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📈 Are you on track with the Baby Steps? Get a free personalized plan.
After every Christmas, I sit down and make five simple lists that help me reset my mindset, my money and my priorities for the new year. So[JS3] today, I’m going to share those with you to help you stay focused, have peace, and be ready to start 2026 strong.
Next Steps:
🎥 Watch my video Create Your First Budget in 5 Simple Steps.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
By Ramsey Network4.7
36443,644 ratings
📈 Are you on track with the Baby Steps? Get a free personalized plan.
After every Christmas, I sit down and make five simple lists that help me reset my mindset, my money and my priorities for the new year. So[JS3] today, I’m going to share those with you to help you stay focused, have peace, and be ready to start 2026 strong.
Next Steps:
🎥 Watch my video Create Your First Budget in 5 Simple Steps.
💵 Start your free budget today. Download the EveryDollar app!
Connect With Our Sponsors:
Explore More From Ramsey Network:
🍸 Smart Money Happy Hour
🎙️ The Ramsey Show
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices

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