If we want great cities, people from all walks of life need to be able to live in them. But even with experts predicting that rising interest rates will drive national housing prices down by as much as 23 per cent by the end of this year, most of us would still consider those adjusted prices totally unaffordable. While most of the housing crisis  conversation has centered on supply — just build build build — there’s a lot more going on that’s causing the problem. In our last episode of the season, Adrian talks to three experts about other housing crisis factors that don’t always get the spotlight. Guests for this episode are Andy Yan, an urban planner and director of Simon Fraser University’s City Program; Naama Blonder, a Toronto-based architect and urban planner with Smart Density and  Rachelle Younglai, The Globe’s real estate reporter.