‘Tis the season … is upon us my friend. Well it will be in the blink of an eye … Whilst it’s a time to celebrate regardless of what industry you are in … you need to still be fully aware of the impact this time of the year can have on your business.

There are many ways you can use this time now to start to prepare for being in the thick of the silly season, so I thought I’d use this episode to outline some ways to ensure you can go celebrate without the weight of being a business owner and the stresses that may come with that at this time of year… come join me. A x

Links mentioned throughout the episode ...

ezi-Pac is at the forefront of the third party logistics, eCommerce and product rework industries, offering clients the experience of working with a dedicated team across a range of services to give you the freedom to work on your business, rather than in it.

If you'd like to see whether they can assist your business throughout this period with distribution and ecommerce needs, head to www.ezi-pac.com.au to make an enquiry.

Set up a 2023 planning call with me...

If you'd like to set up a call with me in relation to planning for 2023, head to www.amybajada.com.au/discoverycall

Debt … a vehicle by which a business can purchase assets they wouldn’t otherwise have been able to afford immediately, to help grow their business.

If chosen and managed correctly, good debt can generate and should generate, more value or money than the debt itself would cost. But when getting into debt, the intent is to eventually get yourself out of it … and therefore, whether it’s good debt or not, you still need a strategy to get out of it. In this episode I wanted to look at 5 ways you can do this successfully. Take a listen … A x

Fear not my friend .. Here are ways I can help;

Burn out … a state of mental and physical exhaustion caused through mismanagement of time and continued workplace stress. Burn out … a place of feeling zapped of any energy, mental distance and the inability to keep going. …

Sound familiar? It certainly does to me .. when I first started out in business with a new born, I thought I could continue to work as I’d always done so. My body made me very much aware that wasn’t going to be the case. Regardless of how much I tried to push through … I couldn’t escape it. And whilst, 10 years down the track, I’m still recovering … I have learnt a few things along the way on how to avoid being back in that position again … take a listen, A x

Whilst they say that money can’t buy you happiness, we can all agree that having more of it comes with its own perks. You see … we are lucky because we all have access to more money if we want it. But here is the catch .. money is just a tool.

You have the choice whether you will use the money available to you to build yourself up financially, or use it to ruin yourself financially.

The best thing about this is that you get to decide … you are completely in charge of that decision. But with great power comes great responsibility … and in this case, the outcome of this decision depends on how you execute it … let me explain. A x

Fear not my friend .. Here are ways I can help;

Join the waitlist for my Small Business Cashflow Course www.amybajada.com.au/sbcc

Schedule a free cashflow power session with me www.amybajada.com.au/discoverycall

If I had a dollar for every post I scrolled past on social media that asked for a coach or mentor of some sort, scrolling social media would be a lucrative career.

The term coach .. simply a person who instructs or trains another.

But can all those who seek a coach or mentor be coached, or more so, are they ready to be coached or trained in their business?

To take on a coach or mentor in your business means you need to be ready to not only see the amazing transformations you and your business are about to receive, but realistically it means you need to be ready to work harder than you’ve ever worked before on something that won’t come naturally to you, to get the results you so desire. You ready for that? Let’s chat about it. A x

If you are interested in how we can work together simply register for a FREE discovery call www.amybajada.com.au/discoverycall

My guest, Abby, aka The Social Media Mama … is no stranger to running a business. Once quoted as saying that “Long hours, late nights, stress, grey hairs, tears, laughter, opportunities, feeling worthless” are all part of owning a successful business, Abby understands just what it takes. Having sold her first ‘serious’ business and now following her self-taught passion in the world of social media. Abby is motivated to help others realise their dreams and create their own online presence. She has done it all .. and might I add, with some of the most unimaginable challenges thrown at her. 

Join Abby and I … A x

Ways to get in contact with Abby

When I set out to start this podcast, never did I imagine it would get to it’s 100th episode 🎉🥂.

