Although the US Supreme Court recently upheld the CFPB’s funding system—and removed a major threat to the agency’s ability to regulate financial products and services—the future of financial regulation is far from settled or certain. 

On today’s episode, host Matt Snow speaks with Armen Meyer, Co-Founder of the American Fintech Council, about the implications of the CFPB ruling on the financial industry and other regulatory and government institutions. Matt and Armen also explore the growth of the FinTech industry, the role of regulatory technology, and the potential risks and benefits of generative AI.

Discussed in this episode:

• Why finding a middle ground between pragmatism and aspiration is essential for regulatory stability
• The relationship between rising interest rates and the decline in bond prices
• How open banking rules facilitate the free flow of data and enhance competition in the banking sector
• The disparity in tech investment between big banks and small regional banks