In this special episode of The Catholic Money Show, Jonathan and Amanda Teixeira join Timmerie on Relevant Radio to talk about two money conversations affecting Catholics in very different seasons of life: student loans and dating.

First, they discuss how student loans are following many people into retirement, especially those who borrowed for college, graduate school, or Parent PLUS loans for their children. Jonathan and Amanda explain why minimum payments can keep people stuck for decades, how student loans can affect retirement plans, and why it is important to make a real payoff strategy before fixed income becomes a reality.

Then, the conversation shifts to Catholic dating and money. Should income, career plans, debt, or future family life be deal breakers before someone even gets a first date? Jonathan and Amanda talk about the difference between wise discernment and harsh evaluation, why financial conversations should unfold gradually, and how character, growth, prayer, and openness to God’s call matter more than having every detail figured out from the beginning.

In this episode:

• Why student loans are delaying retirement for many families

• How minimum payments can keep debt around for decades

• Why Parent PLUS loans can create pressure later in life

• What to consider before relying on reverse mortgages or retirement debt strategies

• Why saving for the future should not become an idol

• How Catholic families can balance prudence with living fruitfully today

• Why dating should be more about encounter than evaluation

• When to start talking about money in a dating relationship

• How financial intimacy grows over time

• Why character matters more than a perfect financial profile

This episode is a helpful conversation for anyone carrying student loans, preparing for retirement, dating with marriage in mind, or trying to bring Catholic wisdom into real financial decisions.

Resources mentioned: 

WalletWin Catholic Money Academy

https://walletwin.com/academy

Stop living Paycheck to paycheck. 

https://relevantradio.com/2024/01/money-as-a-catholic-feast-of-the-holy-spouses/ 

How to adopt a baby on a budget

https://relevantradio.com/2024/04/parents-on-a-budget/ 

In this episode of The Catholic Money Show, Jonathan and Amanda share how they made over $5,000 while they were away on a two-week family vacation.

While their family was camping through Yellowstone and the Grand Tetons they were also renting out a few assets they already owned: their camper van and their family home. By the time the trip was over, the income they earned had more than covered the cost of the vacation.

Jonathan and Amanda break down what happened, how much the trip cost, where the income came from, and why this kind of side income can be a smart tool for a growing family.

They also talk about the Catholic side of this conversation: stewardship, prudence, the common good, and why passive income should never become a golden calf.

In this episode:

• How Jonathan and Amanda made over $5,000 while on vacation

• Why camping can be a lower-cost way to travel as a family

• How they used Airbnb and RV rentals to offset vacation costs

• Why “passive income” is not actually passive

• The difference between stewardship and chasing easy money

• How Ecclesiastes 11:2 speaks to diversifying income

• Why renting out assets can serve both your family and the common good

• Questions to ask before starting a side income stream

• Small rental ideas for families who do not own an RV or second home

• Why prudence matters before investing time, money, and energy into a new income stream

If you have ever wondered whether your family could create extra income without taking on a second full-time job, this episode will help you think creatively and prudently about what you already have.

And if your budget needs a reset before you start making bigger money decisions, check out the Catholic Budget Reset at walletwin.com/reset.

Music in this episode is by Dylan Gardner – ⁠⁠⁠check out his album Almost Real⁠⁠ ⁠on ⁠⁠⁠iTunes⁠⁠⁠, ⁠⁠⁠Spotify⁠⁠⁠, or wherever you listen to great music.

In this special episode of The Catholic Money Show, Jonathan Teixeira joins Mark Swartzberg on Relevant Radio to talk about adoption, fatherhood, and what it means to be open to life.

Jonathan shares part of his family’s story, including how infertility shaped their path to parenthood, and how each of their five children came into their family through infant adoption.

The conversation touches on the beauty of adoptive fatherhood, the real unity of family, and why adoption is not a lesser form of parenthood. Jonathan also reflects on the language of adoption in the Catholic faith and how being adopted into the family of God can help us understand the dignity and permanence of adoptive family life.

