Something On My Mind

In this episode David and Cindy discuss how to save money on products that you buy while at the same time helping the environment. The goal is to purchase items that reduce waste (mainly plastic and single use items) and this can be done by replacing your current products at a lower cost to your budget. They also pay tribute to our veterans and highlight the story of a hundred-year old World War II pilot who still flies and set Guinness world record in doing so. Lastly, they pay homage to Jeopardy! host Alex Trebek. https://www.instagram.com/somm.podcast/ https://www.somethingonmymind.net/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast https://www.cbsnews.com/news/wwii-fighter-pilot-harry-moyer-still-flies-every-week/ https://www.cnn.com/2020/11/08/entertainment/alex-trebek-jeopardy-host-death-trnd/index.html https://blog.cheapism.com/reducing-plastic-waste/

We launched our podcast 30 weeks ago and we are excited to bring you the second season and we have many exciting developments to enhance the show.

This episode interviews Myles Gage and Brian Curcio from the award winning investment app, Rapunzl. These two gentlemen met in high school and began trading in the stock market and consequently, decided to create an app to trade stocks in simulation with contest payouts. In addition, they engage with high school and college students to teach them final education and put them on the path toward good financial decision making. Both of them have a great story to tell in this inspiring interview.  The offbeat stories: one about a man who had a large thorn imbedded in his arm for fours years which almost killed him and second, the story of a couple that appeared to be swallowed up and spit out by a whale. https://www.rapunzlinvestments.com/

This episode explains how stock dividends are established, how they benefit the shareholders and how to use them to buy back stock and create compound interest. The stories montage: the history of Halloween, how much candy is spent each year, and the top 10 ten scary movies and costume stories that people have shared from past Halloween’s.

This episode reviews the F.I.R.E movement which stands for Financial Independence Retire Early. It incorporates many of the savings techniques needed to retire; however, the goals may not be sustainable once the plan is in place. Offbeat stories montage: what people have shared in how they cut back on costs when choosing extreme frugality. Next: A story of a couple ordered an $18 bottle of wine yet received a $2,000 bottle that was meant for the table that they were sitting next to.

In this episode David reviews feedback from listeners and how they made positive impacts with their personal finance choices to improve their futures. Next: How much life insurance that you need to cover your loved ones and guidelines that you can follow to prepare for the future. This is arbitrary decision. Next: there is a recent survey that says there is an increase percentage where democrats and republicans will not date each other.

This episode discusses the statistical impact that past presidential elections have had on the economy.. They provide personal financial tips with dollar cost averaging that you can use leading into the upcoming election. In the Coronavirus montage: A well-known UFO hunter claims that he identified a bible on Mars from a NASA photo. Next: a recent study says that humans are reducing as well as adding body parts faster than any time in history. Next: A story about a woman who began saving money at age 11 and bought her first home when she turned 19.

The interview with Tim Bates who has 20 years of experience in the film industry managing projects from concept to production. He is also an experienced voice over artist and is a board member for the Kentucky Film Association. In the interview Tim discusses how COVID has affected film budgets and the way they are made. In addition, he provides insight on how actors feel about their jobs including the likes of Matthew McConaughey, Steve Zahn, Julia Roberts, Dana Carvey, Dustin Hoffman, Paul McCartney and others Kentucky Film Association https://ky.film/ Kentucky Film Office https://filmoffice.ky.gov/

This episode discusses lifestyle creep which is when people spend more because they make more money and do not adjust their budgets to manage their debt and save properly for retirement.  Coronavirus montage: the snafu with the upcoming election due to the many mail-in election ballots being cast and individual state rules. Next: The story of a surfboard that was lost in the waters of Hawaii and was found in Philippines six months later. Fast Times at Ridgemont High https://www.indiewire.com/2012/08/5-things-you-might-not-know-about-fast-times-at-ridgemont-high-107259/ Lost Surboard https://www.cnn.com/travel/article/surfboard-hawaii-found-philippines-scli-intl/index.html

In this episode David and Cindy review a cash out refinance versus a home equity loan versus a home equity line of credit. They also provide an analysis of what may be the best option to use one of these loans and the drawbacks to borrowing the money. In the Coronavirus montage they discuss the story of a woman who cut off her hand in an effort to receive an insurance payout and the story of a national park in Thailand that sends people’s litter back to them and posts it on social media. https://www.instagram.com/somm.podcast/ https://www.somethingonmymind.net/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast