What if your savings account was so secure that even your account number couldn’t be used to steal from you? That’s the kind of question Austin Capital Bank is answering; Not by thinking like a traditional bank, but by operating more like a tech company.

In her debut interview on Travillian Next, Amber Buker, Chief of Research at Travillian, sits down with Erik Beguin, Founder and CEO of Austin Capital Bank, to dig into the launch of their latest innovation: Fort Knox, a high-security savings account engineered to be fraud-resistant by design. Instead of competing in the high-yield arms race, Erik and his team are creating a whole new category, one that prioritizes safety over speed and uses product design to outsmart fraudsters. Backed by a 50-person engineering team and built to withstand quantum-era threats, this conversation rewrites what a “community bank” even means.