Today’s episode is packed with value for anyone thinking about the daunting challenge of college costs. Our guest, Seth Greene, is the founder of HowToFindMoneyForCollege.com and a leading authority in helping families navigate the ever-increasing expenses of higher education. Drawing from his personal journey and years of experience, Seth’s company has helped families save over $30,000 per year, per child, through smart financial aid optimization and strategic planning.

Host Dave Wolcott dives deep with Seth, who shares not only his own story—starting with his family’s struggle to pay for Syracuse University—but also the surprising methods his firm uses to “game the system” and maximize college financial aid legally and intelligently. In a market where tuition is rising and the value of a degree is under constant debate, Seth’s advice offers hope and real solutions for parents, grandparents, and even future students themselves.

Listeners will find this episode especially useful whether their children are toddlers or already in college. Seth’s straightforward strategies are designed to protect family wealth and open doors to significant college savings—sometimes well into six figures over four years.

In this episode, we discuss:

1. The biggest misconceptions about who qualifies for college financial aid

2. How to legally manipulate your Expected Family Contribution (now called the Student Aid Index)

3. Why 529 College Savings Plans might actually hurt your financial aid eligibility

4. Creative structures like using cash value life insurance and business income planning to reduce college costs

Tune in to discover actionable, little-known strategies that could transform your family’s education funding—and your overall wealth trajectory.

Today’s solo episode takes a hard look at what’s really broken in the traditional wealth planning model—and why it’s failing so many investors. Dave breaks down the flawed assumptions behind conventional strategies like the 60/40 portfolio, tax deferral, and one-dimensional public market investing. From the dangers of underestimating taxes, fees, and inflation, to the risks of outliving your money, Dave shares why relying on outdated financial advice may be sabotaging your long-term freedom.

With his entrepreneurial mindset and deep experience, Dave challenges listeners to think beyond Wall Street’s narrative. He introduces smarter, more efficient ways to build wealth—through strategy stacking, alternative investments, and a focus on control and legacy. If you’re tired of riding the market rollercoaster or wondering if you’ll have enough in retirement, this episode will give you the clarity to start thinking differently about your financial future.

👉 Download your free copy of Dave’s book and learn more: https://holisticwealthstrategy.com 

👉 Book a call with our team or join the mastermind: https://holisticwealthstrategy.com

Today’s episode features an insightful conversation with Robin Waite, a seasoned entrepreneur, business coach, and author of Take Your Shot. Robin has helped thousands of coaches, consultants, and service providers build thriving businesses with clarity and purpose. He’s joined by our host, Dave Wolcott, serial entrepreneur and author of The Holistic Wealth Strategy. Together, they break down one of the most accessible – yet often overlooked – ways to build wealth: launching and scaling a service-based business.

Robin brings a unique perspective that combines deep business strategy with powerful lessons on pricing, psychology, and money mindset – two critical areas where most entrepreneurs struggle. Drawing from his journey of leaving a traditional job to become successfully “unemployable,” Robin shares hard-earned lessons from 21 years of building, scaling, and selling businesses. He explains why service-based businesses can offer unmatched freedom, creativity, and scalability, especially in today’s world where tools like AI and online marketplaces make starting up more accessible than ever.

Robin and Dave also dig into common pitfalls, such as the dangers of vanity metrics and the “sales cycle of doom,” while giving actionable advice for anyone considering entrepreneurship or looking to take their existing business to the next level. Whether you're dreaming of leaving your W2 job or refining your pricing strategy, this episode provides practical frameworks and mindset tools to create true financial and personal freedom.

In this episode, we discuss:

• How to transition from a job to entrepreneurship and why a gradual approach works

• The advantages of launching and scaling a service-based business

• Pricing strategies and overcoming money mindset barriers

• Why clarity, purpose, and values matter more than chasing vanity metrics

Welcome back to Wealth Strategy Deep Dives—your shortcut to building real wealth outside of Wall Street. In this episode, I walk you through two real-world wealth avatars: Conventional Carla and Strategic Sam. One is stuck in the traditional financial system. The other is scaling with clarity, control, and cash flow.

Carla follows the mainstream playbook—401(k)s, high taxes, and financial advisors telling her to “just ride it out.” But she's frustrated, taxed to the max, and out of control. Then there's Sam: a business owner playing a 3D wealth game with passive income, tax strategy, infinite banking, and a full dream team supporting his legacy vision. This episode will challenge you to ask—which game are you playing, and is it getting you where you want to go?

📘 Grab your free copy of the book: www.holisticwealthstrategy.com 🎥 Watch the episode with visuals: Pantheon Invest YouTube

Let’s break free from conventional traps—and play offense with your wealth.

Today’s episode welcomes an extraordinary guest, Matt Sumner, founder of Outbound Investment and a leading voice in the world of global wealth strategies. With over 15 years of experience and a unique journey that started in Shanghai and spanned more than 60 countries, Matt has guided over 30,000 advisors and clients through the complex landscape of international investing, tax optimization, and asset protection.

Matt’s expertise is built from firsthand experience—from learning Mandarin in China to collaborating with top-tier solution providers worldwide. He brings a fresh, boots-on-the-ground perspective on how the world’s wealthiest families diversify, protect, and even future-proof their portfolios and lifestyles against political, financial, and technological changes.

In this enlightening conversation, Matt unpacks the growing desire for international mobility, dual citizenship, and Plan B strategies among entrepreneurs, investors, and families—especially in the wake of COVID-19’s impact on global freedom and mobility. He offers an approachable breakdown of his four-pillar framework: mobility, tax, asset protection, and global investment, helping listeners rethink how to create true financial sovereignty and resilience.

Whether you’re concerned about overreliance on your home country’s systems, seeking international diversification, or preparing for future uncertainties, Matt’s practical advice sheds light on actionable steps to start globalizing your wealth today.

