Money For the Rest of Us

By J. David Stein

A personal finance and investing podcast on money, how it works, how to invest it and how to live without worrying about it. J. David Stein is a former Chief Investment Strategist and money manager

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FAQs about Money For the Rest of Us:

How many episodes does Money For the Rest of Us have?

The podcast currently has 556 episodes available.

Money For the Rest of Us episodes:

September 17, 2025Resilient Wealth in an Era of Infinite Money
What happens when the money supply grows too slowly or too quickly? From gold-standard deflation to QE-driven inflation and inequality, we trace the lessons of monetary history, and what we can do today to protect ourselves in an age of infinite money.
Topics covered include:
How is the money supply measured, and why is it a subjective exercise
What is an example of a negative money shock
Why an optimal monetary policy would lead to deflation, and why that is a good thing
What causes inflation
How quantitative easing contributed to wealth inequality
What is demurrage currency
The unorthodox way Richard Nixon sought to combat high inflation and a strong dollar
How to increase our wealth in an era of infinite money

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Show Notes
Distribution of Household Wealth in the U.S. since 1989—The Federal Reserve
M2 (M2SL)—FRED
Good Versus Bad Deflation: Lesson from the Gold Standard Era by Michael D. Bordo, John Landon Lane, and Angela Redish—NBER
Speech by Richard Nixon (15 August 1971)—CVCE
US - Total Market Cap Divided by M2 Money Supply—MacroMicro
Did Quantitative Easing Increase Income Inequality? by Juan Antonio Montecino and Gerald Epstein—CEPWeb
Does Quantitative Easing Affect Inequality: Evidence from the US - Nektarios Michail
Demurrage currency—Wikipedia
Debt: The First 5,000 Years by David Graeber
Related Episodes
482: Unlocking the Power of Positive Skewness: Strategies for Investing, Business, and Creativity
431: The Long-term Bullish Case for Gold
336: Own What Is Real
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26min
September 10, 2025Forests, Fakes, and the Fight for the Real
From salmon leaping along the Vancouver Island coast to fake bands on Spotify, this episode explores the divide between the physical and digital economy, and what lumber markets, managed forests, and everyday life teach us about staying connected to the real.
Topics covered include:
How timber investing works and why it is reflective of how industries evolve
What percent of economic output is physical versus digital, and how has that changed over the past fifty years
How households spend their leisure time
Why live events stand out in an AI-infested world
Does it matter if ad images, videos, and podcasts are fake?
Why we need to stay connected to the real

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Show Notes
Lumber Prices Are Flashing a Warning Sign for the U.S. Economy by Ryan Dezember—The Wall Street Journal
Lumber Price—Trading Economics
J.Crew used A.I. to counterfeit their own vibes—Blackbird Spylane
American Time Use Survey Summary—U.S. Bureau of Labor Statistics
Related Episodes
535: Six Principles for Thriving Under Uncertainty and How Big Tech Is Doing the Opposite
531: Will AI Wipe Out Half of White Collar Jobs or Is There an AI Bubble?
60: Are You Hoarding Or Investing?
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23min
August 27, 2025Why Central Banking Is So Hard and Why Fed Independence Matters
Central bankers set policy with incomplete information, unobservable targets, and constant trade-offs between growth, inflation, and employment. In this episode, we delve into how the fight for Federal Reserve independence could impact markets, interest rates, and your financial future.
Topics covered include:
What Federal Reserve Chair Powell said at the Fed's annual Jackson Hole Symposium
What is the Federal Reserve's mission statement
Why is it normal for U.S. presidents to disagree with the Federal Reserve's policy stance?
Why attacking the Fed's independence is harmful and could lead to higher interest rates and a weakening dollar
What causes inflation, and why is it difficult to know the correct level of interest rates

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Show Notes
2025 Statement on Longer-Run Goals and Monetary Policy Strategy—The Federal Reserve Board
Trump says U.S. interest rate is at least 3 points too high—Reuters
Trump warns of economic slowdown unless Fed cuts rates, triggering selloff by Howard Schneider and Ismail Shakil—Reuters
What is the neutral rate of interest? by Sam Boocker, Michael Ng, and David Wessel—Brookings
Trump Moves to Fire Fed’s Cook, Setting Up Historic Fight by Jonnelle Marte and Myles Miller—Bloomberg
Different Types of Central Bank Insolvency and the Central Role of Seignorage by R. Reis—Semantic Scholar
Powell's Econ 101: Jobs not inflation. And forget about the money supply by Howard Schneider—Reuters
Related Episodes
453: The Price of Money – 700 Years of Falling, Can Interest Rates Keep Rising?
312: What the Federal Reserve’s New Policies Mean For Your Finances
295: Federal Reserve Insolvency and Monetizing the National Debt
246: What Central Banks Don’t Know Should Concern You

