Summary

Eric is the founder and CEO of BFG Financial Advisors a large financial planning business in Baltimore, USA that specialises in retirement planning.

As well a writing his book Eric hosts a podcast by the same name and id a regular contributor to forbes.com and Sunday morning TV in Baltimore

In this conversation Eric and I discuss the concept of retirement as a graduation and the need to redefine retirement as an opportunity for growth and exploration. Eric highlights the significance of having an abundance mindset and being open to reinventing oneself in retirement. 

Eric shares the three secrets to the happiest retirees: being debt-free, taking care of your health, and having a sense of purpose.

Takeaways

• Retirement should be seen as a graduation and an opportunity for growth and exploration.
• Financial independence is key to a fulfilling retirement, and it is important to plan for it early in life.
• Having an abundance mindset and being open to reinvention can lead to a more fulfilling retirement.
• Financial literacy is crucial in achieving financial independence and making informed decisions.
• The fear of running out of money in retirement can be alleviated by working with a financial advisor and having a well-thought-out plan.
• The three secrets of the happiest retirees include embracing a second childhood, cultivating wisdom and mindset, and finding purpose and identity in retirement. Being debt-free or adverse debt-free is important in retirement to reduce anxiety and ensure a peaceful retirement.
• Taking care of your health is crucial, as it is easier to stay healthy than to get healthy. Having a sense of purpose gives retirees a reason to get out of bed every morning and brings fulfilment to their lives.
• Retirees should plan and have intention in their retirement to ensure a smooth transition and make the most of their time.

Chapters

00:00 Introduction and Background 06:03 Redefining Retirement as a Graduation 09:25 Embracing a Second Childhood 14:10 Compounding Mindset and Wisdom 19:25 Finding Purpose and Identity in Retirement 23:21 The Emotional and Psychological Challenges of Retirement 28:20 The Importance of Financial Literacy 35:25 The Fear of Running Out of Money in Retirement 37:47 Achieving Financial Independence without Being Good with Money 42:56 The Three Secrets of the Happiest Retirees 43:05 The Three Secrets to the Happiest Retirees 44:05 Taking Care of Your Health 45:01 Having a Sense of Purpose 46:44 Debt and Financial Freedom 48:29 The Importance of Good Health 49:26 The Value of Purpose in Retirement 50:23 The Inflation Rate for Retirees 52:13 Planning and Intention in Retirement 53:10 Finding a Sense of Purpose in Retirement 54:08 What Financial Freedom Looks Like

Episode Links & Resource

• Buy Eric’s book Don’t Retire… Graduate!
• Listen to Eric’s Podcast
• Connect with Eric on LinkedIn
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter

Summary

In this episode, Ed Coambs, a financial planner, and therapist, discusses the challenges couples face in managing money and planning for retirement. He shares his personal journey from being a firefighter to becoming a financial planner and therapist. Ed emphasizes the importance of understanding one's own relationship with money and how it impacts relationships. He introduces the concept of financial intimacy and explains how it can help couples navigate the complexities of retirement planning. Ed also highlights the role of attachment theory in understanding couples' dynamics around money.

In this conversation, Ed and I discuss the challenges couples face when transitioning from work to retirement and how financial therapy can help. He emphasises the importance of creating a safe space for vulnerability and open communication. He also explores the influence of childhood experiences on money management and the challenge of spending money in retirement. Our conversation highlights the need for balance in money management and the role of financial therapy in helping couples live a happy and fulfilling retirement.

Takeaways

• Understanding one's own relationship with money is crucial for successful financial planning and healthy relationships.
• Couples often have different expectations and visions for retirement, which can lead to conflicts and challenges.
• Financial intimacy, where both partners are actively involved in financial decision-making and have open and honest conversations about money, is essential for a harmonious retirement.
• Attachment theory can provide insights into individuals' behaviours and attitudes towards money and relationships. Couples often struggle to transition from work to retirement and may find it difficult to let go and enjoy the fruits of their labour.
• Creating a safe space for vulnerability and open communication is crucial for couples to navigate retirement successfully.
• Childhood experiences play a significant role in shaping individuals' attitudes and behaviours towards money.
• Spending money in retirement can be a psychological challenge, and finding a balance between spending and saving is essential.
• Financial therapy can help couples address their money-related issues and create a healthy and fulfilling retirement.

