Are you treating your tax refund like “free money,” or like the hard-earned money God has entrusted to your family?

In this special episode, Amanda and Jonathan Teixeira of WalletWin join Timmerie on Relevant Radio to discuss how Catholic families can navigate tax refunds, rising costs, supply chain concerns, and everyday money decisions with prudence instead of panic.

Together, they unpack why a tax refund is not a bonus from the government, but money you already earned, and how to use it wisely through budgeting, debt payoff, emergency savings, generosity, and family priorities. They also discuss how Catholics can think about stocking up, preparing for uncertain financial times, and caring for their families without falling into fear or hoarding.

Amanda and Jonathan also answer listener questions about buying a car while living paycheck to paycheck, whether young couples need a financial planner, how much rent is too much, budgeting as a married couple, and starting a Roth IRA.

The episode also includes a personal update from the Teixeiras on welcoming their fifth child through adoption and the role of faith, openness to life, and St. Joseph’s example in their family story.

📌 In this episode:

• Why your tax refund is not “free money”
• How to budget your tax refund wisely
• When to pay off debt vs. build emergency savings
• How to adjust tax withholdings for the future
• Catholic prudence during rising costs and supply chain concerns
• Stocking up without panic or hoarding
• Buying a car while living paycheck to paycheck
• Budgeting as a married couple
• How much rent should cost compared to income
• Roth IRA basics for young adults
• Amanda and Jonathan’s adoption update




Learn more about WalletWin at www.WalletWin.com.