The Investor Coaching Show with Paul Winkler

When Trump Accounts were first introduced, they had two main problems: The tax treatment was similar to a non-qualified account, and they invested only in large U.S. companies. Today, Paul discusses how the accounts have evolved since their introduction and why they may give many young Americans an opportunity to feel invested in the American dream. Listen along to hear the Investor Coach explain how confident investors understand these accounts in the bigger picture of saving and investing for minors.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information. Past performance is not indicative of future results. Diversification does not guarantee a profit or protect against loss. Any hypothetical examples are provided for illustrative purposes only, are based on stated assumptions, and do not represent actual client or account performance. Actual results will vary.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Protecting your money from inflation matters, but putting your money in Treasury Inflation-Protected Securities (TIPS) is rarely the solution. Today, Paul, Evan, and Jim talk about TIPS sales pitches and why they don’t recommend TIPS to most investors. Listen along as these advisors show how a diversified portfolio can actually provide a better hedge against inflation and market volatility, as well as stronger emergency cash reserves than a strategy that ties up your money in TIPS. 

Later in the episode, Paul brings up the weekly hysteria about AI security, Evan brings up Y2K, and the advisors hash out why being optimistic about the future is not irrational.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Confident investors need to be careful when a company uses trusted celebrities to create fear and sell you the solution. Today, Paul, Evan, and Jim break down a gold advertisement featuring Dr. Phil and why it is a masterclass in marketing and misinformation. Listen along as these advisors refute the ad’s claims that gold is the solution to geopolitical turmoil, inflation, market swings, and currency instability.

Later in the episode, Evan discusses a change to Qualified Charitable Distributions (QCDs) that may make it more important for you to chat with your financial advisor before you write a check to a charity from your 401(k).

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

What are financial advisors actually taught when they first enter the industry? Today, Paul, Evan, and Jim reflect on 25 years of “The Investor Coaching Show” and the attacks on 9/11, and share the advice Paul and Jim received early on as advisors that pushed them over the edge. Listen along as these advisors talk about the pressure to survive, sound like an expert, and use complicated language to win people over in their early years, and how many advisors who “made it” are the ones who figured out how to make investing feel complicated and sell the solution.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.

Christians want to be good stewards of their resources and make wise investing decisions. But Paul, Evan, and Jim point out three foundational problems with values-based funds: They can turn investing into speculation, their high turnover can resemble market timing, and the overlap among many of these funds suggests they may not be as diversified as advertised. Listen along to hear why assessing companies based on their values is unreliable and dangerous, and why evidence-based investing is stronger than value-based investing. 

Later in the episode, Evan talks about Nvidia, a company that is usually the largest in these value-based funds, and how they contribute to data centers. Paul discusses the pressure on companies to move data centers outside of the United States to other countries that do not share U.S. interests.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

There are only four states in the U.S. where 18-year-olds are allowed to bet in sportsbooks. Predictive markets have quickly stepped in to fill the gap for people under 21, resulting in over $5 billion in bets made this year in that age range. Today, Evan talks about the loophole that is turning the youngest investors into a cash cow for the investing industry.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Today, Evan remembers the 25th anniversary of the attacks on 9/11, the week the stock market closed, and how this tragedy shows the true resilience of the stock market, the U.S. economy, and the American people. Evan reminds investors that confidence in your financial plan isn’t about being in the right place at the right time or being in the market during times of peace and stability. Confidence comes from knowing that people and industries always find a way to continue, no matter what’s going on in the news. 

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

The truth is, starting the financial planning process can feel overwhelming or discouraging, and millions of Americans don’t have a financial plan at all. Today, Evan walks through many of the hurdles people never clear and how they affect your ability to relax about money. 

Later in the episode, Evan covers updates on employer contributions to Trump Accounts and whether they make these accounts more or less appealing for saving for your children.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

How do you explain why the market doesn’t seem to follow the news or interest rate hikes? Today, Evan explains the somewhat backward nature of interest rate hikes, when and why they happen, and why markets historically go up in the first few months after a rate hike. Then, Evan pivots to discuss the history of Labor Day and reminds investors that the holiday was created to celebrate the contributions of American workers to the world’s greatest economy.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser. 

Today, Paul and Evan remember Dolly Parton after her passing last week from a brief struggle with cancer. Listen along as the two talk about how her rise from poverty and her leadership in music, entertainment, and education are a shining example of what it means to contribute to the American dream.

Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

This material is for general educational purposes only and is not personalized investment, financial, tax, or legal advice. Past performance does not guarantee future results. Nothing here is an offer, solicitation, or recommendation for any security or strategy. All financial decisions involve risk, and you should consult qualified professionals before acting on this information.

Advisory services offered through Paul Winkler, Inc., an SEC-registered investment adviser.