The Daily Discourse

Are you blacklisted? Or have you been unfairly blacklisted? The word "Blacklisting" is a term commonly used by credit providers to threaten or coerce people with outstanding debt to pay up. This morning, we turn our focus on unfairly being blacklisted, How to handle it, How to clear your name from it and what legal recourse one has if they have been unfairly blacklisted. Joining us on the line for this discussion is…

GUEST: Neil Roets - CEO of Debt Rescue

What are your thoughts on the calls for the establishment of a state owned bank in South Africa? Critics of the idea of a state owned bank have criticized the thought of it by citing the poor track record in the management of State Owned Enterprises (SOEs). This morning we will look at the role and purpose of a state bank, who stands to benefit from it and whether South Africa needs a stated-owned bank?

GUEST: Dr Johan Coetzee, who is a Senior Lecturer in Banking and Finance, at the Department of Economics and Finance, at the University of the Free State

The number of young South Africans under the age of 20, who have registered to participate in Wednesday's general election has declined to the lowest level since at least 1999, this according to data from the Independent Electoral Commission, IEC. Are South Africans just not interested in voting? Many have said that they just don't see any point in voting and that they also don't see a vote as a powerful instrument of democracy.

GUEST: Dr Dale McKinley, who is an Independent Political Analyst

National police Commissioner General Khehla Sithole is expected to visit Vuwani in Limpopo this morning. This follows threats by the pro-Makhado Task team in Vuwani that there will be no elections taking place in Vuwani. Community members will shut down the area tomorrow where they will have a mass meeting to pave a way forward on whether they will participate in Wednesday election or not. They are demanding that their area should be reincorporated into Makhado from the Collins Chabane local municipality.

GUEST: Sy Mamabolo, the chief electoral officer of the Independent Electoral Commission, IEC

The Talking Point is coming to you live this morning from the Inkosi Albert Luthuli Convention Centre (Durban ICC), in KwaZulu-Natal. We are here for yet another gathering of the annual Africa's Travel Indaba. The Travel Indaba showcases the widest variety of Africa's best tourism products and attracts international buyers and media from across the world.

GUEST: Moola

The Talking Point is coming to you live this morning from the Inkosi Albert Luthuli Convention Centre (Durban ICC), in KwaZulu-Natal. We are here for yet another gathering of the annual Africa's Travel Indaba. The Travel Indaba showcases the widest variety of Africa's best tourism products and attracts international buyers and media from across the world.

GUEST: mouba

The Talking Point is coming to you live this morning from the Inkosi Albert Luthuli Convention Centre (Durban ICC), in KwaZulu-Natal. We are here for yet another gathering of the annual Africa's Travel Indaba. The Travel Indaba showcases the widest variety of Africa's best tourism products and attracts international buyers and media from across the world.

guest: Andrew Hudson from FNB Acquisitions

The Talking Point is coming to you live this morning from the Inkosi Albert Luthuli Convention Centre (Durban ICC), in KwaZulu-Natal. We are here for yet another gathering of the annual Africa's Travel Indaba. The Travel Indaba showcases the widest variety of Africa's best tourism products and attracts international buyers and media from across the world.

guest: salisha

In the past year, the public-interest sector was shaken up by a number of reports of sexual harassment against women, allegedly perpetrated by powerful (often white) men in positions of power. This morning we talk about what the real causes of sexual harassment is, how perpetrators are able to emotionally manipulate their victims, abuse of power and how we can encourage women to speak out even if they are at risk

GUEST: Seehaam Samaai is a director of the Women’s Legal Centre.

The Mail & Guardian reported last week on the squalid conditions that black students in rural universities face (“UniZulu students’ accommodation conditions are ‘inhumane”). But those in charge are escaping blame. 25 years after democratic elections, why are students still living in shacks, Crammed together, without basic services, they walk far to campus, often in the dark, terrified of being mugged or raped?

GUEST: Bongekile Macupe is the education reporter at the Mail & Guardian