It's said that money doesn't buy happiness. That's true—but it's not hard to understand that having your financial life in order makes living a happy life that much easier. As is the case with so many other things, the earlier you get on the road to financial literacy, the better.

That's where Stephen Carter comes in.

Stephen is an author, speaker, and Director of Entrepreneurship at Cincinnati Hills Christian Academy, where he has built a nationally-recognized program teaching students the basics of business.

He's also the founder of Seed Tree Group, which teaches money management and wealth building to teenagers and young adults. Alongside his book of the same name, The Seed Tree: A Financial Fable, Stephen is changing the financial trajectory of an entire generation. Through the power of story, Stephen covers concepts like how to create a budget, finding a first job, setting up a ROTH IRA and developing an investment plan that harnesses the power of compound interest.

If you have children at home, this is a can't miss conversation. But even if you don't, Stephen has the wisdom to help direct us all toward greater degrees of financial freedom.

After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life.

Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.