For couples who are discerning adoption, Jonathan offers practical encouragement: pray, talk honestly with your spouse, speak with adoptive families, and do not be afraid to ask questions.

📌 In this episode:

• Jonathan’s experience as an adoptive father

• How infertility became part of Jonathan and Amanda’s family story

• Why adoption is a true and complete form of parenthood

• How Catholic teaching helps illuminate the meaning of adoption

• Why Saint Joseph can be a meaningful model for adoptive fathers

• Practical first steps for couples discerning adoption

• Why talking with adoptive families can help remove fear and uncertainty

• How openness to life can look different than a couple first expected

Adoption is not a backup plan. For many families, it becomes the very way God builds the family He intended from the beginning.

This episode is a thoughtful conversation for anyone discerning adoption, supporting adoptive families, or reflecting on what it means to receive children as a gift from God.

In this episode of The Catholic Money Show, Jonathan and Amanda Teixeira talk about what to do when something comes up mid-month and it was definitely not in the budget.

Maybe it is a great Costco deal, a last-minute opportunity, or something you suddenly really want. The purchase itself may not be the problem. The real question is what happens in the gap between wanting it and buying it.

Jonathan and Amanda walk through how to handle impulse purchases with more temperance, communication and they explain why a budget should not be so rigid that it leaves no room for real life, but also should not be so flexible that every category gets erased and rewritten until the plan no longer means anything.

📌 In this episode:

• Why impulse purchases are not always automatically bad

• How to slow down before making an unplanned purchase

• Questions to ask when you want something that is not in the budget

• Why scarcity and “good deals” can cloud your judgment

• How to know whether a purchase serves your current priorities

• Why the money has to come from somewhere

• How to talk with your spouse about unexpected spending

• Why fun money can help prevent reactionary impulse purchases

• How temperance applies to your monthly budget

• Why budgeting makes financial flexibility possible

A good budget gives your money a plan, but it also gives you a way to make wise changes when real life happens.

Stay tuned for the Catholic Budget Reset, coming soon from WalletWin, which will include the Budgeting Super Sheet and help you get a stronger handle on your monthly money plan.

In this episode of The Catholic Money Show, Jonathan and Amanda Teixeira talk about a financial task many families know they should revisit but often put off: life insurance.

After growing their family and realizing their original policies no longer matched their current reality, Jonathan and Amanda share why life insurance needs to be reviewed as your family changes. What made sense before kids, or with one or two children, may no longer be enough after more children, a larger mortgage, higher expenses, inflation, or a change in family needs.

They explain why term life insurance can be an act of love and stewardship, especially for families with dependents. The goal is not to create a windfall, but to make sure your spouse and children would be financially cared for if the unthinkable happened.

📌 In this episode:

• Why your life insurance math changes as your family grows

• When to review your current life insurance coverage

• Why new babies, adoption, a larger mortgage, higher expenses, or special needs may change the amount you need

• Why many Catholic families may want to consider a 30-year term policy

• How to think through what your spouse and children would actually need

• Why both spouses usually need life insurance, even if one spouse does not earn an outside income

• How hidden household labor should be valued when calculating coverage

• Why Jonathan and Amanda recommend term life insurance over whole life

• How life insurance fits into caring for your family with prudence and love

If your family has grown, your expenses have changed, or you have not reviewed your policy in years, this episode is a good reminder to run the numbers again and make sure your family would be protected.

For help organizing your important family information, including life insurance details and will information, check out the Catholic Family Emergency Binder at walletwin.com/binder

In this episode of The Catholic Money Show, Jonathan and Amanda Teixeira reflect on Jesus’ words in Matthew 6: “Where your treasure is, there your heart will be also.”In honor of the Feast of the Two Hearts, they invite listeners to take an honest look at the last 90 days of their spending and ask a simple but revealing question: what does my money say about where my heart really is?Jonathan and Amanda talk about how easy it is to deceive ourselves about what we value, especially when our actual spending tells a different story. We can be leaning more towards generosity, convenience, eating out, shopping, debt, or lifestyle creep and our transactions can reveal where our attention, desires, and priorities have been drifting.This episode is an invitation to review your spending with honesty and openness to God’s grace to let the Lord reorient your heart.

