How much money you make is certainly an important factor for early retirement.

However, it’s not the most important factor.

The amount you keep is truly what matters.

This is largely driven by how much you spend and how much you give to the government.

Giving to the government is a reference to your tax bill and that’s where Tom Wheelwright comes in.

Tom runs WealthAbility where he helps business owners permanently lower their tax bill.

Many people are giving away thousands of dollars that are rightfully theirs if they fully utilize the tax code.

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