In this episode of Wealth Strategy Deep Dives, Dave Wolcott breaks down one of the most costly misconceptions in wealth building: the difference between a tax preparer and a tax planner. While most people rely on preparers who simply record history and file returns, the ultra-wealthy take a proactive approach with planners who design structures, leverage incentives, and use the 6,000+ page tax code as a roadmap for wealth creation. Dave shares how this shift transformed his own financial journey and why it can literally save you hundreds of thousands—or even millions—over your lifetime. Using Robert Kiyosaki's Cash Flow Quadrant, Dave illustrates how employees and the self-employed often pay the highest tax rates, while business owners and investors can legally minimize their tax burden—sometimes down to 20% or even zero. The key is playing offense, not defense, by partnering with the government through business, jobs, and investments. The lesson is simple: wealth isn't just about how much you make, but how much you keep and multiply to create freedom of time, money, and purpose. Learn how to build your dream team and partner with the right tax planner at HolisticWealthStrategy.com