N26 finally launched in the US and Josh and Zack explore how the challenger bank structured its launch (100,000 beta users and via a banking partner). Your hosts also explore what this means for the other European challenger banks gearing up to launch like Monzo and Revolut.

Next up, Zack mentions MoneyLion's $160 million investment which included Capital One's participation. This appears to be the bank's first investment in a challenger bank but perhaps it's also the first time a major bank has invested in a challenger bank.

Robo-adviser Betterment has launched a new banking product which includes a high yield savings account -- Everyday Savings -- and announced it will roll out checking -- Everyday Checking -- later in 2019.

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