Why let fear stop you from retiring early, from being financially free or salary independent? Fear of investing is something you can overcome. 

Howie Lim gets insights from Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:22 Fear of losing money

06:12 Fear of picking stocks

08:59 Fear of trust

13:00 Fear of not having enough to invest

15:48 Fear of not enough time

Written and hosted by: Howie Lim ([email protected])

With Hugh Chung, chief investment advisory officer, Endowus, David Fergusson, CEO, Atlas Consolidated and Paul Ng, senior financial services director, PhillipCapital.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

With the shift in ASEAN’s global supply chains, what does this mean for SMEs in their pursuit of internationalisation? And how does this future shape the human capital scenario?

Howie Lim gets insights from Jimmy Koh, head, network partnerships and strategic marketing, group foreign direct investment advisory, UOB.

Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner.

Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media.

This episode of Future of Finance podcast is presented by UOB.

Highlights:

01:15 Increasing interest to expand; internationalise

03:25 Why some SMEs still hold back

05:22 How to find your differentiator

08:05 Long term benefits of internationalising

10:08 How supply management issues will play out

More about:

UOB

https://www.uobgroup.com/uobgroup/index.page 

UOB Asean Insights

https://www.uobgroup.com/asean-insights/index.page

UOB: Corporate & Institutional Banking

https://www.uob.com.sg/corporate/index.page

Written and hosted by Howie Lim ([email protected])

With Jimmy Koh, head, network partnerships and strategic marketing, group foreign direct investment advisory, UOB.

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

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Follow Future of Finance podcasts:

Channel: bt.sg/btbrpod

Apple Podcasts: bt.sg/bpap

Spotify: bt.sg/bpsp

Google Podcasts: bt.sg/bpgo

Website: bt.sg/brpod

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Money Hacks at: bt.sg/btmoneyhacks

BT Mark To Market at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

The Singapore market’s poor performance and lack of exciting new listings are multifaceted problems that require simultaneous action on different fronts. Senior correspondent Ben Paul gets to grips with issues, and offers some possible solutions. 

Synopsis: Listen to senior correspondent Ben Paul's analysis and insight on market trends and corporate issues in Singapore in this podcast series based on his weekly column in The Business Times.

Highlights of the podcast:

03:50 Private capital and the Magnificent Seven

08:19 Diverse views on what’s dogging the market 

12:26 Governance, performance are interconnected

15:30 Timing, pricing of IPOs should be calibrated

Written and hosted by: Ben Paul ([email protected])

Edited by: Claressa Monteiro and Howie Lim

Produced and edited by: Howie Lim

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Mark To Market podcasts and rate us at:

Channel: bt.sg/btmark2mkt

Apple Podcasts: bt.sg/4DJp

Spotify: bt.sg/4DJN

Google Podcasts: bt.sg/4D2E

Website: bt.sg/mark2mkt

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

WealthBT: bt.sg/btwealthbt

PropertyBT: bt.sg/btpropertybt

BT Podcasts: bt.sg/pcOM

BT Market Focus: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Organisations and individuals must embrace job redesign and reskilling to stay competitive in the modern job market, as traditional job roles evolve or become obsolete. 

Xu Xue Ting from Star International tells us how it’s breathed new life into her staff and the business. 

Synopsis: The Business Times Branded Podcasts; finely curated, intelligent, thought provoking content for decision-makers. Inspired by the newsroom of your trusted partner.

Follow on audio apps Apple Podcasts, Spotify and Google Podcasts, or Google Home smart speaker devices. Produced by The Business Times, SPH Media.

This episode of Hired is in collaboration with WSG.