In this episode, we discuss:

1. Why second residencies and global citizenships are on the rise among North Americans

2. The essentials of international asset protection and legal structures

3. Practical ways to diversify assets and hedge against systemic risks

4. How family offices and investors can adapt to a rapidly changing world with AI and global shifts

Click here to learn more: https://pantheoninvest.com/episode171

Welcome back to another episode of Wealth Strategy Deep Dives, where we distill powerful wealth-building strategies into short, tactical episodes. Today we’re uncovering one of the most essential frameworks behind building sustainable wealth: The Cash Flow Strategy of the Wealthy.

In this solo episode, I walk you through the exact cycle the ultra-wealthy use to create capital, protect it, and compound it over time. We’ll cover how to generate value through your business or W2 income, then use tools like infinite banking to amplify your wealth before investing into tangible assets like real estate and private equity. I also explain how tax-free wealth, passive income strategies, and alternative investing work together in this flywheel—giving you the roadmap to achieve financial independence and build lasting legacy wealth. It all starts with getting in the game, and then it becomes rinse and repeat.

📘 Grab your free copy of the book: www.holisticwealthstrategy.com 🎥 Watch the episode with visuals: Pantheon Invest YouTube

Today’s episode features the inspiring journey of Gary McDermid, a former Navy officer turned entrepreneur, real estate investor, and “cash flow engineer.” Host Dave Wolcott welcomes Gary to share how he transitioned from enlisting out of high school to building a life of financial freedom—leveraging real estate, passive income, and smart business acquisitions along the way.

Gary’s story is anything but typical. What began with a life-changing piece of advice in Navy “A” school—buy real estate at every duty station—set him on the path to replace his active income with cash-flowing assets. Gary opens up about the mindset shifts and self-limiting beliefs he overcame, his engineering approach to wealth building, and the actionable steps he took to ultimately create scalable, lasting wealth. Today, he strategically acquires tax and accounting firms, pairing his technical background with finance to maximize cash flow and leverage overlooked tax strategies.

Gary also discusses his new book, “Set Your Own Goals Or Someone Else Will,” which reveals the five steps and mindset changes that helped him take back control of his future.

Gary’s journey is a testament to the power of thinking bigger, taking control, and “engineering” your path to prosperity. This episode is packed with practical advice for anyone ready to escape the rat race and design their own financial future.

In this episode, we discuss:

1. How military advice jumpstarted Gary’s real estate and wealth-building journey

2. Transitioning from a technical career to business ownership and passive income

3. The power of tax planning and acquiring businesses for scalable cash flow

4. Mindset shifts for breaking free of self-limiting beliefs and setting your own goals

Click here to learn more: https://pantheoninvest.com/episode170

Welcome back to Wealth Strategy Deep Dives—your shortcut to building real, lasting wealth. In this episode, I break down the cash flow strategy used by the ultra-wealthy to scale capital, protect their assets, and generate tax-efficient passive income.

We start with the most powerful source of capital—you. Whether you’re a business owner or a W2 earner, your income is the launchpad. But instead of spending it, the wealthy channel it into tangible assets like real estate and energy, stack strategies like infinite banking, and create a rinse-and-repeat wealth engine that multiplies over time. I walk you through the step-by-step cycle that turns earned income into legacy wealth—and how to start doing it yourself.

📘 Grab your free copy of the book: www.holisticwealthstrategy.com 🎥 Watch the episode with visuals: Pantheon Invest YouTube

Let’s move from active earning to passive scaling—and unlock the true strategy behind financial freedom.

Today we have an exciting episode with a true innovator at the intersection of technology and entrepreneurship: Mike Koenigs. Mike is a renowned serial entrepreneur, bestselling author, investor, and a sought-after thought leader in the world of AI and exponential growth. With accolades like speaking engagements at Peter Diamandis's Abundance360 and close collaborations with visionaries like Dan Sullivan, Mike is at the forefront of helping business owners harness the transformative power of AI to scale with speed and precision.

Host Dave Wolcott sits down with Mike for a dynamic discussion that goes beyond the basics, breaking down the myths and opening the door to the practical, everyday applications of AI. Whether you're an entrepreneur, investor, high-income professional, or just curious about how AI can revolutionize your life, business, and wealth strategy, this episode will equip you with actionable insights and a fresh mindset.

Mike shares how AI is far more than just a tool—it's a first-draft partner and exponential thinking assistant. He demonstrates how founders and executives can begin implementing AI even without a technical background, highlighting practical use cases, powerful tools, and his “trillionaire mindset”—a way of thinking designed to 10x your impact in every area of life.

In this episode, we discuss:

1. How to reframe your mindset for AI and approach exponential thinking

2. The latest AI tools and agents that can replace entire teams and hours of work

3. Practical steps for integrating AI into your business, even as a non-technical founder

4. How AI is reshaping wealth strategy, marketing, health, and everyday productivity

Click here to learn more: https://pantheoninvest.com/episode169

Welcome back to Wealth Strategy Deep Dives—your go-to series for fast, impactful insights on building lasting wealth. In today’s episode, I explore one of my favorite questions to ask: What does wealth actually mean to you?

Too often, society defines “rich” through flashy cars and big homes. But real wealth? It’s multi-dimensional. I unpack the six forms of capital—financial, human, social, emotional, spiritual, and intellectual—and how they collectively shape your true net worth. From building community to protecting your health, from spiritual alignment to growth mindset, this episode challenges you to redefine wealth far beyond your portfolio size.

📘 Grab your free copy of the book: www.holisticwealthstrategy.com 🎥 Watch the episode with visuals: Pantheon Invest YouTube

Let’s build a wealth strategy that’s rich in every area of life.