To keep breaking our money-talking taboo, it helps to think about three things: time, place, and energy. We shouldn't avoid money conversations, but we also should make sure that we have the energy to deal with the emotions. So if the right moment presents itself, don't miss the chance to have that conversation, but I also encourage both clients and advisors to schedule a regular time and place to have these conversations so we don't avoid important discussions. To learn more about being a real financial advisor, sign up at behaviorgap.com.