The Investor Coaching Show with Paul Winkler

Listen to Paul cover the Silicon Valley Bank crash the day after the Federal Deposit Insurance Corp. seized the bank’s assets. Paul talks about both the failure of the bank's investment practices and the failure of regulators to allow a bank, which had almost $200 billion in deposits two years ago, to experience this kind of meltdown. Paul explains how this is a valuable lesson in diversification for all investors and why investing too heavily in bonds can backfire. 

 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

After the banking sector took an unfortunate spotlight in our nation over the weekend, Paul appears on WTN to explain the banking crisis, how it happened, how it’s being covered, and most importantly to start to answer the question, “Can we trust the American banking system with our money?” 

 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Usually The Investor Coaching Show covers topics about investing and planning for a time in your life when you come to the end of your career. In this two-part episode, Paul wants to talk about starting, growing, and succeeding as a small business. Paul invites former Sony executive and business professor Dean Diehl onto the show to talk about his new book Crawl, Walk, Run. Listen along as the two talk about how small business owners can safely test small business ideas, transition into full-time work that meets the real needs of their community, and become profitable and successful for the long-haul.

 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Paul shares a clip about corporate landlords negatively affecting real estate markets and the disastrous effects this can have on tenants and real estate investors. Listen along as Paul shares just how harmful real estate investing can be when it gets out of control. Later in the episode, Paul talks about investors falling over Tesla stock again and why stock picking and emotional investing never seems to go away. 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

This week Paul works with an investor to help them understand why the performance of the S&P 500 over the last five years is not directly related to a safe income in retirement. Listen along as Paul explains the sequence of returns risk and how investors can have a safer retirement income through diversification. Later in the episode, Paul talks about “making a lock box” for social security and the new bill called the Social Security and Medical Lock-Box Act. 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

The battle around ESG products is heating up. It centers around whether or not the products can be in the best interest of investors planning for retirement and how the products fit into the larger American conversation around climate change, energy use, and capitalism. Last week, the Senate voted to overturn a Labor Department rule allowing ESG products in 401(k)s, and Biden vows to veto. Listen as Paul and Anne share about why they believe ESG products serve neither the companies nor investors. Later in the episode, Paul and Anne talk about advocating for yourself as the lower earner in a divorce and a workshop Anne is hosting next month for women about women and wealth.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

At some point in your life, you’ll likely hear that either someone is wealthy because they’re smart or that someone is struggling with money because they lack intelligence. A listener sends Paul an article that looks at income and intelligence of CEOs. Paul explains why intelligence is diverse and hard to measure and shares the skills that most people agree make you more effective and successful in the workplace. 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Paul and Anne talk about some recent red flags for Apple, who turned into a tech behemoth by putting out new and innovative products but is now saturating the market with its yearly releases of similar products. Can Apple keep being a tech disruptor? Paul comments on how many American investors’ portfolios are likely overweighted in companies like Apple and why you don’t want to stake your financial future on continued success for just a few companies.

 

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

One reason that products like annuities are still being sold to investors is that advisors are being given large financial incentives for selling them. Ira shares two different mass emails he received this week from companies that are trying to help him as an advisor sell annuities or other commision-based products. Listen along as the Paul Winkler team talks about why commission-based products give advisors the wrong incentive and could put them at odds with their fiduciary responsibilities. Later in the episode, Jim finds many investors are being convinced that investing is gambling. Today, he brings an article called “Investing, Done Correctly, Is Not Gambling” to sort out some of the misinformation.

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.

Today, Paul turns over the reins of the investor coaching show to Ira Work and Jim Wood, who share how they both got into the industry, what it was like working for insurance companies and broker-dealers, and how they came to understand that investors deserved more than what their jobs could offer. Later in the episode, Ira brings up an article about finding fulfilling employment in your retirement years, asking the question, “Can you work and be retired?”

Get a copy of our new book, Confident Financial Planning, at paulwinkler.com/book.