The Investor Coaching Show with Paul Winkler

Paul invites PWI advisor and Chartered Special Needs Consultant® (ChSNC®) Chad Henson to the show to talk about how to create a plan to support children who struggle with independence. Today, Chad talks about how special needs children are often targeted by people who want access to any money they have, and how protecting and maintaining a special needs trust is usually a team effort. Listen along to hear these advisors talk about teaching your children how to have strong financial boundaries and whether or not your special needs child should be the trustee. If you’re looking for help caring for your family, it’s important to talk to someone who is qualified to help you.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul invites PWI advisor and Chartered Special Needs Consultant® (ChSNC®) Chad Henson to the show to talk about how to create a plan to support children who struggle with independence. The first half of the show focuses on both adult and young children who have special needs and explains how to help them with housing, medical insurance, and income without getting in the way of other disability programs that the government provides. Later in the show, Paul and Chad talk about children who don’t have special needs but struggle with independence and responsibility in their own ways.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Capturing market returns is one of the biggest factors of investing success, and it comes from proper diversification. After Paul did a recent webinar on the topic, an investor brings Paul a LPL Financial product called the Strategic Asset Management Program (SAMs) and wants to know: Is this product capturing marketing returns or is it gambling with investors’ money? In this two-part episode, Paul and Michael look through this product to find the answer, but also teach you where an educated investor looks to find out what is really happening in an investment product. Listen along as these advisors discover what SAMs are doing with investors’ dollars and give you some tools to spot suspicious behavior in other products.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Capturing market returns is one of the biggest factors of investing success, and it comes from proper diversification. After Paul did a recent webinar on the topic, an investor brings Paul a LPL Financial product called the Strategic Asset Management Program (SAMs) and wants to know: Is this product capturing marketing returns or is it gambling with investors’ money? In this two-part episode, Paul and Michael look through this product to find the answer, but also teach you where an educated investor looks to find out what is really happening in an investment product. Listen along as these advisors discover what SAMs are doing with investors’ dollars and give you some tools to spot suspicious behavior in other products.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

After a question in the last episode about investing in emerging markets, Ira asks Paul to clarify if we should be investing in emerging markets at all. Paul explains that the investor who asked this question wanted to know why you wouldn’t want to go all in on companies from emerging markets if they have historically higher returns. Listen along as Paul and Ira explain the logic behind building a portfolio with investments that don’t always move together and how emerging markets fit into an academic approach. Later in the episode, the advisors talk about taxes and investing with an article that gives investors seven reasons not to invest in their Roth IRAs.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul asks Ira a thoughtful question about how financial media covers the news: Is the media predicting downturns because they care about investors? Both Paul and Ira conclude that if these media personalities can’t beat the market themselves, and if they don’t sell off their investments when they make these predictions, then they’re encouraging you to bet your money on something that they aren’t willing to bet their money on. Paul cautions investors: When someone makes a correct prediction about a downturn, it makes them look “in the know” and works to further their interests. This is why working with an advisor is better than blindly trusting someone you don’t know. Later in the episode, Paul answers a listener's question about investing in BRICs.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

A big problem with wanting to be out of the market when it’s down and in the market when it’s up is that the market doesn’t move in a straight line, but rather it jumps around to different values at any given moment. Today, Paul and Ira talk about how investors experience the most gains in the market a few days a year and why the investors who crave control and can’t handle the markets’ bumpy ride sell low and buy high. Listen along to learn why volatile markets are tempting to leave but ultimately work in the investor’s favor. Later in the episode, Ira encourages people close to retirement to talk with an advisor about what their expenses will look like because he sees that most investors have an unclear picture of what they will be spending in retirement.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Most of the industry is obsessed with telling you what you should have in your portfolio, but few people talk about the products that you shouldn’t own. Today, Paul is pleasantly surprised by the advice in a Morningstar article called “7 Things I Don’t Own in My Portfolio” that includes 7 popular investments that you want to avoid because you don’t get properly compensated for the risk. Listen along as Paul and Jim talk break down what these investments are and who is most likely to sell them to you. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Jim joins the show to talk about why having a lot of money or a plan for your money is not what brings you lasting happiness and purpose in retirement. Paul and Jim look at an article called “The Top 5 Regrets of the Dying” and share some insight into how you can prepare to live some of your best years after your career is over. Listen along as these advisors share some top regrets that people have at the end of their lives and how you can learn from their experiences.  Later in the episode, Paul is shocked to see so many Real Estate Investment Trusts (REITs) and cautions investors that the risk of these products is very high. Paul and Jim want investors to know that these products are not very liquid and sales people use “hot” real estate markets to convince investors that they enjoy some of the wealth in real estate.

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Evan talks with a friend who did a lot of research, purchased a lot of gold, but doesn’t have any more peace of mind than before. He also brings an article written by someone who is “pro-gold” but is noticing that, even in the midst of turmoil, the price of gold isn’t going up. Listen along as  Paul and Evan talk about how changing what you invest in based on how you feel is the definition of market timing and why following academic research keeps you from following your feelings. 

 

For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.