Dr. Gurbachan Singh is an independent economist based in India, known for his work at the intersection of macroeconomics and financial stability. He holds degrees from Hindu College, the Delhi School of Economics, and a Ph.D. from the Indian Statistical Institute, Delhi Centre.Over the years, he has taught as a visiting professor at institutions like Ashoka University, ISI Delhi, and Jawaharlal Nehru University. His research covers topics such as interest rate policy, asset prices, systemic risk, and financial markets in emerging economies.He is the author of the book Banking Crises, Liquidity, and Credit Lines. Dr. Singh also contributes regularly to leading publications including Business Standard, Mint, and Ideas for India, where he presents economic ideas to a broader audience.