In this episode, Stephen is joined by Jeff Welgan, better known as Jeff the Mortgage Expert. Jeff is a seasoned mortgage professional with years of experience helping investors and homeowners find the best strategies to finance their dreams. With his expertise in both conventional and unconventional loan programs, Jeff brings a treasure trove of actionable insights for anyone looking to make smart moves in today’s market.

Stephen and Jeff discussed:

- Why understanding your financing options is critical before diving into the market.

- The power of unconventional loan programs and how they can unlock new opportunities.

- How to stay focused on your strategy without getting distracted by shiny objects.

- The importance of saying “no” to opportunities that don’t align with your goals.

- The biggest mistakes first-time investors make when evaluating properties.

- Key takeaways for finding the right deal and executing your strategy effectively.

Find Jeff’s IG here: https://www.instagram.com/jeff.themortgageexpert/LinkedIn: https://www.linkedin.com/in/jeffwelgan/

Follow Stephen on IG: ⁠⁠⁠https://www.instagram.com/stephenhusted/⁠⁠⁠Website: ⁠www.stephenhusted.com⁠Follow our Podcast on IG: ⁠@thebreakthrough.podcast⁠and YouTube: ⁠⁠⁠https://www.youtube.com/channel/UCsdNkau-5DUE9rGUIHrpfXA⁠

What would you do if you discovered your $870k offer beat out a $1 million bid—and the seller still chose you?

In this episode, Stephen sits down with Jimmy Tang, a Seattle-based real estate developer and YouTuber who’s taking the city by storm with his innovative approach to housing density. With years of experience in development, fix-and-flip projects, and strategic use of ADUs and DADUs, Jimmy is no stranger to the challenges of navigating Seattle’s housing market. Get ready for an insightful, laugh-out-loud conversation packed with actionable advice and candid real estate tales.

Stephen and Jimmy talked about:

Find Jimmy’s IG here: https://www.instagram.com/goshtangit/?hl=en

LinkedIn: https://www.linkedin.com/in/tangrei/

Youtube: https://youtube.com/@jimmytangrei?si=cLXuKFA_Fy_Ayl3F

Follow Stephen on IG: ⁠⁠⁠https://www.instagram.com/stephenhusted/⁠⁠⁠

Website: ⁠www.stephenhusted.com⁠

Follow our Podcast on IG: ⁠@thebreakthrough.podcast⁠

and YouTube: ⁠⁠⁠https://www.youtube.com/channel/UCsdNkau-5DUE9rGUIHrpfXA⁠

In this episode, Stephen sits down with real estate entrepreneur Vayna, She opens up about the highs and lows of her journey. Vayna shares how she built her empire without an assistant—until now. With a passion for social media, consistency, and self-improvement, Vayna’s journey is packed with lessons for anyone looking to elevate their game.

Stephen and Vayna talked about:

Find Vayna’s IG here: https://www.instagram.com/vay.namae/?hl=en

Tiktok:https://www.tiktok.com/@vay.namae?lang=en

Youtube: ⁠https://www.youtube.com/c/VaynaJerabek

LinkedIn: https://www.linkedin.com/in/vaynajerabek/

Follow Steven on IG: ⁠⁠⁠https://www.instagram.com/stephenhusted/⁠⁠⁠

Website: ⁠www.stephenhusted.com

⁠Follow our Podcast on IG: ⁠@thebreakthrough.podcast⁠

and YouTube: ⁠⁠⁠https://www.youtube.com/channel/UCsdNkau-5DUE9rGUIHrpfXA⁠

Vivian Yip is back on the pod, bringing her wealth of knowledge and experience in real estate investing to help you unlock the potential of midterm rentals.In this episode, she shares actionable strategies for creating high-income rental opportunities, leveraging corporate rentals, and maximizing the value of your properties. If you’re looking to expand your real estate investments or step into the midterm rental market, Vivian’s insights are exactly what you need!

