ask, what are your feelings about moderation, not deprivation? I said the concept works. If you can moderate, if you can't moderate, then you eliminate."
• "I believe that if we tune into our bodies talking to us, and instead of trying to lose weight for a wedding or for a vacation, how about we release the weight, or we eat to thrive through life and to have our body function at a high level."
• "Being organized helps you achieve your goals, mainly by creating focus around those goals. So, when we think about being organized and we are thinking about our goals, usually we think about our big overall goal, which is great. We have to remember why we want to change and what our big goal is. But in order to get there, we have to take small steps."

What You'll Learn:

The benefits of intermittent fasting and tips to start intermittent fasting for beginners. Plus, learn how to get organized for fitness.

This Episode Includes:

• Cynthia shares her story about how her health declined as soon as she hit perimenopause.
• After reading a book by Dr. Jason Fung she discovered the power of intermittent fasting.
• Cynthia began intermittent fasting and saw her health trajectory change.
• She encouraged her colleagues and patients in her private practice to begin intermittent fasting and saw even more success stories.
• Cynthia talks about some of the benefits of intermittent fasting like a healthier gut microbiome, more mental clarity, and higher energy levels.
• She shares her personal day-to-day life and how she incorporates fasting into her lifestyle.
• Cynthia also encourages the listeners to work with their healthcare providers if they want to start intermittent fasting.
• Intermittent fasting is not for people who are pregnant, nursing, frail, underweight, or who have an eating disorder.
• Women who still have a menstrual cycle will need to fast differently than women who have gone through menopause and men.
• Cynthia ends by sharing three tips to get started with intermittent fasting.
• Maggie Little from the YMCA shares how to get organized for fitness.
• The YMCA has a program called Smart Sets where they help beginners learn how to properly handle equipment and set up a training plan.
• In order to achieve your goals, it's important to be organized.
• Pre-planning is critical to achieving your fitness goals.
• Analyze your time to see where you can better organize it. This will help you fit exercise into your schedule.

Three Takeaways From Today's Episode:

1. Teach yourself to stop snacking throughout the day.
2. Increase your protein servings at each meal.
3. Start your first fast from 6:00 P.M. at night to 8:00 A.M. the next morning.

Mentioned In The Episode:

• Jason Fung
• YMCA
• Advent Health
• Community America Credit Union
• Intermittent Fasting Transformation

*** This recording is for educational and entertainment purposes only. It should not be viewed as personalized financial advice and is not a substitute for consultation with your financial representative. Any reference to third-party websites are provided for information purposes only and are not endorsed by CommunityAmerica. Please visit CommunityAmerica.com to learn more about how we can assist you in achieving your Financial Peace of Mind.***

*** Securities and advisory services offered through Copper Financial Network, LLC ("CuFi"), Member FINRA/SIPC. CuFi is a SEC registered investment adviser. Products offered through CuFi: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. CuFi is a wholly-owned subsidiary of CommunityAmerica Credit Union. For important disclosures from CuFi, including our Form CRS, please visit here. ***

Zik Nwanganga is passionate about helping people discover their purpose and maximize their true potential.

Zik founded a leadership/entrepreneurial organization called FiredUp'.

The goal of FiredUp' is to motivate young people to pursue their purpose by hearing about other leaders' failures and successes.

Liz Armstead is a branch manager with CommunityAmerica Credit Union. She has been with them for five and a half years.

Liz has three kids and two dogs. She loves to travel and go on adventures with her family.

Memorable Quotes:

• "I fit here because I know that these are all human beings who are going through the same struggles, maybe in a different way, but they're all trying to pursue something."
• "He said that at the deathbed of anyone in the world, at the last breath, no one ever thinks, man, I should have spent more time at work. We always think, man, I should have spent more time with my family and friends because that's the most important thing."
• "I always find that having someone there to hold you accountable is a great option, whether it's a spouse or a family member or a financial adviser, someone at your credit Union."

What You'll Learn:

Inspirational words for aspiring young leaders and how to manage your money well through a budget.