Highlights:

00:54 Reasons Star International redesigned jobs

02:34 Cross functional team formation key

04:12 The beauty of job redesign and automation in action

05:25 Ground work to be laid with staff

07:58 Tips business owners could consider

More about:

Workforce Singapore (WSG)

https://go.gov.sg/hp-wsg

Job Redesign initiatives for different sectors

https://go.gov.sg/hp-wsgjr

Support for Job Redesign under Productivity Solutions Grant (PSG-JR)

https://go.gov.sg/hp-psgjr

Written and hosted by Howie Lim ([email protected])

With Xu Xue Ting, group corporate and retail director, Star International

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

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Follow Hired:

Channel: bt.sg/btbrpod

Apple Podcasts: bt.sg/bpap

Spotify: bt.sg/bpsp

Google Podcasts: bt.sg/bpgo

Website: bt.sg/brpod

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Mark To Market: bt.sg/btmark2mkt 

WealthBT: bt.sg/btwealthbt

PropertyBT: bt.sg/btpropertybt

BT Market Focus: bt.sg/btmktfocus

BT Podcasts: bt.sg/pcOM

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

The world economy is expected to grow by 3.0% in 2023, before slowing down to 2.7% in 2024. But that doesn’t mean your investments should slow too.

Howie Lim finds out how dividend investing could help from David Kuo, The Smart Investor, Josh Duitz, abrdn and Howard Silverblatt, S&P Dow Jones Indices.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:20 Dividend investing’s continued growth

06:57 Why these companies can increase dividends

10:07 How to choose the right company

14:14 Dividends will continue to make records

Written and hosted by: Howie Lim ([email protected])

With David Kuo, co-founder, The Smart Investor, Josh Duitz, head of global income, abrdn and Howard Silverblatt, senior index analyst, S&P Dow Jones Indices

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month, and rate us at:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

With stigma still surrounding personal loans, is it ever a good idea to take out a loan? Did you know just applying for a loan will hurt your credit score and how can you tell if a loan offer is legitimate? Howie Lim gets insights from Bryan Chan of Providend and Nima Karimi from Lendela. 

Synopsis: Every first and third Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:52 Is taking a loan ever financially wise?

03:10 Challenges getting a loan

05:30 Steering clear of debt traps

09:22 Legitimate loan offers vs. scams and predatory lenders

10:24 Safeguarding your credit score

Written and hosted by: Howie Lim ([email protected])

With Bryan Chan, client advisor, Providend and Nima Karimi, CEO of Lendela

Edited by: Howie Lim & Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first and third Monday of the month, and rate us on:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

What do we make of the new HDB model of Standard, Plus and Prime flats? With more emphasis on homes for living and not investment or speculation, can one still build wealth from homeownership?

Senior correspondent Leslie Yee gets insights from Professor Qian Wenlan, director, Institute of Real Estate and Urban Studies, National University of Singapore.

Synopsis: Hosted by senior correspondent Leslie Yee, PropertyBT from The Business Times shares insights on all things Singapore property to help you on your property investment journey. Episodes feature views and insights from property analysts.

Highlights of the podcast:

01:22 The new HDB model

06:32 Winners and losers from the new model

10:15 Difficulties in building wealth

12:42 Demand for resale Plus and Prime flats 

Read Leslie’s articles:

https://www.businesstimes.com.sg/opinion-features/new-hdb-plus-flat-segment-could-be-boon-young-seniors

https://www.businesstimes.com.sg/opinion-features/hdb-changes-rightly-emphasise-homes-are-living-dont-snuff-out-wealth-creation

Written and hosted by: Leslie Yee ([email protected])

With Professor Qian Wenlan, director, Institute of Real Estate and Urban Studies, National University of Singapore

Edited by: Claressa Monteiro & Howie Lim

Produced and edited by: Janice Tan

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

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Follow PropertyBT and rate us on:

Channel: bt.sg/btpropertybt

Apple Podcasts: bt.sg/pbAP

Spotify: bt.sg/pbSP

Google Podcasts: bt.sg/pbGO

Website: bt.sg/propertybt

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

Discover more BT podcast series:

BT Mark To Market at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt 

BT Money Hacks at: bt.sg/btmoneyhacks

BT Podcasts at: bt.sg/podcasts

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Degrees are getting more expensive to get, skills-based hiring is becoming more commonplace but tech graduates still command the highest starting pays. So is your non tech degree even worth getting anymore? And why are some economies experiencing qualifications-inflation? Howie Lim finds out. 

Synopsis: A monthly current affairs podcast which puts the lens on issues that impact business, money and liveability in Singapore.