Resources

• Catholic Budget Guide
  https://catholicbudgetguide.com/
• Catholic Money Academy
  https://catholicmoneyacademy.com/
• WalletWin Money Together
  https://walletwin.com/moneytogether/

In this special episode, Amanda Teixeira joins Kaitlin Zara on the Homeschool Connections Podcast to talk honestly about the real cost of homeschooling—and how families can make it work without drowning in stress or debt.

As a Catholic financial coach and homeschooling mom, Amanda shares practical strategies for families trying to homeschool faithfully in today’s economy. She talks about the financial pressure many homeschool families are facing, especially with inflation, rising grocery costs, curriculum expenses, co-ops, activities, and the reality of living on one income or reduced income.

Amanda also shares practical ways families can create more breathing room in the budget, including monthly budgeting, bulk buying, batch cooking and being intentional about where homeschool spending fits within the larger family budget to approach homeschooling with prudence, discernment, financial unity in marriage, and trust in God’s will for families in this season.

In this special episode, Jonathan Teixeira joins John Morales on Relevant Radio’s Morning Air to discuss how Catholic families can prepare for college costs without going broke.

Jonathan breaks down the real cost of college beyond tuition, including room and board, books, travel, and hidden expenses. He also shares practical ways families can lower costs, including community college, in-state schools, trade programs, FAFSA, scholarships, and honest conversations about what parents can truly afford.

Jonathan reminds parents that supporting their children does not always mean paying for everything. Sometimes the greatest help parents can offer is wisdom, guidance, and prudent decision-making rooted in faith.

For more help bringing peace and clarity to your family’s finances, check out The Catholic Money Academy at walletwin.com/academy.

Are you treating your tax refund like “free money,” or like the hard-earned money God has entrusted to your family?

In this special episode, Amanda and Jonathan Teixeira of WalletWin join Timmerie on Relevant Radio to discuss how Catholic families can navigate tax refunds, rising costs, supply chain concerns, and everyday money decisions with prudence instead of panic.

Together, they unpack why a tax refund is not a bonus from the government, but money you already earned, and how to use it wisely through budgeting, debt payoff, emergency savings, generosity, and family priorities. They also discuss how Catholics can think about stocking up, preparing for uncertain financial times, and caring for their families without falling into fear or hoarding.

Amanda and Jonathan also answer listener questions about buying a car while living paycheck to paycheck, whether young couples need a financial planner, how much rent is too much, budgeting as a married couple, and starting a Roth IRA.

The episode also includes a personal update from the Teixeiras on welcoming their fifth child through adoption and the role of faith, openness to life, and St. Joseph’s example in their family story.

📌 In this episode:

• Why your tax refund is not “free money”
• How to budget your tax refund wisely
• When to pay off debt vs. build emergency savings
• How to adjust tax withholdings for the future
• Catholic prudence during rising costs and supply chain concerns
• Stocking up without panic or hoarding
• Buying a car while living paycheck to paycheck
• Budgeting as a married couple
• How much rent should cost compared to income
• Roth IRA basics for young adults
• Amanda and Jonathan’s adoption update




Learn more about WalletWin at www.WalletWin.com.

Join Jonathan and Amanda as they examine the differences between a Catholic and Protestant worldview when it comes to the morals of investing.

Thank you to the Catholic Financial Planners Network for sponsoring this episode. You can learn more about CFPN advisors at ⁠⁠⁠CatholicFinancialPlanners.com⁠⁠⁠

Form your Catholic understanding of money by joining Catholic Money Academy at ⁠WalletWin.com/academy⁠

Link to Original Dave video: https://www.youtube.com/watch?v=Fq1-NSUfhso

Music in this episode is by Dylan Gardner – ⁠⁠⁠check out his album Almost Real⁠⁠⁠ on ⁠⁠⁠iTunes⁠⁠⁠, ⁠⁠⁠Spotify⁠⁠⁠, or wherever you listen to great music.