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25min
August 20, 2025How To Invest During a Bubble
From the dot-com boom to today’s AI frenzy, bubbles follow a familiar script. This episode explores how to recognize them, what sustains them, and how to position your portfolio without getting swept up in the hype.
Topics covered:
How U.S. stock markets are the most concentrated and most expensive of all time
What constitutes a bubble and what sustains it
How to invest during a bubble
Changes David recently made in his portfolio in response to the AI bubble

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Show Notes
I'm Changing How I Manage My Money Because of AI by Hank Green—YouTube
% S&P 500 share of top 10 companies by market cap %—Apollo Academy
Charted: S&P 500 Market Concentration Over 145 Years by Kayla Zhu—Visual Capitalist
AI’s Moment and Insights from Themes Past by Anil Rao—MSCI
How Pimco Outmaneuvered Apollo and KKR to Win $29 Billion Meta Deal by Carmen Arroyo and Laura Benitez—Bloomberg
How to invest in a stock market bubble by Stuart Kirk—The Financial Times
Bubble, Bubble, Toil and Trouble by Rob Arnott, Bradford Cornell, and Shane Shepherd—Research Affiliates

Related Episodes
535: Six Principles for Thriving Under Uncertainty and How Big Tech Is Doing the Opposite
503: U.S. Stocks Have Never Been This Overhyped or Expensive
500: The S&P 500 Index and the Decade Ahead
365: Why Some Asset Bubbles Don’t Burst
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22min
August 13, 2025 Six Principles for Thriving Under Uncertainty and How Big Tech Is Doing the Opposite
A practical framework for making better decisions, managing risk, and finding opportunity in unpredictable environments. We contrast these principles with the massive $2.9 trillion AI data center build-out by Big Tech, which is betting big on a single superintelligence future.
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Money for the Rest of Us Plus
Show Notes
Inside the relentless race for AI capacity—The Financial Times
Inside the AI race: can data centres ever truly be green?—The Financial Times
The Kanye/Data Center Crossover by Paul Kedrosky—Paul Kedrosky
Related Episodes
531: Will AI Wipe Out Half of White Collar Jobs or Is There an AI Bubble?
520: Where Are We Heading?
501: Strategy and Systems Want Your Money
496: Are You Taking Enough Aspirational Risk?
492: The Power of Optionality: Small Bets, Big Payoffs
482: Unlocking the Power of Positive Skewness: Strategies for Investing, Business, and Creativity