This Episode Includes:

• Zik started FiredUP' KC because of the challenges he went through during college.
• Zik believes that it doesn't matter what you're doing, it matters most who you are.
• Reading, following, and listening to other leaders will inspire you to find your own true potential.
• FiredUP' KC is about all the leaders and entrepreneurs in the KC area and building a community of support for aspiring young leaders.
• Zik shares that being a leader is to make work easier for whoever is under you, not harder.
• A friendly work environment is important to the success and overall happiness of everyone involved.
• Young people can start to pursue their passion by being willing to take a risk with whatever idea they have.
• Whatever you're doing, no matter what it is, do it to the best of your abilities because the one thing you're doing might lead to the main thing you want to do.
• Building a budget is all about setting goals and knowing what you want to put your money toward.
• Liz shares several ways to start building a budget and how to get help when starting out.
• A budget helps reduce stress by giving you peace of mind about how much money you actually have.

Three Takeaways From Today's Episode:

1. Find one inspirational leader who you look up to and learn how they got to where they are today.
2. Set goals for your life and career – those can be one-year goals or five-year goals.
3. Start a budget around your goals.

Mentioned In The Episode:

• FiredUP' KC
• Go-Giver by Bob Burg
• Bob Burg on Small Changes Big Shifts
• Rachel Hollis Girl Wash Your Face
• Advent Health
• CommunityAmerica Credit Union
• YMCA

Britt Frank is a clinician, educator, and trauma specialist. She does aerial hoop for fun and her name is not short for Brittany. One of her favorite books of all time is The Artist's Way by Julia Cameron.

Her shih tzu Oscar is the cutest dog on the planet (She says she may be a bit biased)

Britt was an award-winning adjunct professor at KU. She is an alumnus of both Duke University and KU. Britt wrote The Science of Stuck because it was the book that didn't exist when she started her healing journey

Jennifer Bulcock, MD, is a Board-certified family physician with AdventHealth Medical Group Primary Care at Spring Hill. Dr. Bulcock provides care for patients of all ages with a wide range of health needs.

After earning a bachelor of science in biology and health service administration from Washburn University, she earned her medical degree at the University of Kansas School of Medicine,

She worked as a family physician in Garnett, Kansas, and then Dr. Bulcock joined AdventHealth Medical Group in 2022.

When she's not at the office, she enjoys quality time with her husband and two young daughters and spending time outdoors, especially when she is on the golf course or in her garden.

Memorable Quotes:

• "We are experts at shaming ourselves and beating ourselves up, and nothing will render us inert faster than shame. Not all behaviors are excusable, but everything makes sense in context. And if shaming ourselves worked, it would have worked by now. So, if we can get accurate information and dump the shame, we can all get moving."
• "Motion is lotion, stuck turns into unstuck the second you take a step in any direction."
• "It's very easy to feel overwhelmed. That's the kind of obvious thing. But really, folks can feel overwhelmed for various reasons. It doesn't have to be something as big as a pandemic to drive people to feel overwhelmed."

What You'll Learn:

The simplest of steps can help you feel unstuck and take back control of the feeling of overwhelm in your life.

This Episode Includes:

• Most people don't need a deep dive into behavioral health they just need to scratch the surface and that's what the Science of Stuck does.
• One reason people get stuck is because they don't have the right information.
• Mental health has very little to do with your mind and a lot to do with your body.
• A central nervous system that's stuck in a variety of responses is going to present with symptoms of anxiety or depression.
• The best way to support children who are feeling stuck is to make them feel as safe and loved as possible.
• Nothing will get you out of a negative thought loop faster than asking this question, how true is this?
• When evaluating mental wellness Dr. Bulcock looks at each person's sense of worth, each person's sense of purpose, and each person's sense of peace. And that looks very different for everybody.
• Overwhelmed feelings originate from a sense of lack of control.
• Some people can manage their feelings of overwhelm while others need outside help and direction to manage those feelings.
• Clutter brings in external stimuli and one of the best ways to reduce feelings of overwhelm is to declutter.
• You are in the driver's seat of your life and only you get to determine if you drive or if fear drives.

Three Takeaways From Today's Episode:

1. Ask yourself this question next time you have negative thoughts, how true is this?
2. Make your home a safe and loving space for your children to help support their mental health.
3. Take ten minutes to declutter one section of your home every day to help reduce feelings of overwhelm.

Mentioned In The Episode:

• The Science of Stuck
• Advent Health
• YMCA

Robyn Stevens is a master at finding balance and creating a harmonious living environment through Feng Shui

She believes that what we surround ourselves with has a direct effect on all aspects of our lives

Robyn visits people from all walks of life, including Fortune 500 execs, business owners, students, and stay-at-home moms, and transforms their spaces—and their lives.

She finds out about their relationships with themselves, others, and their things in order to help them create a space that welcomes new opportunities and good energy.

