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This October, the Social Security Administration is expected to announce a 2.7% cost of living adjustment for 2026 now that sounds like good news, until you see what it really means in dollars and cents. Today, Scott breaks down what the new Cost of Living Adjustment (COLA) really means for you, and why rising Medicare premiums, taxes, and inflation can easily cancel out your “raise.”  

Here’s what we cover in this episode:

💵 The Real Raise: average benefit increase is only about $54 a month

🏥 Medicare Impact: higher premiums can erase much of that gain

💰 Smart Retirees Plan Ahead: strategies for what you can do right now

🧾 Check Your Estimate: review benefits on SSA.gov and update your plan

🤝 Take a Team Approach: financial + tax + healthcare planning under one roof

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