The budget tip of the week covers the details around using the money in your flexible spending accounts (FSAs) for medical and dependent care before January 1st.

The roundtable discuss the white elephant experience and with analyzation on how funny people sound when they are drunk by playing audio at half speed.  The main topic discusses the pending stimulus checks, and they take a question of the week from a listener regarding deferred interest (or 0% credit cards). They have promotional rates but also accrue interest that may be charged back at a later date.  For the offbeat stories: the history of the secret Santa’s that have been giving away cash during the holidays for people in need. Lastly, Tesla's new boombox horn feature that shoots out hilarious sounds.

The budget tip of the week covers the benefits of collecting gift bags, tissue paper, boxes, bows and anything else used in packaging gifts for people. When participating in this activity you alleviate the hassle of purchasing these items each year while saving money and reducing the environmental waste.

An interview with Vinnie Fisher who is a three-time best selling author of entrepreneurial and business books.  Vinnie also founded Fully Accountable, an outsourced full service cutting edge accounting firm, that helps eCommerce and Digital business owners through fractional CFO and accounting services. Listen to this motivational and inspiring interview with Vinnie and you can also get free downloads to his books and other value business tools.

The budget tip of the week covers the average cost of eating out for lunch and provide ways for cutting back, and what you do with the savings.

What things that you can do to finish your budgeting and investing off for the year? This includes reviewing your budget for IRAs, Roth IRAs and 401(k)s etc. In addition, how to manage bonuses, FSAs and HSAs and the review of spending habits to analyze the yearly budget.  For the stories: how a 51-year old cipher was cracked by enthusiasts that was sent by the zodiac killer in 1969. Lastly: the story of Christopher Havens who is in jail for murder where discovered his love for math and how his problem solving acumen for complex equations are being published in academic journals.

This episode discusses how to manage your holiday budget so that you can avoid building up credit card interest. In addition, what is the real art of meaningful gift giving, cost effective ways to give to a charity and the white elephant gift event. In the Coronavirus montage, the first story highlights Christmas trees and why some of them have praying mantis eggs hanging from their branches.  The second topic covers the monolith that was discovered in Utah and who has since stolen it from the desert.  In the last story, Cindy shares unusual stories that people encountered from their past holiday parties.

This episode discusses pet insurance: how it works and what you need to consider before choosing to pay for coverage. In addition, they discuss the need for owners to factor in pet insurance into their budget. In the roundtable David discusses how his son chooses to pay for parking tickets at college which is still cheaper than paying for a semester parking pass. Hopefully no one else catches on to his logic.  In the Coronavirus montage: the story of a fertility doctor that inseminated eight known patients who bore his children Next: the warning that doctors are giving to families not play board games over the holidays.

A question of the week from a listener who asks . . . Is there a standard ratio on how to allocate savings? I do not know how to decide how much to put into my retirement account versus my taxable investments, vs. CDs/High-yield savings, etc. Stories section: three sisters determined through DNA testing that their father was a missing person and had been raised by the family who kidnapped him. Lastly: odd and unusual quips from what people revealed about their family DNA stories.

In this episode David and Cindy discuss how to save money on products that you buy while at the same time helping the environment. The goal is to purchase items that reduce waste (mainly plastic and single use items) and this can be done by replacing your current products at a lower cost to your budget. They also pay tribute to our veterans and highlight the story of a hundred-year old World War II pilot who still flies and set Guinness world record in doing so. Lastly, they pay homage to Jeopardy! host Alex Trebek. https://www.instagram.com/somm.podcast/ https://www.somethingonmymind.net/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast https://www.cbsnews.com/news/wwii-fighter-pilot-harry-moyer-still-flies-every-week/ https://www.cnn.com/2020/11/08/entertainment/alex-trebek-jeopardy-host-death-trnd/index.html https://blog.cheapism.com/reducing-plastic-waste/