Chapters

00:00 Introduction and Background

06:15 The Journey to Financial Therapy

10:35 The Healthy Love and Money Way

23:34 The Importance of Financial Intimacy

28:00 The Struggle to Transition from Work to Retirement

32:38 Creating a Safe Space for Vulnerability

35:12 The Influence of Childhood Experiences on Money

38:18 The Challenge of Spending Money in Retirement

44:07 The Importance of Balance in Money Management

51:08 The Role of Financial Therapy in Retirement

Episode Links & Resources

• Go see Ed’s Website
• Buy Ed’s book The Healthy Love and Money Way
• Listen to Ed’s Healthy Love and Money Podcast
• Check out Ed’s Online Courses for Couples
• Connect with Ed on LinkedIn
• Connect with Ed on X
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter

Summary

Have you ever herd of ‘the sandwich generation’? Are you part of it? And if so, what challenges does it bring to your retirement?

Well. In this episode I get to have a conversation with a guy that has literally wrote the book on the subject!

Mark Bineham is one of Australia’s top keynote speakers on retirement and the award-winning author of 'The Money Sandwich”.

Mark’s goal has always been to help people live their very best life through positive mindset, promoting well-being and simply achieving financial freedom that much sooner, because in his words “we all deserve that, don’t we?.

In 2019, a turning point occurred in his life when he underwent open-heart surgery. Prompting a re-evaluation of his 30-year career as a financial advisor, including four years as the national president of the Association of Financial Advisers. While he always loved helping his own clients reach their goals and aspirations, he realised most people just couldn’t afford help or advice, and that had to change.

That’s when he decided to pour all the knowledge he gained over his career into a book, which he proudly titled The Money Sandwich and subsequently setting up a family business with his Daughter Katherine by the same name which enables him to take this message out to the wider world through presentations, workshops and courses.

In this thought-provoking conversation Mark and I discuss the challenges faced by the sandwich generation, who are responsible for supporting both their adult children and aging parents. Mark emphasizes the importance of having conversations about retirement and estate planning with your elderly parents and adult children. He also introduces the concept of the 'third act' as a more positive and fulfilling way to approach retirement and highlights the need for mindset shifts and an understanding of the emotional aspects of money in order to achieve happiness in retirement.

Our conversation explores changing attitudes towards work and retirement, the negative connotations of money, the impact of financial stress on productivity and health, the importance of talking about money, the value that financial planning professionals add at this stage of life, and what financial freedom looks and feels like.

Takeaways

• The sandwich generation faces the challenge of supporting both adult children and aging parents.
• Having conversations about retirement and estate planning with elderly parents is crucial to avoid future conflicts.
• The 'third act' is a more positive and fulfilling way to approach retirement.
• Understanding the emotional aspects of money is essential for achieving happiness in retirement. Younger generations are redefining work-life balance and are more focused on enjoying life.
• Financial stress is a major cause of anxiety, arguments, and relationship breakdowns.
• Financial stress negatively affects productivity in the workplace.
• Talking about money and seeking professional help can alleviate financial stress.
• Financial planning professionals can provide guidance and support in managing money and achieving financial freedom.

Chapters

00:00 Introduction and Background

05:25 Unleashing Your Third Act

08:34 The Money Sandwich and the Sandwich Generation

14:30 Challenges of Supporting Adult Children

22:35 Challenges of Supporting Aging Parents

29:24 Reframing Retirement as the Third Act

38:44 Money Shifts for Happiness

45:31 Changing Attitudes Towards Work and Retirement

47:00 The Negative Connotations of Money

48:31 Financial Stress and its Impact on Productivity and Health

49:30 The Importance of Talking About Money

50:52 The Need for Financial Planning Professionals

53:51 What Financial Freedom Looks Like

Episode Links & Resources

• Get Marc’s brilliant book The Money Sandwich
• Listen to The Money Sandwich Podcast
• Visit The Money Sandwich website
• Connect with Marc on LinkedIn
• Connect with Marc on X
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter

Summary

Christine is director of personal finance and retirement planning for Morningstar, Inc. In that role, she focuses on retirement and portfolio planning for individual investors. She also co-hosts a podcast for Morningstar, The Long View, which features in-depth interviews with thought leaders in investing and personal finance. and I was honoured to be asked to be a guest on last year (link in the show notes). She is a prolific writer and her published Morningstar articles are must reads for anyone interested in retirement planning. 

