The Daring Daughters

What if you could sell all your possessions, move to Europe, and earn money from a laptop lifestyle business?

Would you do it?

This episode is dedicated to all the dreamers out there who stare out the window from their 9-5 and wonder, “Is THIS really what I am going to do for the next 30 YEARS? OMG”

Today’s guest is Kelly Cameron. Kelly grew up thinking that the only path in life was to work, get married, buy a house and have kids. But constantly nagging her was this thought 'is this it?'. With a husband that always questions conventional wisdom, the two of them (with their two children) set their goal on exploring France for a year. They applied for visas, sold almost everything they own, Kelly closed down her business and they left New Zealand 6 months later. Now 9 months into their trip they are living in a long term Airbnb, bonding as a family and her kids are going to school learning French.

Kelly shares how they do it, what it was like in the beginning and how they are paying their bills on this wild ride.

Things covered in this episode:

• Selling all your things to move to another country

• Where to stay on a world trip

• How to make money virtually

• How much does it cost to travel full-time

• Visas/passports and what is needed

• How to budget living abroad

• What to do with your mindset when money is tight

• How to handle when one partner is predominantly optimistic and one pessimistic

Follow Kelly’s journey!

Facebook: www.facebook.com\livingourfamilydream2018

Instagram: @tiz_and_co

Check out Fraser’s coaching business for #epicdads

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Join the discussion in our Facebook group this week about this week’s episode and this topic.

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This week’s iTunes review shoutout is @reallifelynn / @themepiece_za :

“Net Worth It Podcast has given me the courage to face my financial situation and the tools to tackle it. Gretchen’s encouragement and practical tips have given me the confidence to work with my money instead of just spending it. Her laugh is infectious and I enjoy the stories she shares from her own experiences. I own a graphic design business where I help people create beautiful event stationary and business branding. This podcast has helped my business with proper financial goal setting and not being afraid of making money!”

**How to leave a review on iTunes:

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xoxo

EMAIL LIST MAKE SOME MONEY JOIN OUR FACEBOOK GROUP

 

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www.frasercameron.com

Cheers to the New Zealanders listening today who know Kelly and Fraser and all the #epicdads

-Gretchen

How are you liking season 2 so far? This isn’t your typical podcast season with guest after guest. This season is doing a deep dive into my life and Courtney’s life so you can see start to finish HOW to change your finances. Both of us are on a mission to take radical responsibility of our lives. Once a month you will see myself get coached by a high six figure entrepreneur, Allison, on helping me to create a 6 figure business on the side of full-time employment followed by the next week you will watch Courtney’s journey as she does the internal self work to get honest about her debt and freeing herself from it. Both Courtney and I use traditional employment and build our own extra income on top of it and we don’t hold back on the secrets of it. We give them ALL.

The following weeks of the month in season 2 will be a guest who has radically changed his/her life and how they view money and the last week will be a solo episode of my choosing. This month’s solo episode you will hear the story of why Mike and I are doing foster care, how it is going with our first foster child and a surprise about that journey that we have never shared publicly.

This week though you will meet Courtney.

Courtney is one of those people who you can tell has been through a lot but you also think you might see he on TV someday as a motivational speaker! She truly works hard to provide for her family and has grit and determination. Courtney also has some debt that she wants to knock out this year and a plan to get rid of it. We are going to watch her journey this year - in a once a month episode on her progress and the lessons she is learning. You will love Courtney. She’s like an encyclopedia of personal development wrapped up in a spicy taco.

Things we cover on this episode:

• Getting into debt because of medical emergencies and life emergencies

• How credit cards are “life tuition”

• Taking small steps and opportunities and letting them be seeds that grow

• How to overcome the fear of letting people know the truth of your situation

• What Courtney’s first steps are going to be to work on her debt

This week I unlocked a feature on Libsyn (for $5 more a month) that allows me to see what countries all the listeners are from. I was shocked to see that there we are in 15 countries. YOU GUYS! This means people are wanting to talk about money. They are wanting to get real with their spending habits and creating extra income! It’s so cool. It just goes to show that when you obey the promptings of God (or your heart), you can work through the “fails” along the way-which are really just lessons in how to not move forward.

You are worth it.

Keep going.

-Gretchen

 

 

 

Countries listening to Net Worth It ™ Podcast

 

Join the discussion in our Facebook group this week about this week’s episode and this topic.

