The DollarsAndSense Podcast

In this DollarsAndSense Podcast special episode recorded live at MooFest 2025, Our host and Co-Founder, Timothy Ho, chats with Binni Ong, professional trader and SGX Academy trainer, who shares 30 years of trading experience to break down complex concepts into practical strategies.We dive deep into Warrants vs Options, how they work, their key differences, and how traders can use them effectively in volatile markets.

This podcast episode is brought to you in collaboration with Macquarie Warrants Singapore. Curious about warrants and other trading tools? Find out more here: https://www.warrants.com.sg

Disclaimer:
Any information provided in this video is meant solely for informational and investor education purposes and do not constitute an offer, a solicitation of an offer, or any advice or recommendation to conclude any transaction. Investment products including warrants are subject to significant investment risks, including but not limited to the possible loss of the total principal amount invested. Before making an investment decision, investor should seek advice from a financial adviser regarding the suitability of the investment product. This video is sponsored by Macquarie Warrants Singapore.

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Are property agents in Singapore really making five figures a month? Do those flashy cars and Instagram reels tell the whole story?

In this episode of the DollarsAndSense Podcast, we speak with Kai Vearn, a real estate agent with 10 years of experience, to uncover the real income, commission structures, costs, and financial challenges faced by agents today. We break down how commission works, how much actually goes into their pocket after expenses, and how social media and market trends have reshaped the industry.

Whether you're thinking of becoming an agent or just curious how much they make, this episode pulls back the curtain.


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Facebook: https://www.facebook.com/DollarsAndSenseSG
Telegram: https://t.me/dollarsandsense
Instagram: https://www.instagram.com/dnssingapore/
Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=c5ce4c58884a4fdb

Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

Are property agents in Singapore really making five figures a month? Do those flashy cars and Instagram reels tell the whole story?

In this episode of the DollarsAndSense Podcast, we speak with Kai Vearn, a real estate agent with 10 years of experience, to uncover the real income, commission structures, costs, and financial challenges faced by agents today. We break down how commission works, how much actually goes into their pocket after expenses, and how social media and market trends have reshaped the industry.

Whether you're thinking of becoming an agent or just curious how much they make, this episode pulls back the curtain.

Follow us on our socials:
Facebook: https://www.facebook.com/DollarsAndSenseSG
Telegram: https://t.me/dollarsandsense
Instagram: https://www.instagram.com/dnssingapore/
Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=0ce48e4a15624f25

Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

In this special episode recorded live at MooFest 2025, DollarsAndSense co-founder Dinesh Dayani speaks with Isaac Lim, Chief Market Strategist at moomoo Singapore, on the big question every investor is asking: What to invest in for 2025?

From US markets and China’s rebound, to Japan’s hidden value stocks and Singapore’s high dividend plays, we dive into the macro trends shaping investor behaviour today. Isaac also breaks down the surprising rise of crypto (yes, even among low-risk investors), and why retail investors are flocking to AI and gold.

Watch the full episode to find out:
- How to build a resilient dividend income portfolio
- Why a 3-part portfolio strategy (core, satellite, dividend) makes sense now
- How to use moomoo tools to cut through the noise and find opportunities


BONUS: Want to open a moomoo account? We’ve got you covered.
Here's a Step-by-step guide to opening your moomoo account: https://dollarsandsense.sg/step-step-guide-opening-futu-sg-securities-account-moomoo/

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Telegram: https://t.me/dollarsandsense
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Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=2f5d928338cb40ed

Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

You wouldn’t bet your life savings on a football team. So why do it with a single stock? In this DollarsAndSense podcast episode, we explore why investing in the STI ETF is a lot like following the English Premier League.

Whether you're a Manchester United die-hard or just ETF-curious, we break down how index investing works, why teams (and stocks) get “relegated,” and how not to be a fair-weather investor. From Portsmouth to Noble Group, we look at what happens when stars fade and why it's smarter to back the whole league instead of just one club.

Join us at the #EveryDayInvestor event:
🗓 19 July | 📍 SGX Auditorium | 🎟 $5 (lunch & goodies included)
Register here: https://dollarsandsensesg.link/epl_ep 

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Facebook: https://www.facebook.com/DollarsAndSenseSG
Telegram: https://t.me/dollarsandsense
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Listen to our podcasts on Spotify: https://open.spotify.com/show/6XkfHXOUXtFWfAWC7q0MwZ?si=9132c829739444df

Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter

Planning for a family holiday soon? Don’t forget to bring along your YouTrip card to get the best bang of your buck for for all your travelling expenses.

DollarsAndSense Exclusive:
Download YouTrip App and use the promo code DNS5 during your YouTrip registration to receive a $5 welcome credit in your YouTrip account.

Read also: https://dollarsandsense.sg/problems-t...

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The NCMP role gives opposition candidates who narrowly lost a second chance to enter Parliament. But with a $2,063 monthly allowance and limited voting rights, is it fair to expect them to accept it? In this episode of the DollarsAndSense Podcast, we unpack the origins of the NCMP scheme, how it's evolved, and why taking on the role is not just a political decision but a deeply personal one. We also explore how NCMPs can shape future elections, and why the choice to accept or reject the role isn't as straightforward as it seems.

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Telegram: https://t.me/dollarsandsense
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Listen to our podcasts on Spotify: https://dollarsandsensesg.link/dns-spotify

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Can most Singaporeans really afford to retire between 40 to 60?

In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, CIMB’s Raymond Tan breaks down what Singaporeans believe about retirement and the financial reality behind those dreams. From rising living costs and CPF choices to FIRE aspirations and healthcare inflation, this episode explores whether early retirement is achievable or just wishful thinking.

🎧 Whether you’re in your 20s just starting out or in your 40s feeling the pressure, this episode is packed with insights on what it really takes to retire well in Singapore.

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#SingaporeRetirement #CIMB #FIREmovement #CPF #RetirementPlanning #DollarsAndSense #FinancialIndependence

Is FIRE (Financial Independence, Retire Early) realistic in Singapore?
With high property prices, rising living costs, and sandwich generation pressures, it seems like a distant dream for many. But is it really?

In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, we speak with Dawn, better known as SGBudgetBabe, to unpack the realities of achieving FIRE in Singapore. She shares why it's not just about investing aggressively, but also managing lifestyle expectations, understanding CPF, and using "the system" to your advantage.

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Telegram: https://t.me/dollarsandsense
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Listen to our podcasts on Spotify: https://dollarsandsensesg.link/dns-spotify

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Is your insurance plan really serving your life stage — or draining your wallet? In this episode of DollarsAndSense podcast recorded at InsureXpo 2025, Helen Shen, Group Head of Products at Singlife, joins us to unpack what "the right insurance at the right time" really means.

We talk misconceptions, affordability myths, how healthcare inflation is reshaping coverage, and the biggest mistakes young families and retirees make with their insurance plans. Whether you're just entering the workforce, starting a family, or planning your retirement, this is the insurance masterclass you didn’t know you needed.

Follow us on our socials:
Facebook: https://www.facebook.com/DollarsAndSenseSG
Telegram: https://t.me/dollarsandsense
Instagram: https://www.instagram.com/dnssingapore
Listen to our podcasts on Spotify: https://dollarsandsensesg.link/dns-spotify

Don’t forget to subscribe to our e-newsletter to receive the latest updates from us: http://bit.ly/DNSxEnewsletter