The Daily Churn

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The Daily Churn episodes

November 16, 2022Ep 36 - Simplifi for Churners: Keeping Better Track of Your Money
Full review of Simplifi, an app that's useful not only for personal finance & budgeting, but also for keeping track of all your credit card, brokerage, and bank account churns in one place.
(0:00) - Why use Simplifi
(2:55) - How Simplifi works
(4:22) - Simplifi vs Mint
(5:39) - Simplifi vs YNAB
(8:57) - Simplifi vs Personal Capital
(10:14) - Using Simplifi for churning
(21:48) - Simplifi quirks
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📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com
⚡️ View the live churn tracker for real-time updates on all the churns as they happen.
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♡ Enjoy this episode?
💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏
⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️
Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋
26 min
October 31, 2022Ep 35 - October Recap: $4,687 from Public, Upgrade, Amazon & More
One of the biggest months so far, with massive bonuses from Upgrade & Public, Chase Ink 90K matching, mealkit deals from Home Chef & HelloFresh, plus an (almost) free 55-inch Omni TV on Prime Day.
(1:07) - Update on Morgan Stanley
(3:51) - Credit cards (Upgrade, Chase, Amex)
(12:31) - Banks (Chase, Juno, Laurel)
(17:42) - Brokerages (Public)
(19:48) - Mealkits (HelloFresh, Home Chef)
(23:00) - Freebies (Omni, RedCard, Starbucks, Amazon, TopCashBack)
(32:58) - Final tally ($4,687 + 107K MR + 50K UR)
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📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com
⚡️ View the live churn tracker for real-time updates on all the churns as they happen.
------------------
♡ Enjoy this episode?
💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏
⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️
Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋
35 min
October 17, 2022Ep 34 - Public Brokerage App: Massive Bonus for Transferring Stock
Full review of this amazing brokerage transfer bonus from the Public stock app, including brokerage churning strategy, partial vs full ACATS transfers, using cash to meet tier requirements, and joint account eligibility.
(0:00) - Why this bonus is amazing
(4:33) - ACATS transfers 101
(8:38) - Strategy for brokerage bonuses
(9:32) - Partial vs full ACATS transfer
(10:40) - Buffer for tier qualification
(11:38) - Transferring cash via ACATS
(13:52) - Joint & individual accounts
------------------
📬 Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com
⚡️ View the live churn tracker for real-time updates on all the churns as they happen.
------------------
♡ Enjoy this episode?
💌 Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it 🙏
⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice 🙇‍♂️
Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋
17 min
October 10, 2022Ep 33 - September Recap: $1,824 from SoFi, Blue Apron, Apple TV & More
All the churns from September, including an easy triple stack bank bonus from Upgrade, MS from Gate City, credit cards from Chase & BofA, plus mealkit deals from Blue Apron & HelloFresh. And new this month, a recap of all the freebies – free shake shack burgers, movies, private VPNs and more... whew 😮‍💨.
(1:27) - Banks (HMBradley, Gate City, SoFi, Albert, Juno, Upgrade)
(16:18) - Credit cards (Wells Fargo, Chase Ink, US Bank, BofA)
(20:02) - Brokerages (Interactive Brokers)
(22:31) - Mealkits & Cashback (Blue Apron, HelloFresh, Freshly, Ibotta, Rakuten, Honey)
(30:16) - Freebies (Shake Shack, Wendy's, Apple TV, Moonage, Starbucks, VPN, Visible)
(35:04) - Final tally ($1,824)
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
View the live churn tracker for real-time updates on all the churns as they happen.
------------------
❤️ Enjoy this episode?
Forward to a friend and let them know about the show 😊🙏
Have questions? Leave a comment to get answers, share datapoints, or just say hello 👋
37 min
September 27, 2022Ep 32 - Car Dealerships Part 2: Tips for Negotiating the Lowest Price
Conclusion to the 5-hour car dealership negotiation saga, along with ideas on alternative negotiation strategies that may yield better results, plus tips for your first visit to the car dealership & common pitfalls to avoid.
(0:00) - Back at the dealership...
(21:53) - The three circles of dealership hell
(26:56) - Things we would do differently
(27:40) - Alternative strategy #1 (hardball)
(29:34) - Alternative strategy #2 (semi-hardball)
(31:23) - Alternative strategy #3 (going public)
(34:36) - Other tips & thoughts
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Listen to Part 1 of the story: Ep 30 - Carvana vs Dealerships
Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
44 min
September 12, 2022Ep 31 - Tracker & August Recap
Exciting news on a new live churn tracker, along with a detailed breakdown of churns in August.
(0:08) - ⚡️ Churn tracker [beta]
(1:59) - Banks (Juno, US Bank, Albert, Chime, Amex Biz Checking)
(9:47) - Credit cards (WF Biz, Chase Inks, Amex Gold)
(14:30) - Brokerages (Nadex, Public)
(16:44) - Mealkits (Freshly, HelloFresh, Rakuten)
(22:55) - Cellphones (Visible, iPhone 14)
(26:22) - Final tally ($904)
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
29 min
August 31, 2022Ep 30 - Carvana vs Dealerships
Comparison of online and in-person options for selling a car, along with a play-by-play of 5 hours spent negotiating a car purchase at a dealership (plus some tricks to watch out for 👀).
(1:57) - Online sales
(5:36) - Private party marketplaces
(8:43) - Issues with selling privately
(20:01) - Carvana vs other services
(24:38) - Buying a car (then vs now)
(34:14) - Art of the scam
(41:23) - 5 hours at the dealership...
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
1 hr 4 min
August 10, 2022Ep 29 - July Recap
Massive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market.
(1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno)
(15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited)
(18:17) - Cashback (Capital One VRBO, mealkits offers)
(20:57) - Cellphones (Visible)
(21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.)
(26:42) - Buying a new car (car dealerships... 😬)
(36:05) - Final tally ($4,488)
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
38 min
July 21, 2022Ep 28 - Employer Direct Deposit
Walkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability.
(2:06) - Square
(9:34) - Chase
(14:17) - Wise
(25:33) - Astra
(29:56) - Brex
(31:52) - Melio
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
41 min
July 07, 2022Ep 27 - June Recap
Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole.
(3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz)
(10:09) - Brokerages (Nadex)
(10:47) - Rakuten (Personal Capital)
(14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75)
(25:27) - Honey (Kitchenaid mixer 👩‍🍳🍪)
(27:50) - Misc (Visible, Stubhub)
(28:44) - ANA update
(31:26) - Crypto update (Celsius, Voyager)
(56:50) - Final tally ($1,028.50)
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Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
59 min

About The Daily Churn

From the publisher's feed

Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.

Decades of churning…