In this episode, Christine and I cover a lot of ground! We discuss various aspects of retirement planning, including blind spots, sequence risk, inflation, the bucketing approach to income management, the importance of continuing to work, and lessons for a happy and successful retirement. Christine emphasizes the need to consider both financial and non-financial aspects of retirement and to make choices that align with personal happiness and purpose and also highlights the value of working with a financial planner to navigate the complexities of retirement planning.

Takeaways

• Retirement planning should consider both financial and non-financial aspects, such as happiness, purpose, and social connections.
• Blind spots in retirement planning include sequence risk, inflation, and unexpected spending shocks.
• A bucketing approach to retirement income can help manage sequence risk and ensure liquidity for short-term needs.
• Continuing to work in retirement can provide financial security, social connections, and a sense of purpose.
• Spending in line with personal happiness and avoiding regrets are key considerations in retirement planning.
• Working with a financial planner can help navigate the complexities of retirement planning and ensure a successful retirement. Retirement planning is crucial for financial security in later years.
• Common mistakes in retirement planning include underestimating expenses and not starting early enough.
• Financial advisors can provide valuable guidance and expertise in retirement planning.
• Behavioural biases can negatively impact retirement planning decisions.
• Seeking outside help, such as financial advisors or experts, can help identify blind spots and provide a fresh perspective.

Chapters

00:00 Introduction and Background

07:15 The Blind Spots of Retirement

13:38 Mitigating Sequence Risk and Inflation

17:47 Bucketing Approach to Retirement Income

25:26 The Importance of Continuing to Work in Retirement

35:37 Lessons for a Happy, Successful, and Wealthy Retirement

38:20 Spending to Optimize Happiness

40:26 Living Life with No Regrets

48:15 The Value of Working with a Financial Planner

10:32 Common Retirement Planning Mistakes

23:45 The Role of Financial Advisors in Retirement Planning

34:56 The Impact of Behavioral Biases on Retirement Planning

43:21 The Value of Seeking Outside Help

51:09 Blind Spots and the Importance of Outside Perspective

Episode Links & Resources

• Pre-order Christine’s book How to Retire: 20 Lessons For A Happy, Successful & Wealthy Retirement
• Read all of Christine’s brilliant stuff on retirement and investing
• Subscribe to her podcast The Long View
• Listen to my appearance on The Long View Podcast
• Connect with Christine on LinkedIn
• Connect with Christine on X
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter

Summary

Paul is the founder of Inspiring Advisers, a lifestyle financial planning training programme and Life Centred Planners, a fast-growing global community of advisers from around the world who believe that it is time to put the client and not their money at the centre of their plans. Paul is also the author of the brilliant book Enough?: How much money do you need for the rest of your life. A book that we give out to for free and has had such an impact on many of our clients.  Paul began life as a financial planner back in 1982 and in 1990 he was one of the very first to see the light and start the movement of what is now known as lifestyle financial planning, focusing on the human and not their money. As well as helping and inspiring many financial advisers across the globe, Pauls overarching mission is to educate and change the lives of people by showing them the REAL benefits of how lifestyle financial planning can help them live their best life.

In this episode, Paul and I talk about his wake-up call, when his mother passed away suddenly, leading him to realize that life is not a rehearsal. He shifted his focus to lifestyle financial planning, putting life at the centre of financial plans. Paul emphasizes the importance of understanding how much is enough and helping clients live a great life now. He also discusses the three types of people when it comes to retirement planning: not enough, got too much, and just right.

Paul discusses the importance of redefining retirement as financial independence and freedom ant that true financial independence means having the choice to work or start a business because you want to, not because you have to. Paul encourages everyone to pursue new opportunities and passions during this retirement with the idea of leaving behind memories and experiences, rather than just money.

Takeaways

• Life is not a rehearsal, and it's important to live a great life now.
• Financial planning should revolve around a client's life and desired lifestyle, not just financial products.
• Understanding how much is enough is crucial for financial planning.
• Many people worry about money when they will be financially okay.
• The financial services industry often focuses on fear and insecurity, but real financial planning should provide peace of mind and freedom. Financial independence means having the freedom to choose whether to work or not.
• Redefine work and find purpose in retirement by pursuing new opportunities and passions.
• Focus on leaving memories and experiences, not just accumulating wealth.
• Craft a lifestyle financial planning message that emphasizes the connection between life and money.