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Our Imperfect Academy is HERE! You can come be apart of Imperfect People doing big things in life and business.  Our Growing Your Instagram Followers to 15K The Easiest Way is FREE and available! Sign up

xoxo

  EMAIL LIST BOOK A CALL JOIN OUR FACEBOOK GROUP

 

Do you have a burning desire to change your net worth but need some help?  JOIN OUR GROUP!  Each month we track our net worth and are reaching for a goal of $100,000.000 collective net worth.  

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Welcome to season 2 of Net Worth It Podcast. Has it really been a year since I heard God telling me to start this podcast as I laid awake at night? No I am not crazy and yes sometimes God prompts me in specific ways. You can hear all about that encounter in season 1 episodes and what I did about it. I still have the original note in my phone that I typed up when I woke out of a dead sleep.

Season 1 was full of stories of people’s success journeys, financial tips and tricks and a lot of mindset. So if you are reading this and haven’t taken advantage of those episode gems-start there. I am forever grateful for the foundation that was laid and all the guests who helped do that.

Season 2 is going to be a lot different and I cannot wait for you to be apart of it. I realized at the end of last year that tidbits each week wasn’t helping you to take action. You felt inspired and made some minor adjustments to your thoughts-but you didn’t REALLY take that much action. I respond to every DM and email and what I heard over and over is that you still aren’t sure what to do with pieces of the puzzle-you need the whole puzzle put together to see it. We are going to put the puzzle together this season.

Today’s episode starts with me introducing my very own mentor, Allison. She has been behind the scenes working with me for 3 years and we are going to record our private coaching sessions so you can see start to finish how to make money in a legacy enterprise. No matter what your business is, the coaching you will see Allison do with me WILL apply. In this first episode we talk about how to actually map out what amount you want to make this year and how to break that down into months and what it will actually take in customer volume. For those of you in our business and wanting the math on our equation, it is this:

Annual amount / 12 months = Amount per month

Amount per month/$54 = Number of cycles per month

Number of cycles per month x 900BV= Amount of BV per month you need

Amount of BV per month / 125 (average customer basket order) = Number of customers needed each month

Now for many of you listening who aren’t in my direct business, you don’t need those numbers-but a large percentage of the listeners are and I want to serve them with these numbers. If you are a hair stylist, a realtor or even have an Etsy store- you can use this same concept and we talk about how in the episode.

Here are some highlights of the episode:

• How to break out how many customers you need

• Having a long term mindset and how to stay focused over time

• How to work full-time in your business for 9 weeks of the year without quitting your job

• Book references: The Slight Edge, High Performance Habits

• How to talk to 730 customers in a year with ease

• The three keys to success

• How to create duplication in your business

• Showing people greatness in themselves

• Words to stop saying about your customers

• The magic of customers coming into your life with ease

Next week after all the holiday hustle bustle is over you are going to check your bank statement and FREAK OUT.  Guess what- that is NORMAL. It happens to me every year and I even pay attention to our money. I keep a spreadsheet of what I am spending for Christmas and even when I try, I still seem to spend emotionally. It’s so easy to buy our emotions over Christmas.  Today’s episode is all about learning how to be a grown up about your money and where to start. The highlights of this episode are:

• Getting real about your money

• The power of budgeting

• Live confidently and sleep deeply with your finances

• Raw and Realness about money conversations

• Her wishes and dreams for her own life

• How Lynne wants you to get to your dreams

• How to get out of financial holes

• Figuring out what emotion you are trying to buy with your money

Website:  https://www.thewisermiser.net/

Instagram: @wisermiserinsta

What are the ways you need to be a grown up about your money?

Join the discussion in our Facebook group this week about this week’s episode and this topic.

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Our Imperfect Academy is launching January 2019 where you can come be apart of Imperfect People doing big things in life and business.  Our 1,500 to 15,000 Instagram follower course is one of our first FREE courses that will drop.  Sign up to be notified when the course drops.

xoxo

EMAIL LIST BOOK A CALL JOIN OUR FACEBOOK GROUP

 

Do you have a burning desire to change your net worth but need some help?  JOIN OUR GROUP!  Each month we track our net worth and are reaching for a goal of $100,000.000 collective net worth.  