A genius at breaking down the fascinating complexities of Feng Shui in an entertaining and simple way, Robyn is a frequent TV guest and a highly sought-after speaker.

Certified in 2012, Robyn launched her business Robyn Stevens Feng Shui in 2013.

She is also a member of the International Feng Shui Guild.

Memorable Quotes:

• "Feng Shui is the art of designing environments in harmony with the flow of energy in your living space. And then the flow of energy in your living space directly impacts or influences your own personal energy or your life force."
• "Chronic clutter can cause anxiety and anger, and depression. It kills our productivity, our focus, our creativity, motivation, all of it. And sometimes kids just can't do it themselves. They need a decluttering buddy to come in and help them get organized."
• "Free your space not only from the things you're eating, but also the stuff around you, and the thoughts you have. And I think Feng Shui will help open the gateways to doing that."

What You'll Learn:

Feng Shui helps you free your space and allows you to flourish as the person you are meant to be.

This Episode Includes:

• Whatever is going on in your life, good or bad, most often mirrors how you're living in your home.
• The Feng Shui principles of balance and harmony naturally bring down stress levels in your home and helps free your space.
• The International Feng Shui Guild has an online resource where you can search for Feng Shui providers near you.
• It's important for caretakers and parents to live in a space that is harmonious with who they are and be an example for their children.
• The first step to Feng Shui in your child's room is to make sure everything in it is age-appropriate.
• It's important to let your child's room show their taste in style not the parent's taste in style.
• Chronic clutter can cause anxiety and anger, and depression. It kills productivity, focus, creativity, and motivation.
• Even paint colors can impact how a space feels, for example too much red induces anger and black can cause depression.
• Robyn shares a few stories of how she has been able to work with clients on Feng Shui in their homes. She has been able to help children come into themselves and build confidence through Feng Shui.
• Life can be difficult, and there are so many things that are out of your control. But what is in your control is the little bit of space that you have.
• If your space is clean and organized and decluttered, that's going to raise your own personal energy.

Three Takeaways From Today's Episode:

1. Encourage your children to declutter and let go of things that don't fit with who they are.
2. Make sure your children's rooms are full of age-appropriate items.
3. Be an example for your children and teach them how to live in and maintain a clean, comfortable space.

Mentioned In The Episode:

• Mindy Corporon
• Big Shifts Foundation
• International Feng Shui Guild
• Wellness on a Shoestring
• Advent Health
• Brookside
• Super Gut by Dr. William Davis

Hosea Hayword started going to Your Wellness Connection in 2020 when his health took a turn for the worse. Over the last two years, he has achieved a level of well-being he didn't think possible. When you listen to Hosea's story, you'll understand that he is an expert at being authentic. From holding his mom as she died in his arms to convincing the Lincoln University President to help him stay in college, Hosea is always true to himself.

Hosea's been married 33 years and has two daughters and two grandchildren. He loves hanging out with all his family, especially his grandson. He's had his own business for 34 years in computerized auto search.

Memorable Quotes:

• "You must heal the heart to heal the body."
• "That helped me realize a lot of things, that helped me realize that I should just try to be Bruce Wayne and not play Batman. And so, by just being Bruce Wayne I took some of this pressure off."
• "There were no drugs and none of that stuff, and so I was being myself, just being myself and being willing to get the right help and overcome it."

What You'll Learn:

Being authentic will help you heal your heart and in turn, heal your whole body.

This Episode Includes:

• Hosea shares the story of how he held his mother in his arms as she died after being shot in the head.
• His family moved him and his sister and brother to Kansas City, Missouri after his mother's death.
• After a few more difficult life events, Hosea decided to attend college at Lincoln University.
• He started college with $25 his dad gave him and not a penny more.
• Hosea was almost kicked out of college due to not having any money but through perseverance, he convinced the University President to help him out.
• Hosea graduated college, got married, and started his own business.
• Around 2020 his health took a turn for the worse. His blood pressure medication began to severely affect his sleep.
• A mutual friend connected Hosea to Dr. Robin and Your Wellness Connection.
• Through Hosea's authenticity and perseverance, he was able to achieve healing without medication.

Three Takeaways From Today's Episode:

1. Don't take for granted the power of telling others your story, it may open paths you didn't even know existed.
2. Go donate to the Big Shifts Foundation to help us raise 30k for the kids.
3. Practice being authentic today.

