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When we record the Pod on Friday there was still debate when Tariffs will start & whether Oil & Gas would be a carve out but please hear this: the volatility on Mortgage Rates is big. Huge fluctuations in 3 & 5 year bond yields are creating a Roller Coaster effect which may lead to lower rates this week

Resale Purchase business had ticked up in January but still tons of listings so a Buyers' Market which creates some of its own chaos

Bottom line? Mortgage Borrowers MUST shop for best rate

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