Stephen and Vivian talked about:

Find Vivian’s IG here: https://www.instagram.com/vivianyip_official/

Linkedin:https://www.linkedin.com/in/vivianyiptx/

Website:https://vivianyip.com/

Follow Steven on IG: ⁠⁠https://www.instagram.com/stephenhusted/⁠⁠

Website: www.stephenhusted.com

Follow our Podcast on IG:@thebreakthrough.podcast

and YouTube: ⁠⁠https://www.youtube.com/channel/UCsdNkau-5DUE9rGUIHrpfXA

In this episode, Stephen sits down with Cody Gagnon, a real estate investor, endurance athlete, and multi-business owner who has an incredible perspective on managing multiple passions. Cody shares how his journey from cycling to trail running has influenced his approach to business and personal growth. With a background in flipping properties and a handyman business, Cody has built a lifestyle that supports his endurance goals and entrepreneurial ambitions.

Listen in to hear how Cody balances training for ultramarathons, investing in real estate, and designing a flexible life that lets him pursue his passions on his terms.

Stephen and Cody Talked About:

Find Cody’s IG here: @gagnonrei

Follow us on IG:@stephenhusted⁠⁠

and YouTube: ⁠⁠https://www.youtube.com/channel/UCsdNkau-5DUE9rGUIHrpfXA

In today’s episode of The BreakThrough, we welcome back a familiar face, Nathan, an experienced real estate investor who’s done it all, from the toughest D-class properties to leveling up into the more lucrative B-class market. Nathan dives deep into the reality of owning D-class properties, the relentless hustle, and why he’s shifting to B-class investments. He shares stories that are both jaw-dropping and relatable for anyone in the real estate game. If you’ve ever wondered if managing properties in difficult neighborhoods is worth it, this episode is for you!

Takeaway 1: The Harsh Reality of D-Class PropertiesNathan opens up about the challenges of managing D-class properties, from tenant issues to constant turnover.D-class properties often require much more work and can lead to burnout quickly.

Takeaway 2: The Transition to B-Class PropertiesNathan explains why he’s shifting his focus to B-class properties, which offer more stability and less emotional strain.B-class investments provide better cash flow with fewer tenant headaches and are more sustainable for long-term wealth building.

Takeaway 3: Vertical Integration for Efficiency Nathan emphasizes the importance of vertical integration in his real estate business. By managing everything in-house, from maintenance to lawn care, he reduces costs and increases control over the properties.

Real estate investing isn’t for the faint of heart, especially when it comes to D-class properties. Nathan’s candid stories highlight both the challenges and the rewards of this sector, but his pivot to B-class investments shows that a shift in strategy can lead to a more sustainable, less stressful career.

Thank you for tuning into our show where we hope you found inspiration and gained valuable insights.  If you enjoyed this conversation and want to stay updated on our latest episodes, subscribe to our podcast and share it with others who might benefit. 

Find Nathan's IG here: https://www.instagram.com/nathan_milazzo/ and his Linkedin here: https://www.linkedin.com/in/nathan-milazzo-704b951b6

Follow us on IG ⁠⁠https://www.instagram.com/stephenhusted/⁠⁠and YouTube ⁠⁠https://www.youtube.com/channel/UCsdNkau-5DUE9rGUIHrpfXA

In this episode of The BreakThrough, we sit down with real estate investor Rob Terpilowski. Rob opens up about his journey through the unpredictable world of real estate, sharing the challenges, successes, and lessons he's learned along the way. Rob gives us an unfiltered look at the highs and lows of the industry. If you’ve ever wondered about the realities of real estate investing – beyond the polished social media posts – this episode is for you!

Takeaway 1: Navigating Wholesale Challenges and Pre-Foreclosures: Wholesale deals can be unpredictable, especially when facing surprises like hidden pre-foreclosure statuses.

Takeaway 2: Shifting from Residential to Self-Storage Investing: Rob discusses the realities of managing rental properties and why he pivoted to self-storage investments.

Takeaway 3: The Unseen Costs and Rewards of Real Estate Investing: Rob sheds light on the often-overlooked expenses and risks involved in real estate, from dealing with squatters to facing unexpected legal battles.