Mentioned In The Episode:

• Big Shifts Foundation
• Your Wellness Connection
• Community America Credit Union
• Advent Health
• Notes to Self Socks

*** This recording is for educational and entertainment purposes only. It should not be viewed as personalized financial advice and is not a substitute for consultation with your financial representative. Any reference to third-party websites are provided for information purposes only and are not endorsed by CommunityAmerica. Please visit CommunityAmerica.com to learn more about how we can assist you in achieving your Financial Peace of Mind.***

*** Securities and advisory services offered through Copper Financial Network, LLC ("CuFi"), Member FINRA/SIPC. CuFi is a SEC registered investment adviser. Products offered through CuFi: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk, including possible loss of principal. CuFi is a wholly-owned subsidiary of CommunityAmerica Credit Union. For important disclosures from CuFi, including our Form CRS, please visit here. ***

About Alex Borgardts

Alex is a Wealth Advisor with Wealth Management by Community America.

He helps his clients understand the 'WHY' behind their goals and aspirations.

His goal is to make the financial planning process seamless so that the path to a meaningful life full of freedom, comfort, and peace is clearer and more attainable.

Alex is also an Officer in the Army Reserve and is proud to serve our country.

In his spare time, Alex enjoys going to the lake and barbecuing with his spouse.

About Amber Ogle

Amber Ogle lives in Olympia, Washington, and is a wife and mom to seven kids. She is the founder of the ELGO – Everyday Love Giving with the Ogle's Facebook page. Amber is passionate about teaching her seven children how to give back to the community. She believes in creating a ripple effect by being a go-giver and hopes to impart that quality to her children and others in the community.

Memorable Quotes:

• "A penny saved is a penny earned." - Benjamin Franklin
• "First and foremost, I think an important part of financial planning is making sure that you have the groundwork played and you've got some security."
• "I think the last item that I'd point to is investing in yourself. So, if you have all those financial planning goals, both short and near term in place, you might consider ways that you can add a return on investment in your career or your life in other ways."
• "And I think hope is a vitamin in our life that we need to just keep moving forward."
• "Plant seeds inside your soul that you want more of. It's better than any high you can ever get. I believe it's a high of giving."
• "My mom always said to me when I was young to plant trees that you'll never sit under, do for others without expecting anything in return, because that's just who you are. And that stuck with me as a child."

What You'll Learn:

What to do with a large sum of money and how to integrate your long and short-term financial goals. And learn how to teach your children to give back to their community with a heart full of compassion.

This Episode Includes:

• The first step to financial planning is making sure you have security with an emergency fund.
• The next thing Alex suggests you do is pay off any high-interested debt.
• A few ways to use a large sum of money, like a tax return, include: investing in your child's future, investing in your business, or investing in your career.
• When setting up an emergency fund you want to have enough funds for rent or mortgages, auto payments, utilities, fuel, food, and daycare expenses.
• Alex shares ideas on where to house your money whether it be for short-term use or long-term investment.
• It's important to talk to an advisor when deciding on long-term care and life insurance options.
• It helps to visualize your goals when deciding where and how to spend your money.
• Wealth advisors want to have long-term relationships with their clients.
• When looking for a wealth advisor it's important to find someone who understands your life stage and objectives.
• Amber shares a story about how her family and neighborhood raised $2,500 for people suffering in Ukraine.
• Amber learned how to be a go-giver as a child when one person stepped in to help her family make it through a hard time.
• Hope is an essential nutrient that Amber believes everyone needs in their life.
• In fourth grade, Amber helped one little girl who was teased for her dirty hair and clothes. Supporting that little girl stuck with Amber throughout the rest of her life.
• Each of Amber's children has their own little charities that they create and support each year like the Ogle's Birthday Closet or Sweat Dreams Blankets.
• As a family, the Ogle's create and disperse Thanksgiving in a Basket to those in need in their community.
• Teaching your child how to give back to the community starts by getting them involved and showing them the impact that they can have.

Takeaways From Today's Episode:

1. Set up an emergency fund with three months' worth of expenses.
2. Consider working with a financial advisor to help set long and short-term financial goals.
3. Watch your child to see what they are passionate about.
4. Ask your children how they would like to give back to the community and make their idea come to life.
5. Consider how you can be a go-giver in your community.

Mentioned In The Episode:

• Community America Credit Union
• 30 Years in 30 Days Big Shifts Foundation
• Big Shifts Foundation
• Tess Masters
• ELGO Facebook Page
• Be Good to People