This little ‘ol podcast really has become my business baby. So for this my 100th episode I wanted to open the doors to my world even further and tap into the vulnerability of what it’s taken for me to get here and stay here.

Picture this if you will .. Here I am, fresh out of my successful corporate career … Heading into my second year in my own coaching business. Finding myself already with a wait list of clients because my current placements were full. All this with a new beautiful baby boy in toe, and a loving and supportive partner cheering me on. Life was good. It was fast and full, I could see clearly what the future would look like, feel like, be like. I was confident in this space, because working was important to me for my individual identity and there was nothing going to stop me. Until I heard the words “Your baby has had a stroke”.

Join me as I step out of my comfort zone and into vulnerability ... and to celebrate my 100th Episode. A x 

In a world where we can communicate without speaking, send coordinates of where we are at the drop of a pin, find something that’s lost by pinging it … it’s no wonder we were going to evolve to ensure we had what we wanted to buy long before we had to pay for it, without the upfront commitment of interest like a credit card arrangement … enter Afterpay.

Afterpay … with over 16 million users currently worldwide ... it's the new lay-by system of our time modified to cater to the age of instant everything.  For those who aren’t aware of what Afterpay is, it is a payment system that allows consumers to receive their goods now, in exchange for a direct debit commitment of fortnightly payments over 4 equal instalments, completely interest free.

Some argue that it’s a credit issue waiting to happen to good people, or is it a smart budgeting tool?? Let’s chat about it … A x

Relevant Resources ...

3 Things you can do daily to improve your cashflow - FREE PDF Download

Join the waitlist for my Small Business Cashflow Course - Coming again February 2023

I see more and more business owners finding it useful to have the bookkeeping of their business either done in their business, or done specifically by themselves. This may be a money saving thing, or it could be an attempt to get closer to their numbers. As a financial coach, I’d like to think it’s motivated by the later … but I can’t say for certain. There is more to getting to know your numbers than it just being an attempt to keep ones head above the water so to speak … With the economy the way it is, every decision and every movement of cash matters.

Whatever the motivation, there is one thing that is consistent … that is that business owners want more control of it, and to learn more about how to best manage this so that they can get back to doing what they love. Because let’s face it … it’s ain’t the sexiest job we do as business owners. But definitely one that we can all agree needs to be done.

So I wanted to take a moment in this episode to provide some strategies on how to make this easier on yourself, improve the efficiency to getting it done and most importantly to ensure that the information is accurate and timely.  And who doesn't want that!  Take a listen. A x

Promised resources

Xero Mini Course .. www.amybajada.com.au/xero

Quickbooks Mini Course .. www.amybajada.com.au/quickbooks

Profit & Loss Spreadsheet .. www.amybajada.com.au/pandl

I remember once being told that “Failure is an inescapable part of life and a critically important part of any successful life”. Throughout everything I have ever done in my life, I refuse to accept failure as something that is final, but rather something that has a lesson to be learned. And if I’m being totally honest, I don’t like the term failure … it leaves such a bad taste in ones mouth, but more importantly it forces people to make irrational decisions that come with some pretty hefty consequences.

As a financial coach, I see this more often than I’d like to, business owners refusing to understand how to identify when it’s time to move on because it’s not working. They’d rather dig a greater hole, and lose more money, than accept that it’s time to move on. And not moving on isn’t failing, it’s just a bad business decision. 

So here is the thing … if a product, service or even business isn’t converting your products or service into cash that effectively sustains the running of your business without you having to continuously pour additional money into it … you need to either, as they say, shit or get off the pot.

If you can’t figure it out, don’t want to figure it out, refuse to figure it out … at least know when to call it a day. Because you will be bleeding cash if it’s not done right. And losing cash in this economy just ain’t going to be fun my friend! And certainly not when you have a real opportunity to make a change to improve your situation for the better. Let's chat about this. A x

If you'd like to find out more about my Small Business Pricing Course, simply email [email protected]

Other relevant resources ...  FREE Download : The elements of a successful pricing strategy : www.amybajada.com.au/pricing