Chapters

00:00 Introduction and Impact of the Book

01:27 Paul's Journey and Frustration with the Financial Services Industry

04:22 The Wake-Up Call: Paul's Mom's Death

06:45 Realizing Life is Not a Rehearsal

09:05 The Concept of Time and Aging

11:27 The Shift to Lifestyle Financial Planning

13:48 The Book 'Enough' and Putting Life at the Center of Financial Plans

19:33 Retirement and Understanding the Concept of Time

21:51 The Three Types of People: Not Enough, Got Too Much, Just Right

47:28 Financial Independence and Freedom

48:23 Redefining Work and Purpose

49:13 Exploring New Opportunities in Retirement

50:08 Leaving Memories and Experiences, Not Just Money

51:30 Crafting a Lifestyle Financial Planning Message

53:02 Understanding What You Want and Don't Want

54:29 Maintaining Your Current Lifestyle

55:00 Planning for Your Future

55:30 Spreading the Message of Financial Planning

Episode Links & Resources

• Download for FREE a copy of Paul’s book Enough?
• Connect with Paul on LinkedIn
• Connect with Paul on X
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter

Summary

Jonathan Clements is the founder and editor of Humble Dollar and brilliant free blog site that is dedicated to providing articles, guides and resources from some of the greatest thinkers in the world of finance. The goal of Humble Dollar is to tell you everything you need to know about money – all in one place without the hype and hollow promises that characterises so much financial writing.

Jonathan was born and educated in England before moving to the states and prior to semi-retiring and launching humble dollar in 2014, Jonathan spent almost 20 years as The Wall Street Journal’s personal finance columnist and six years at Citi group where he was director of financial education for the banks US wealth management arm. He is also the author of 9 personal finance books.

In this episode, Jonathan and I discusses the challenges and risks in retirement, both from a financial and human standpoint. He focuses on the need to have sense of purpose and identity in retirement, which he believes can be overcome by continuing to work in some fashion. Jonathan also explores the concept of embracing a second childhood, allowing for childlike curiosity and exploration. He emphasises the importance of experimenting in early retirement to discover what truly makes one happy. Jonathan also discusses his work with Humble Dollar and the ventures that provide him with a sense of purpose.

Takeaways

• Longevity risk is a significant financial challenge in retirement, and individuals should consider guaranteed income options such as annuities.
• Investing in the stock market can help retirees combat inflation and grow their wealth over time.
• Working in retirement provides not only financial benefits but also a sense of purpose, identity, and social interaction.
• Retirees should focus on their own financial goals and avoid comparing themselves to others.
• Retirement can be a time of exploration and curiosity, allowing individuals to embrace a second childhood and pursue new interests and passions. Transitioning to retirement can be a unique experience depending on one's life circumstances.
• Early retirement is a period of experimentation to find activities that bring fulfilment.
• Financial stability and a sense of purpose are key factors in enjoying retirement.

Chapters

00:00 Introduction and Background

04:05 Financial Challenges and Risks in Retirement

11:02 Investing in Retirement

21:28 The Importance of Working in Retirement

28:36 Generating Income in Retirement

38:02 The Importance of Identity and Purpose in Retirement

45:45 Avoiding Comparisons in Retirement

48:12 Embracing a Second Childhood in Retirement

48:30 Transitioning to Retirement

49:23 Experimenting in Early Retirement

50:35 Finding Fulfilment in Retirement

52:03 Humble Dollar and Jonathan's Work

53:16 Closing Remarks

Episode Links & Resources

• Humble Dollar
• Jonathan’s book My Money Journey: How 30 people found financial freedom – and you can too
• Jonathan’s book From Here to Financial Happiness: Enrich Your Life In Just 77 Days
• Connect with Jonathan on LinkedIn
• Connect with Jonathan on X
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter

Summary

In this episode of The Humans vs Retirement Podcast, I sit down with Jack Chellman, Chief Project Officer of the Global Returns Project a UK charity that is on a mission to create systemic change to fund the highest impact climate charities and make giving toward climate change as easy and accessible as possible.