Rob Terpilowski’s journey is a testament to the unpredictable yet rewarding nature of real estate investing. His experiences offer invaluable insights into the importance of adaptability, resilience, and the ability to pivot when needed. If you enjoyed this episode, don't forget to subscribe, share, and follow the channel. You can find Rob's Linkedin here: https://www.linkedin.com/in/robterpilowski/

In this episode. we sit down with real estate investor Ian Love to discuss the ups and downs of real estate investing, managing properties, and adapting to changing market dynamics. Ian shares his journey from his first job as a youth basketball coach to his experience managing multiple properties and scaling his real estate portfolio.

Takeaway 1: The Importance of Building Trust with Your TeamTrust in your real estate team is crucial for long-term success, especially in out-of-state investing.

Takeaway 2: Patience and the Power of Finding the Right DealFinding the right deal takes time; it's not always about jumping at the first opportunity.

Takeaway 3: The Long-Term Value of Treating Tenants WellTreating tenants with respect and addressing their needs can lead to long-term retention and reduced turnover costs.

If you enjoyed today's episode and want to stay updated on more valuable insights, subscribe to The BreakThrough and share it with others who could benefit. You can connect with Ian Love on Instagram at https://www.instagram.com/ianlovesrealestate/ for more real estate tips and inspiration, and also his YB channel: https://www.youtube.com/@ianlovesrealestate/videos.

In this episode, we sit down with Lenny The Boss, a passionate real estate investor and founder of the Kids Real Estate and Financial Literacy Academy. Lenny shares insights into how running has helped him manage anxiety, the importance of staying present in both life and business and the value of networking to create long-term success. The conversation is packed with practical advice on mindset, productivity, and building a solid foundation in real estate and financial education for kids.

Takeaway 1: Running as a Mental Health ToolLenny explains how running has not only improved his physical health but also helped him manage anxiety and ADHD.

Takeaway 2: The Power of Being PresentLenny emphasizes the importance of being fully present in whatever you're doing—whether it’s work, family time, or even eating.

Takeaway 3: Networking and Planting Seeds for SuccessLenny discusses the importance of networking and building meaningful relationships in real estate and life.

This episode is packed with actionable insights for anyone looking to improve their mindset, productivity, and networking skills. From running as a tool for mental health to building meaningful connections in the real estate world, Lenny offers practical advice on how to keep moving forward in both life and business.

Don’t forget to check out Lenny’s Kids Real Estate and Financial Literacy Academy to learn more about his mission to teach financial literacy to young future leaders.

Follow Lenny The Boss on his podcast at https://podcasts.apple.com/us/podcast/find-your-freedom-podcast/id1663392251and on Instagram at https://www.instagram.com/lenny_the_boss723/?hl=en and his YB channel: https://www.youtube.com/channel/UC8i-yDkbfRQe29mIiUfqiEw.

In this episode, we sit down with Matt Rody, an experienced real estate investor and builder, to discuss the intricacies of building DADUs (Detached Accessory Dwelling Units) in Tacoma, Washington. The conversation covers the importance of understanding local regulations, the benefits of building DADUs over larger multifamily units, and the significance of creating a trustworthy team to navigate real estate investments effectively.

Takeaway 1: The Advantage of Building DADUs: Building DADUs can be a more efficient and cost-effective way to invest in real estate compared to larger multifamily units.DADUs offer quicker turnaround times, lower infrastructure costs, and the flexibility to build on existing properties without the extensive off-site improvements required for multifamily developments.

Takeaway 2: The Importance of Local Knowledge and Relationships: Navigating the complexities of real estate development in Tacoma requires a deep understanding of local regulations and a strong relationship with city officials. Trust and communication with the city are essential, as they can lead to more favorable outcomes in the permitting and approval processes.

Takeaway 3: Educating and Mentoring in Real Estate: Matt discusses the rewarding aspect of educating new investors and the impact it can have on their lives.

You can visit Matt's website here: https://tacomadadu.com/ and IG: https://www.instagram.com/tacomadadu/

Thank you for tuning into this insightful episode of The BreakThrough Podcast.