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26min
August 06, 2025 Why Most Hedge Funds Fail but This One Didn’t with Dave Thomas
Dave Thomas, CIO and Founder of long/short hedge fund, Atalan Capital Partners, shares why most hedge funds fail and the keys to being a long-term successful investor.
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Money for the Rest of Us Plus
Show Notes
FEG Insight Bridge episode page
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40min
July 30, 2025 How To Better Navigate Money, Risk, Time, and Uncertainty with Carl Richards
David converses with renowned illustrator and financial philosopher Carl Richards on the abstraction of money, attention capital, distinguishing risk from uncertainty, and the importance of taking microactions.
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Show Notes
Carl Richard's website, Behavior Gap
Your Money: Reimagining Wealth in 97 Simple Sketches by Carl Richards
Related Episodes
496: Are You Taking Enough Aspirational Risk?
394: How to Get Better at Risk Taking
135: Embrace the Messiness
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39min
July 23, 2025 Should Private Assets, Gold, and Crypto Be Investment Options in 401k and other Defined Contribution Plans?
A new executive order could radically reshape retirement investing by allowing private equity, crypto, and gold in 401(k) plans. This episode examines the factors driving the demand for alternative assets in defined-contribution plans, the potential risks to everyday investors, and why fiduciary rules and financial literacy gaps still matter.
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Show Notes
Trump Executive Order to Help Open Up 401(k)s to Private Markets by Miriam Gottfried, Dylan Tokar, and Matt Wirz—The Wall Street Journal
Donald Trump set to open US retirement market to crypto investments by Antoine Gara, Jamie John, and Stephanie Stacey—The Financial Times
U.S. Labor Department Allows Private Equity in 401(k) Plans by Chris Cumming—The Wall Street Journal
U.S. Department of Labor Supplement Statement on Private Equity in Defined Contribution Plan Designated Investment Alternatives—U.S. Department of Labor
State Street New TDF Includes Private Assets by PSCA Net Staff—PSCA
The Power of Private Markets by Robert Crothers et al.—BlackRock
UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT OPINION No. 22-16268
The Relentless Ask: Private Markets Are Eating the World by Michael Batnick—The Irrelevant Investor
Don’t Buy Into This Easy Fix for Stock-Market Craziness by Jason Zweig—The Wall Street Journal
The Private Equity Boom Is Leaving Midsize Players Behind by Preeti Singh and Laura Benitez—Bloomberg
401(k) Retirement Plans: Many Participants Do Not Understand Fee Information, but DOL Could Take Additional Steps to Help Them—U.S. Government Accountability Office
DEFINED CONTRIBUTION PLANS AND THE CHALLENGE OF FINANCIAL ILLITERACY by Jill E. Fisch, Annamaria Lusardi, and Andrea Hasler—Cornell
On Endowments and Unintended Consequences by Paul Kedrosky—Paul Kedrosky
Related Episodes
509: How to Invest in Private Credit / Direct Lending?
497: How to Fix the Retirement Savings Crisis
490: Should You Invest in Private Equity?
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21min
July 16, 2025 Will AI Wipe Out Half of White Collar Jobs or Is There an AI Bubble?
We explore the compelling questions surrounding artificial intelligence. Will AI create more new jobs than it destroys? Is AI already destroying jobs? Are we seeing overinvestment in companies and infrastructure in the AI space? Is there evidence that AI has increased productivity?
Sponsors
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Show Notes
Behind the Curtain: A white-collar bloodbath by Jim VandeHei and Mike Allen—Axios
Yuval Noah Harari Statement - Post by Nunki08—Reddit
Challenger Report June 2025—Challenger, Gray & Christmas
Entry level jobs fall by nearly a third since ChatGPT launch by Karl Matchett—The Independent
Strategic Insights for M&A in the Evolving AI Market—S&P Global
Nvidia Becomes First Public Company Worth $4 Trillion by Tripp Mickle—The New York Times
Silicon Valley is racing to build the first $1trn unicorn—The Economist
How to use generative AI to augment your workforce by Betsy Vereckey—MIT Management
Humans must remain at the heart of the AI story by Marc Benioff—The Financial Times
The AI Industry Is Radicalizing by Matteo Wong—The Atlantic
TASKS, AUTOMATION, AND THE RISE IN U.S. WAGE INEQUALITY by DARON ACEMOGLU AND PASCUAL RESTREPO—Econometrica
MyPillow CEO’s lawyers fined for AI-generated court filing in Denver defamation case by Olivia Prentzel—The Colorado Sun
Which Workers Will A.I. Hurt Most: The Young or the Experienced? by Noam Scheiber—The New York Times
Generative AI at Work by Erik Brynjolfsson, Danielle Li, Lindsey Raymond—Oxford Academic
The Illusion of Thinking: Understanding the Strengths and Limitations of Reasoning Models via the Lens of Problem Complexity by Parshin Shojaee et al.—Apple
Related Episodes
507: Where You Live Matters – How Geography Contributes to Wealth
457: AI’s Fork in the Road: Societal Bliss or Existential Threat
439: How and Why to Invest in AI
417: Will Generative AI Replace Your Job?

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24min
July 09, 2025Mining and the Global Race for Critical Minerals with Kinterra Capital
How the investing landscape is being reshaped by the global race for critical minerals.
Topics covered in this conversation between FEG's Greg Dowling and private equity firm Kinterra Capital's co-founders, Cheryl Brandon and Kamal Toor include:
How mining and mineral processing work
What are critical minerals, what is driving the demand for them, and will it continue
How the rise of passive management has led to underinvestment in mining
How to reconcile care for the environment and the need to mine critical minerals
What are the attributes that contribute to successful private capital investments
Why querying ChatGPT is insufficient to get up to speed on an investing topic, and what to do instead.

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Money for the Rest of Us Plus
Show Notes
FEG Insight Bridge episode page with transcript
Kinterra Capital
Related Episodes
526: The Future of Power: Energy at a Crossroads with Scott Harland
384: Has a Commodities Bull Market Supercycle Started? If So, How Do You Invest in It?

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46min

FAQs about Money For the Rest of Us:

How many episodes does Money For the Rest of Us have?

The podcast currently has 556 episodes available.

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