SUBSCRIBE ON STITCHER SUBSCRIBE ON SPOTIFY SUBSCRIBE ON ITUNES

Is your family or health suffering because of your dreams? Are you in a place where you don’t even like your wife or husband?  Have you exercised this week? Are you stressed to the max? Are you ready to start investing in the housing market? This episode is for YOU.

This week is all about well-being in the grind and some nice tips on real-estate investing.  

Mike and I have been through the ringer in our marriage and while the details about what we have been through are for our counselors and Jesus, we are vocal about the fact that rough times have been a part of our story.

We are stronger because of all we have been through.  Every fight, tear and harsh word spoken heals over with stronger bonds.  Just like a muscle that gets stronger from being broken down, so have we become stronger through this.  My mission is to help everyone have a better quality of life and that includes in your marriage.

This week’s episode is guest Sean Zalmanoff. Sean Zalmanoff is a respected Speaker, Coach, Loan Officer, Real Estate Investor, and host of Next Level Loan Officers Podcast.

Sean entered the mortgage industry in 2002, where he spent the better part of his first year in the business learning all of the tips, habits, and ‘best practices’ that he has since determined to be the underlying reason why the mortgage industry is broken.

He knew there had to be a better way to run a business, so Sean started forging a new path for himself and his team, which lead him to the world of business and mortgage coaching. Sean now manages several mortgage offices throughout the country that produce over $100 Million in production, helping hundreds of people achieve the American Dream.

Harnessing his greatest passion, helping loan officers, entrepreneurs, and business owners, Sean became a founding owner in Next Level Loan Officers, a coaching platform that not only helps people in their business, but all four pillars of their life; business, relationships, physicality and spirituality.

Sean’s mission through coaching loan officers is to help them achieve a work life balance in an industry that has lied to them and told them they need to be on call 24/7. By deploying his systems and strategies, he’s helped LOs and branch managers build a better work environment, more support, and better systems, while installing the technology to achieve it all.

Proving that he’s not just a one-trick pony, Sean has also consulted with chiropractors and the top brass in distribution product industries. The systems he teaches, the way he unpacks complex ideas, and the way he incorporates all four pillars of one’s being, are universal principles that spans industry.

When not leading his mortgage business or coaching loan officers, Sean is an active real estate investor who both owns commercial and residential property, as well as flips homes. During his down time, Sean enjoys being in the outdoors with his wife and two sons. As an avid baseball fan, Sean loves making memories with his family in the stands, rooting for the home team, the St. Louis Cardinals!

We talked all things mortgages, the market and health and well-being on this episode and it is pure FIRE.

Sean’s Links
Facebook: Personal - https://www.facebook.com/sean.zalmanoff
Professional - https://www.facebook.com/SeanZTeam/
LinkedIn: https://www.linkedin.com/in/sean-zalmanoff/
Websites: http://www.seanzmortgage.com/ & https://nextlevello.com/

What habits are you working on right now or in 2019? Join the discussion in our Facebook group this week about this week’s episode and this topic.

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Our Imperfect Academy is launching January 2019 where you can come be apart of Imperfect People doing big things in life and business.  Our 1,500 to 15,000 Instagram follower course is one of our first FREE courses that will drop.  Sign up to be notified when the course drops.

xoxo

EMAIL LIST BOOK A CALL JOIN OUR FACEBOOK GROUP

 

Do you have a burning desire to change your net worth but need some help?  JOIN OUR GROUP!  Each month we track our net worth and are reaching for a goal of $100,000.000 collective net worth.  

SUBSCRIBE ON STITCHER SUBSCRIBE ON SPOTIFY

How are you planning your goals and dreams for 2019? This episode gives my top tips for creating new habits, particularly for people who are doing a side hustle and a full-time job. Time is different for people who are multi-passionate. You don’t have any to waste and if you are not your best self, you will be sluggish at the rest of life. One of the people I partner with is a landscaper named Greg. When he changed his life nutritionally, quit smoking and quit drinking, he was able to exponentially increase the revenue of his business.

Here are my top tips for being at your optimal health and productivity.

• Start now! You could be 3 weeks into a new habit by January if you start now.

• Figure out what habit is the one that is going to be imperative for your best health so that you have the most energy to work on your dreams (in the episode I give my one thing).

• Get up 1-2 hours earlier each day and work on your dreams and yourself. One hour a day on your business or self equals 9 work weeks of productivity over the year.

