Credit card rates are affected by the fed, but it's only one factor. Here's all the info credit cards users need to know ahead of Fed rate cuts in September.

Yahoo Finance’s Wealth helps you manage your financial life from retirement planning to preparing your taxes.

Find this and other episodes of Wealth at https://finance.yahoo.com/videos/series/wealth/.

Thoughts? Questions? Fan mail? Email us at [email protected].

Yahoo Finance's Wealth is hosted by Brad Smith.

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