The Business of Property

Simon chats with Pam Mackenzie about the changing landscape of property investment over the last ten years.

They explore the changes in mortgage requirements and property regulations over the past decade, particularly for HMO (House in Multiple Occupation) properties. Pam shares her experiences with her first HMO investment, the impact of new safety regulations, and her current investment strategy. The conversation highlights the importance of financial preparedness and adaptability in navigating today’s competitive property market, offering valuable insights for active property investors and landlords.

Episode links:

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Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

Special Guest: Pam Mackenzie.

Simon welcomes back seasoned property investor Pam Mackenzie. Pam shares her journey of purchasing and converting her first House in Multiple Occupation (HMO) with her business partner, Tania.

They discuss the challenges faced during the purchase, the renovations undertaken, and the successful targeting of EasyJet aircrew as tenants. Pam also delves into the financial aspects, including joint ventures and the impact of Brexit on rental income.

Episode links:

Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.

Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

Special Guest: Pam Mackenzie.

In this episode, Simon compares property market data from August 2024 with figures from August 2023 and August 2022.

Focusing on listing prices, time on the market, and rental performance, Simon highlights trends such as a real-term decline in property prices and a robust rental market with rents outpacing inflation. He also speculates on future market conditions, considering changing interest rates and economic factors.

Episode links:

Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.

Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

In this episode, Simon delves into the tenant-finding process. He compares the real costs of self-managing tenant finding versus hiring an agent.

Simon covers both cash expenses and time investment. Simon outlines tasks such as advertising, tenant inquiries, viewings, and referencing, providing a detailed breakdown of his time spent. Also learn about the tools and technology that help with self-managed tenant finding..

Episode links:

Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.

Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

In this episode, Simon shares his insights on eight crucial factors for long-term buy-to-let investments.

He emphasizes future-proofing properties to maintain their value and appeal. Key considerations include ... you'll have to listen to find out!

Episode links:

Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.

Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

Simon is joined by Simon Glastonbury, an independent mortgage broker with 25 years of experience, to discuss the Bank of England's base rate reduction and its impact on mortgage rates.

Simon provides insights into the current mortgage landscape, highlighting anticipated changes and their effects on first-time buyers and investors. The episode also introduces bridging finance, explaining its uses and differences from traditional mortgages.

Episode links:

Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.

Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

Special Guest: Simon Glastonbury.

In this episode Simon chats with Julie Condliffe, an award-winning property auction solicitor and seasoned property investor.

Julie shares her journey into property investment, highlighting a significant early investment in an apartment in Swindon. She discusses the allure of guaranteed rent and the challenges she faced when the promise fell through, leaving her financially strained. The episode provides valuable insights into the realities of property investment, emphasizing resilience, due diligence, and the risk of relying on guarantees.

Episode links:

Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.

Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

Special Guest: Julie Condliffe.

In this episode of the Business of Property podcast, Simon delves into the current financial challenges faced by UK landlords with buy-to-let properties.

Simon discusses the financial strain caused by rising interest rates and changes in tax regulations (Section 24). Simon revisits a previously analyzed investment property, illustrating how increased mortgage costs and tax liabilities significantly reduce profitability. Listen for all

Episode links:

Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.

Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

Simon introduces a successful yet straightforward investment property acquired in 2017, highlighting the simplicity of the process compared to more complex deals discussed in previous episodes.

Simon details the process of finding, purchasing, and managing a three-bedroom terrace home in Redhill. Emphasizing the importance of sharing both complex and simple property investment stories, he invites listeners to share their own experiences, particularly those that may be considered "boring" or straightforward, to contribute to the learning of the property investment community.

Episode links:

Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.

Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

Simon welcomes Susannah Cole, an experienced landlord and property investor, to walk through in-depth details of an investment property case study.

Susannah shares her journey of acquiring a property in Bristol, previously owned by a hoarder with nine dogs, highlighting the challenges and strategic decisions involved. Learn how Susannah found the property deal and her process for transforming it into a successful investment.

Episode links:

Subscribe to The Business of Property podcast on Spotify, iTunes, and all podcast platforms.

Please leave a rating and review if you're enjoying the show.

This podcast is produced in association with PaTMa, the leading application for self managing landlords who want to save time and stay compliant. Easily track properties, tenancies, tenants, repairs, rent, mortgage payments and safety certificates. Get your FREE account today.

Special Guest: Susannah Cole.