• Block out family time. Make it non negotiable. My calendar scheduler (Calendly) doesn’t allow people to book during my family time.

• Create new neuro-pathways through a program like Healthy Mind and Body. Let me show you how to get it free! Message me for the link.

• Get an accountability partner to talk to weekly. Keep it to 15 minutes each when you talk and come to the call with bullet points about what you want to be held accountable for the next week. Do not make it a complaining fest. I have had an accountability partner for 3 years. My current one and I chat on Sunday afternoons for 30 minutes about the week.

• Write in your journal correctly. Don’t write complaints. Write out how you want your day to go. “Today was amazing. I crushed it at work….” Write it out like it’s already happened at the start of your day.

• Be flexible about adjusting your course. If you find that your habit goal is not working, adjust, don’t quit.

What habits are you working on right now or in 2019? Join the discussion in our Facebook group this week about this week’s episode and this topic.

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Our Imperfect Academy is launching January 2019 where you can come be apart of Imperfect People doing big things in life and business.  Our 1,500 to 15,000 Instagram follower course is one of our first FREE courses that will drop.  Sign up to be notified when the course drops.

xoxo

  EMAIL LIST BOOK A CALL JOIN OUR FACEBOOK GROUP

 

Do you have a burning desire to change your net worth but need some help?  JOIN OUR GROUP!  Each month we track our net worth and are reaching for a goal of $100,000.000 collective net worth.  

SUBSCRIBE ON STITCHER SUBSCRIBE ON SPOTIFY SUBSCRIBE ON ITUNES

Do you ever feel like there has to be more out there for you in life? Do you desire to retire early? Some of us stare out the windows at work and wonder what we could do on the side to earn extra. Some of us desire to completely replace our entire income so we have different windows to stare out in the day. No matter which area of the spectrum you land on this, if you are interested in making more money, this episode will give you hope for your journey.

What inspired me to start the side incomes I have now was rooted in a desire to NEVER let money be the reason I say no- no to vacations, cars, houses, contribution, life. I love working hard and as long as my day is filled with purpose and profit, then I can lay my head on the pillow at night feeling successful, regardless of whether I spend the day on my business or my job as a nurse.

Today’s guest is such an inspiring story of what the behind the scenes looks like when you are building a business. Josh Collins, along with his amazing wife Angie, run multiple successful storage rental facilities. They are also savvy property finders and investors. In this episode Josh talks about what is was like to start a business with a one year old, a recent death of his brother in a tragic car accident and finding out they were pregnant with baby number two. They decided to push on with their business despite the unknowns of income or success.

The biggest take away from this episode is how to push through the uncertainty of wondering whether it will work out. You will be inspired and have hope for the future you are building. Success isn’t always linear. It comes with ups and downs and the ones who ride the waves are the ones who make it in the end.

What are your thoughts on how to handle the emotional roller coaster of starting a business?

Join the discussion on our Facebook group this week about this week’s episode.

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Our Imperfect Academy is launching January 2019 where you can come be apart of Imperfect People doing big things in life and business.  Our 1,500 to 15,000 Instagram follower course is one of our first FREE courses that will drop.  Sign up to be notified when the course drops.

xoxo

COMING SOON! 

In the next few weeks you will have access to a brand-new academy for network marketers.  Join our mailing list to be notified when the course is ready!

EMAIL LIST BOOK A CALL JOIN OUR FACEBOOK GROUP

 

Do you have a burning desire to change your net worth but need some help?  JOIN OUR GROUP!  Each month we track our net worth and are reaching for a goal of $100,000.000 collective net worth.  

Episode 36: 5 Things You Need to Succeed in a Side Hustle OUR STORY  

I have had a side hustle for the greater part of the last 3 years so I get it. I have had a failed side hustle and a succeeding one and have realized what HAS to be present in order for it to succeed. It is often sited that 9 out of 10 businesses fail but according to the Bureau of Labor Statistics most businesses that are going to close, do so in years 3-7, when most people give up because it feels like it’s not working.

There are 5 things that will make or break whether a side hustle has a chance. Of course there are many things that will determine if your side hustle will succeed and the biggest factor is YOU.

1. It has to change lives.

2. You must make enough money to change YOUR life.

3. It must get you out of bed.

4. There has to be a residual end game.

5. It has to create influence.

Check out the specifics of each of these points on this week's episode!

