It is becoming increasingly popular for financial planners to use the promise of a tax-free retirement as a way to attract clients. Today, Paul exposes this as a marketing tactic and tries to offer some insight into the U.S. tax system and tax diversification. Listen along to hear how financial plans get pulled in the wrong direction when avoiding taxes is your primary concern.

Later in the episode, Paul talks about the potential applications of AI in the world of medicine and how unexpected advances in technology spark incredible changes in the cost of doing business that move the world forward. 

Today, Paul reflects on the 20-year history of “The Investor Coaching Show” and the problems with the investing industry that led to the show’s creation. Unfortunately, the industry hasn’t changed much over the last few decades, and investors still need help to avoid product sales pitches and questionable investing strategies. 

Later in the episode, Paul covers the impact of Trump’s Meme Coin on Bitcoin and why Bitcoin is more likely to fade into obscurity, similar to AOL, than to deliver on its promises of wealth for everyday investors. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul talks about CNBC’s coverage of the final day of trading during the Biden administration. Luckily, their take on the situation happens to confirm the academic research on politics, policy, and the stock market. Listen along to hear which companies were up over the last four years and what it proves about investing and politics. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul keeps seeing firms and other financial planning companies urging investors to change their strategies because of eminent changes coming to the tax law in 2025. The problem is that this is just another form of speculation and gambling, and confident investors stay away from these kinds of pitches. The reality is that these are a bonus. Today, Paul and Evan talk about annuity bonuses. Later in the episode, Paul talks about the outcome of the ESG lawsuit between BlackRock and the state of Tennessee.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Join Paul and Evan as they talk about the world of annuity bonuses and explain why they aren’t all they’re cracked up to be. Listen along as these two advisors explain the hidden costs and downsides of products that use flashy bonuses to lure people into contracts with back-end surrendered charges and phantom accounts. Later in the episode, Paul shares about an annuity salesperson who is surprisingly upfront about how bad some of these products are. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

It seems logical that if the American capital system and American companies promise higher earnings than their international counterparts, then there is no use in putting your money in companies outside of the U.S. Today, Paul shares a segment from CNBC that explains why American exceptionalism doesn’t build stronger portfolios and how Americans become flooded with messages that investing internationally is unnecessary or dangerous when it is really the opposite.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul knows not everyone will go to the company’s website to learn more about how the business works. So, Paul spends some time walking through the most frequently asked questions (FAQs) on the website and covers topics like: How do you guys get paid? Are there account minimums? Are you fiduciaries? And what is your investment philosophy? Later in the episode, Paul talks about innovations Nvidia is making and why the people buying up their stocks might not be making the savvy decision they think they are. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Talks about finding ways to enjoy a tax-free retirement are growing as some financial firms and planners try to coax investors into strategies based on their feelings about taxes. Paul admits that no one enjoys paying taxes, but some strategies for a tax-free retirement ignore sound investing principles, while others just have you paying more in taxes before you retire. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

“The Top Stock Funds of 2024.” This is the title of an article in the Wall Street Journal. On the surface, it sounds like a list of funds you should know and be invested in. Paul explains why investing doesn’t work this way. If you see a list like this, the best thing to do is walk away before you get baited into an emotional investing decision.

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

When you buy a home with a mortgage, the bank often requires you to purchase homeowners insurance to protect them and you from disaster. This week Paul looks at how the most expensive wildfire in the history of the United States is being made worse by an insurance market that is dropping customers who have been paying for decades. Later in the episode, Paul talks about why the financial media just can’t resist using interest rates to predict the future of markets and the economy. 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.