Retail traders are reshaping Wall Street, AI-driven tools are fueling market momentum, and margin debt has crossed $1 trillion... But is this bullish enthusiasm or the next bubble in the making? Josh breaks down what’s behind the surge, the risks of leveraged trading, and why human judgment still matters in an AI-driven investing world.

Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

Do you know an “everyday millionaire”? Someone who built financial independence through simple habits like saving consistently, driving modest cars, and resisting the pressure to keep up with the Joneses? Today Josh is unpacking the real path to wealth: not windfalls, not luck, but steady discipline. Plus, Josh turns to the next generation, sharing practical ways to teach kids about money, gratitude, and negotiation, from the envelope method to real-world lessons like estate sales and Roth IRAs for teens.

Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

From dividend stocks to reverse mortgages, annuities, and even little-known strategies like Qualified Longevity Annuity Contracts, Josh breaks down 11 ways to turn your nest egg into steady paychecks for life. Plus, we debunk reverse mortgage myths and share tips to maximize income, reduce taxes, and secure your retirement future.

Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

With sharp revisions to the May and June jobs reports and growing pressure for rate cuts, Josh dissects what this could mean for interest rates, inflation, and your portfolio. Josh also explores why President Trump might be trying to shift blame ahead of a possible downturn, critiques the Federal Reserve’s role in the economy, and the discussion turns toward strategies to protect your retirement nest egg.

Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

From smart retirement planning to the realities of car leasing, Josh is covering it all. He does a deep dive into how strategic income planning can slash your tax bill in retirement and even shares practical tips on stretching IRA benefits, the pros and cons of leasing vs. owning a car, and how real estate investments can play a role in tax strategy. And is the Tesla Cybertruck worth the hype?

Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

Breaking down the surprising ways retirees can optimize income and reduce taxes in light of the new “One Big Beautiful Bill.” From the real value of annuities and dividend strategies to decoding the new senior deduction, Josh brings clarity to the confusing world of retirement planning. Plus, hear his hot takes on Trump’s latest EU trade moves, the myth of the 4% rule, and the latest two-minute drill on risk tolerance and smart investing as life expectancy grows!

Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

From choosing between term and whole life insurance to deciding whether to rent or buy, Josh breaks down real-life scenarios and offers practical tips. He also discusses meme stocks vs. 401(k)s, the value of working with a financial advisor, and the overlooked risks in estate planning. Plus, learn about Roth conversion strategies, protecting your wealth, and how to align your investments with your values.

Can't get enough of The Financial Quarterback? Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

Is President Trump’s $92 billion AI and energy initiative a visionary investment, or a fiscal time bomb? Josh breaks down what the AI investment plan could mean for tech, energy, and your portfolio.

Plus, Josh tackles the rise of Bitcoin ETFs, explains what actually backs crypto, and shares key lessons from Gene Hackman’s estate mess on why proper planning matters.

Can't get enough of The Financial Quarterback?

Click ‘Subscribe’ so you never miss a play. If you’re enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

Still betting your future on the classic 60/40 portfolio?

What You’ll Learn

Key Topics Discussed

Show Resources

The Financial Quarterback – Official Site

Retirement Reality Check by Josh Jalinski (Amazon)

In this episode, Josh takes a peek at the new law and