Join the discussion on our Facebook group:  

Our Imperfect Academy is launching January 2019 where you come be apart Imperfect People doing big things in life and business.  Our 1,500 to 15,000 Instagram follower course is one of our first FREE courses that will drop.  Sign up to be notified when the course drops.

xoxo

COMING SOON! 

In the next few weeks you will have access to a brand-new academy for network marketers.  Join our mailing list to be notified when the course is ready!

EMAIL LIST BOOK A CALL JOIN OUR FACEBOOK GROUP

 

Do you have a burning desire to change your net worth but need some help?  JOIN OUR GROUP!  Each month we track our net worth and are reaching for a goal of $100,000.000 collective net worth.  

SUBSCRIBE ON STITCHER SUBSCRIBE ON SPOTIFY SUBSCRIBE ON ITUNES

Social media used to put my into a dark hole.  I would scroll and feel panic when I would see moms that seem to have it all together, women with "perfect" bodies and people who were living lifestyles that I wanted.  It has been a journey to really learn how to take ownership of my thoughts on social media instead of letting it take ownership of me.  At the end of the day we DECIDE how we will feel when we see posts, the posts do not decide that for us.

The most powerful message you can share with the world on social media is YOU.

Your Story.

Your Heart.

Your Vision.

Your Message.

Your Dreams. 

You are trying to make extra income right?  That's why you follow this podcast (except for you mom, you are here just to hear my voice and I love you for that).  Making extra income by leveraging your social media is a powerful way to do that but you can get weird really quick on social media without a little training.

Today's guest is all for helping you to clarify your message on social media and help you learn some ways to simplify and make it easier and more effective so that your ideal customer feels connected to you.  Lyndsay Clement is the owner of Ellen Grace Marketing and is passionate about helping business owners grow their sales through solid marketing strategies and effective planning.  In today’s world, consumers are overwhelmed with choices and brands need to (more than ever) build authentic relationships with their customers in order to stand out. 
What I love about Lyndsay the most is all of the free advice she gives on her Instagram .  I have implemented several of her strategies she gives there on my own social media and it feels so much lighter now!  

Making money on social media is relatively easy these days as long as you have the right product to promote and know how to talk about it.  I would love to know what you thought of Lyndsay's tips! 

Lyndsay can be found at www.ellengracemarketing.com

Join the discussion on our Facebook group:  

Our Imperfect Academy is launching January 2019 where you come be apart Imperfect People doing big things in life and business.  Our 1,500 to 15,000 Instagram follower course is one of our first FREE courses that will drop.  Sign up to be notified when the course drops.

The first Christmas that we really took our debt problem serious I knew that I needed to significantly scale back our Christmas spending. I was already on such a tight budget that even spending anything was a problem. It wasn’t that we made not money, it was that we had SO MANY PAYMENTS.

Car payments

credit card payments

truck payments

mortgage payment

utility payments

school loan payments

hockey registration payments (this is a real thing in Minnesota)

life insurance payments

health insurance payments

The list goes on…

Can you relate?

So I committed fiercely to stop the madness. Mike and I skipped presents for each other, we bought the oldest child (who was tween at the time) new presents because we didn’t want him feeling like he was living in the poor house and we bought the infant nothing and we bought the preschooler presents from the Goodwill. I think I actually wrapped some toys around the house for the infant that she wouldn’t know was something we already owned.

YOU GUYS!!!!!!

Do you know how sad this was for me? And humbling? In the grand scheme this was total first world problems, I get that. I also worked Christmas that year at the hospital and we opened presents a different day so I could get double time that day.

In this week’s episode I am giving you my top tips for not going into debt on Christmas. It’s not the latest deals and savings and there are no coupons. My tips are emotional buying pattern tips that you may be falling prey to. I am excited for you to take a listen.

I am also offering the BIGGEST PROMO I have ever done in helping people. I am showing you this Christmas how to earn $300-$1,000 extra in the next 3 weeks with my No Credit Christmas campaign. Book a call this week if you want the details.

 

Book a 30 minute virtual coffee date:  www.calendly.com/gretchenheinen

xoxo

G 

 

COMING SOON! 

In the next few weeks you will have access to a brand-new academy for network marketers.  Join our mailing list to be notified when the course is ready!

Mailing list:  http://eepurl.com/de_lEH

Facebook group:  https://mailchi.mp/50a61e730d53/networthitgroup