Something On My Mind

This episode reviews how to evaluate debt-to-income ratio (DTI): how to calculate it, what to watch for in your budget, and how it used for evaluation when buying a home. Next, the interview with Dr. Peter Rork, the co-founder of Dog is MyCoPilot. He created a charity where used his own airplane to fly dogs and cats to adoption shelters to save them from being euthanized. He has saved over 15,000 dogs and cats over the past eight years.  Coronavirus montage: The story of a man who custom built a bar just for squirrels and the story of a man who nursed a mouse back to health after it some of his marijuana plants. https://dogcopilot.org/ https://www.investopedia.com/terms/d/debtequityratio.asp https://mymodernmet.com/squirrel-bar-duke-harmon-woodworking/ https://www.timesnownews.com/the-buzz/article/marijuana-mouse-passes-out-after-munching-on-cannabis-leaves/650875

This episode reviews the Robinhood online trading platform. From breakdown their pioneering marketing, unusual trading practices and their history of website outages causing some traders to lose large amounts money. Coronavirus montage: what are the common words and phrases that people say incorrectly and the story of a woman whose kept a McDonald's hamburger in her closet for last 24 years. Next:: The story of a woman who was pronounced dead at her home; however, was found alive at the funeral parlor.

The interview with highly decorated former Navy Seal Tom Chaby. He spent 26 years the military and was leader commanding teams from four to 1,000 in over 60 countries throughout the world. He has led missions in many critical areas of the world including Operation IRAQI FREEDOM and Operation ENDURING FREEDOM. In addition, he was a SEAL Instructor leading the current generation of SEAL operators.   Over the past six years, Tom has provided consulting to 100+ high performing corporate organizations including the NFL, NHL, NBA, MLB, NCAA, & Olympic sports teams, to help them build empowering cultures and team effectiveness.  He’s also helped Fortune 500 organizations become more effective which include two collegiate football teams become national CHAMPIONS, a collegiate tennis team win the national championship, a World Series runner up, an Eastern Conference NHL runner up and two high school state football champions.  Tom’s Website: https://www.tomchaby.com/ Tom’s Charities for Benevolence: https://www.tomchaby.com/benevolence Suggested Reading: Top Dog: The Science of Winning and Losing https://www.amazon.com/Top-Dog-Science-Winning-Losing/dp/B01LTHXJSM

The interview with Ryan Doyle the founder and Owner of Video Vision 360, a global video production company. They discuss how he started video recording with a $400 camera and developed it into an international business. He also discusses his philosophy on recording “all things epic” and his outlook on running his business with respect to forming long lasting relationships. Additionally, they discuss Ryan’s passion and success with his philanthropic efforts starting with his non-profit venture where he and his partners raised $1 million dollars for charity. Website: http://videovision360.com/ YouTube: https://www.youtube.com/user/VideoVision360 Walk a Mile Fund: https://charity.gofundme.com/o/en/campaign/walk-a-mile

This episode discusses how the Coronavirus has changed plans for couples to have a traditional wedding which has forced them to opt for micro weddings. What are the advantages of choosing this option? In addition, why does a stock split and why investors often continue to drive up the stock price after the split. Coronavirus montage: The story of a couple who bought a storage locker for $100 without looking at the contents first and then after they opened it up, they uncovered a $1 million treasure.  Don’t forget to subscribe to the show! Wedding Story: https://www.reddit.com/r/AskReddit/comments/7fm3la/what_is_the_worstfunniest_wedding_experience_you/ $1 million storage locker story: https://www.cnbc.com/2019/12/01/couple-paid-100-for-car-elon-musk-bought-it-from-them-for-6-figures.html

This episode discusses the ins and outs of what can happen to people when they win the lottery or receive large sums of money. Coronavirus montage: discusses the executive order given by President Trump to ByteDance for them to sell their American TikTok business unit due to security flaws that can lead to stealing intellectual property. Next: The Cascade brand says to use the dishwasher every night even if it isn’t full, as it uses up to five times less water than rinsing dishes by hand. Next: The “Night of Living Dead” disease that the cicadas are facing due to them eating mushrooms.

This episode discusses food cost in that American’s waste 40% of the food that they buy. They discuss what can be done to reduce the waste while saving money and helping the environment. Coronavirus montage - the food edition: the unusual partnership between Crocs and KFC whereby they created “Country Fried Crocs” as a promotional novelty release. Next: how retailers such as Costco are no longer selling sheet cakes and have opted to sell the 9-inch round cakes to cut down on social distancing. Lastly, the history of the Happy Birthday song.

This episode explains the scenarios where credit card debt can be given to your heirs; however, credit card insurance can be used to waive the debt when the cardholder dies. Coronavirus montage: the story of a dog that traveled 57 miles back to its former residence two years after moving out and the hilarious story of a women who intended to pay for the murder of her ex-husband using the fake web site, Hire a Hitman. Lastly, the human interest topic discusses the story of an original Rosie the Riveter who formerly made bandanas to honor the women in factories during World War II and now is repurposing the cloth to make masks in the fight to prevent the spread of the Coronavirus. FDCPA - https://www.investopedia.com/terms/f/fair-debt-collection-practices-act-fdcpa.asp The Balance - 5 Steps for Credit Card Insurance https://www.thebalance.com/considering-credit-card-insurance-2645595

This episode discusses how you can shop for your medical surgeries and how it can be beneficial to you if you spend the time to research before you go under the knife.  Coronavirus montage: why you don't need prewash your dishes before using the dishwasher and how the Los Angeles Dodgers are giving the fans the opportunity to have their image posted onto cardboard cutouts and placed into the stands for a charitable cause.  In the human-interest topic: The story of Tenino, Washington who is printing wooden money for people in need that can be used as a real currency within the town limits.

This episode discusses the IRS tax tool to estimate of the taxes that you need to pay. Next how to use money during the year rather than receiving a tax return. Next: the historic and unique contract that NFL superstar Patrick Mahommes agreed to. Next: Japanese company Yamaha is testing an app that pipes in crowd noise from people's phones to simulate fans in stadiums.