Jack and I discuss how charitable giving could and maybe should form part of every retirement plan. Jack also dispels many myths about giving and explains how the Global Returns Project makes charitable giving easy and transparent by selecting high-impact climate charities and providing rigorous monitoring and reporting. The portfolio of charities includes organizations that protect rainforests, enforce environmental law, conserve marine life, and restore forests.

Jack emphasizes the need for increased philanthropy towards climate mitigation efforts and highlights the role of the Global Returns Project in making sustainable giving mainstream. He also discusses the integration of the project into financial planning and the options for donating.

We explore the impact of climate change, individual actions to combat it, and the role of governments and corporations in addressing the issue. Our conversation highlights the importance of taking meaningful action to combat climate change and emphasizes the potential for positive change if everyone contributes.

Takeaways

• Charitable giving can be an important part of a retirement plan, allowing individuals to make a positive impact on causes that matter to them.
• The Global Returns Project makes charitable giving easy and transparent by selecting high-impact climate charities and providing rigorous monitoring and reporting.
• The portfolio of charities recommended by the Global Returns Project includes organizations that protect rainforests, enforce environmental law, conserve marine life, and restore forests.
• Donating to climate charities is a way to address the urgent issue of climate change and its impact on other important causes.
• The Global Returns Project can be integrated into financial planning, allowing individuals to allocate a portion of their assets to charitable giving. Climate change is a pressing issue that requires immediate action.
• Individual actions, such as reducing carbon emissions and adopting sustainable practices, can make a significant impact.
• Investing in sustainable solutions is crucial for addressing climate change.
• Governments and corporations play a vital role in implementing policies and initiatives to combat climate change.
• Taking meaningful action collectively can lead to positive change and make a difference.
•  

Chapters

00:00 Introduction to the Global Returns Project

03:21 Charitable Giving as Part of a Retirement Plan

09:36 Dispelling Myths about Charitable Giving

12:59 Making Charitable Giving Part of Asset Allocation

18:49 The Importance of Transparency and Impact Reporting

23:20 The Limitations of Sustainable Investing

26:45 The Portfolio of Charities and Their Impact

32:34 The Mechanics and Methodology of the Global Returns Project

40:02 Integrating the Global Returns Project into Financial Planning

49:05 How to Donate and Get Involved

05:00 Understanding Climate Change

15:00 The Impact of Climate Change

25:00 Individual Actions to Combat Climate Change

35:00 Investing in Sustainable Solutions

45:00 The Role of Governments and Corporations

51:12 Taking Meaningful Action

Episode Links & Resources

• The Global Returns Project
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter

Summary

In this episode, I get to have a great conversation with Bec Wilson, author of 'How to Have an Epic Retirement,' to discuss the key themes and pillars of retirement planning. Bec shares her journey into the retirement space and the inspiration behind her book. We discuss the importance of understanding lifespan and healthspan, as well as the financial confidence needed for retirement. Bec emphasizes the need for proactive health management and the role of exercise and diet in healthy aging. The conversation highlights the interconnectedness of time, money, and health in creating an epic retirement. We have a great discussion about the 5 pillars of retirement: time, money, health, happiness, and your home as you age. We delve into the importance of happiness and fulfilment in retirement, emphasising the need for social interaction and meaningful activities. Finally, Bec introduces the five big stages of retirement: pre-euphoria, adjustment, euphoria, post-euphoria, and frailty.

Takeaways

• Social interaction and building relationships are crucial for happiness and fulfillment in retirement.
• Making informed decisions about housing can help minimize financial risks and maximize retirement enjoyment.
• The five big stages of retirement are pre-euphoria, adjustment, euphoria, post-euphoria, and frailty.
• Planning for retirement should include considerations for physical and mental health to maintain independence and minimize time spent in frailty.