Highlights of the conversation:

01:30 Comments from academics and tech professionals

08:02 We need to be taught to be human?

14:27 Workforce needs to undergo reskilling

15:59 AI in education could be to the detriment of students

17:06 AI shouldn’t worry us…yet

Written and hosted by: Howie Lim ([email protected])

With Jonathan Sim, lecturer of philosophy, National University of Singapore, Florian Breger, vice president, civilian government, global industries, IBM Technology and Ben Leong, professor of computer science, National University of Singapore

Edited by: Claressa Monteiro & Howie Lim 

Engineered: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media.

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Follow BT Lens On: 

Channel: bt.sg/btlenson

Apple Podcasts: bt.sg/lensap

Spotify: bt.sg/lenssp

Google Podcasts: bt.sg/lensgo

Website: bt.sg/lenson

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Money Hacks: bt.sg/btmoneyhacks

BT Mark To Market: bt.sg/btmark2mkt

PropertyBT: bt.sg/btpropertybt

WealthBT: bt.sg/btwealthbt

BT Market Focus: bt.sg/btmktfocus

BT Podcasts: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

See omnystudio.com/listener for privacy information.

Why are couples entering into prenups, and sometimes at the urging of their families? A prenup or post-nup may potentially be an important tool for families who have multigenerational wealth in mind. Genevieve Cua speaks to Ivan Cheong, head of the divorce and family team with Withers KhattarWong in Singapore for more insights.

Synopsis: Learn to protect and grow your wealth in this monthly Business Times podcast series for affluent individuals, hosted by BT wealth editor Genevieve Cua.

Highlights of the podcast: 

04:28 Prenups must satisfy 4 formalities; they’re not automatically enforceable

09:34 Not just for the wealthy; 3 broad objectives

12:22 Ensuring a prenup applies across multiple jurisdictions

14:27 How prenups work with trusts

17:03 Can a prenup strengthen a marriage?

Written and hosted by: Genevieve Cua ([email protected])

With Ivan Cheong, head of the divorce and family team with Withers KhattarWong in Singapore

Edited by: Howie Lim and Claressa Monteiro 

Recording engineer: Joann Chai Pei Chieh

Produced by: BT Podcasts, The Business Times, SPH Media

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Follow WealthBT podcasts and rate us at:

Channel: bt.sg/btwealthbt

Apple Podcasts: bt.sg/wbAP

Spotify: bt.sg/wbSP

Google: bt.sg/wtGO

Website: bt.sg/wealthbt

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Money Hacks Podcast at: bt.sg/btmoneyhacks

BT Mark To Market Podcast at: bt.sg/btmark2mkt

BT Podcasts at: bt.sg/pcOM

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Key markets declined as US Treasury yields, oil prices and geopolitical tension in the Middle East remained in focus for most of the week. Who were the outperformers? Janice Tan finds out.

Synopsis: Market Focus is a weekly podcast by The Business Times that looks at the market drivers and movements in Singapore, the region and the beyond. Hosted by the BT Podcasts team, it features analysis from SGX and insights from The Business Times’ newsdesk.

Highlights of the podcast:

01:24 SGX’s wrap for the week

03:53 Insights from BT’s newsdesk

06:52 Highlights of the week’s notable news 

10:24 Corporate news for investors

Written and hosted by: Janice Tan 

With Emelia Tan, market analyst, SGX Securities

Newsdesk commentary written and presented by Yong Hui Ting

Edited by: Claressa Monteiro

Recording engineer: Joann Chai Pei Chieh 

Produced by: BT Podcasts, The Business Times, SPH Media

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Follow BT Market Focus:

Channel: bt.sg/btmktfocus

Apple: bt.sg/mfap

Google: bt.sg/mfgo

Spotify: bt.sg/mfsp

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

Discover more BT podcast series:

BT Mark To Market at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

BT Money Hacks at: bt.sg/btmoneyhacks

PropertyBT at: bt.sg/btpropertybt

BT Podcasts: bt.sg/pcOM

BT Branded Podcasts: bt.sg/btbrpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.