Chapters

00:00 Introduction and Background

03:00 The Six Pillars of Retirement

24:36 Time: Understanding Lifespan and Healthspan

32:48 Money: Financial Confidence and Planning

39:04 Health: Taking Care of Your Body and Mind

43:32 Pillar 4: Happiness and Fulfillment

47:41 Pillar 5: Your Home as You Age

57:15 The Five Big Stages of Retirement

Episode Links & Resources

• Bec’s book How to have an Epic Retirement
• Bec’s Website https://epicretirement.com.au/
• Bec’s Newsletter https://www.epicretirement.net/
• Bec’s Podcast https://www.primetimers.net/
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter

Summary

In this episode, I get to sit down with David Jones from Dimensional about evidence-based investing and retirement planning. We discuss the challenges of the retirement transition, the importance of social connections, and the role of financial planning in retirement. We also explore the fear of spending money in retirement and the benefits of intergenerational wealth. Our conversation concludes with a discussion on the Japanese concepts of Kanreki and Ikigai in retirement and the secret of evidence-based investing.

Takeaways

• Retirement transition can be challenging, and it is important to have a clear financial plan and structure in place.
• Social connections are crucial in retirement for mental and physical health.
• Investing in retirement should be based on evidence and academic research to mitigate risks and achieve long-term goals.
• Overcoming the fear of spending money in retirement requires open communication, financial planning, and understanding the purpose of wealth.
• Intergenerational wealth and gifting can be beneficial for both the giver and the receiver, and open conversations about money within families are important.

Chapters

00:00 Introduction and Background

04:35 Dimensional's Evidence-Based Approach

07:43 The Lack of Academic Research in Investing

10:03 The Challenges of Retirement Transition

13:18 The Challenges of Retirement

16:21 The Importance of Social Connections in Retirement

18:01 The Role of Financial Planning in Retirement

19:37 Investing in Retirement with Evidence and Academic Research

28:55 Understanding Risk in Retirement

36:44 Overcoming the Fear of Spending in Retirement

43:28 The Importance of Financial Planning in Retirement

46:17 The Challenges of Spending Money in Retirement

48:30 Using Monopoly to Understand Intergenerational Wealth

55:16 Japanese Concepts of Kanreki and Ikigai in Retirement

01:06:37 The Secret of Evidence-Based Investing

Episode Links & Resources

• My blog about the Japanese concept of Kanreki
• David’s Monopoly Money article
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter

Summary

Al Lyman discusses the importance of health and quality of life in retirement. He emphasizes the difference between lifespan and healthspan, highlighting the need to focus on the quality of years rather than just the number of years lived. Al shares personal anecdotes about his mother's health struggles and the impact it had on her and her family. He provides practical steps for boosting energy and health in retirement, including focusing on real food, reducing sugar intake, and incorporating exercise. Al also addresses the importance of strength training, maintaining muscle mass, and the enjoyment and achievement that come with taking control of one's health in retirement. The conversation explores the importance of health in retirement and the second half of life. Al emphasises the need to prioritize health over material possessions and accumulate wealth for the purpose of enjoying time and experiences. Al also shares his personal experiences and aspirations for his own second half, highlighting the importance of living a healthy lifestyle and creating meaningful memories with loved ones.

Takeaways

• Material possessions lose their importance in the face of ill health.
• It is crucial to prioritize health in the 30-45 age group to prevent future difficulties.
• Accumulating wealth should be for the purpose of enjoying time and experience   Living stronger in the second half of life involves taking control of one's health and creating meaningful memories.

Chapters

00:00 Introduction and Excitement for the Conversation

01:12 The Importance of Health in Retirement

03:03 The Difference Between Lifespan and Healthspan

07:42 The Quality of Years and Avoiding Chronic Disease

14:12 Practical Steps to Boost Energy and Health in Retirement

22:46 Being Intentional and Overcoming Fear in Retirement

36:30 The Importance of Strength Training and Muscle Mass

45:19 Enjoyment, Consistency, and the Truth in Aging

49:25 Material Possessions and Ill Health

51:10 The Importance of Health in the 30-45 Age Group

52:11 The Point of Accumulating Wealth

52:54 The Value of Health

53:35 Al Lyman's Second Half

57:16 Living Stronger in the Second Half

58:41 The Importance of Health in Retirement

Episode Links & Resources

• Age Well & Feel Great by Al Lyman
• Al’s Website
• The Age Optimizer Newsletter
• Pursuit Athletic Performance
• WealthGPS – Lifestyle Financial Planning by TFP
• Download My FREE Retirement Toolkit
• Subscribe to my Super Sunday Retirement Roundup Newsletter