In this episode of The Lofty Lender, Kyle #TallMoneyMan sits down with Charlie Chedester to dive into the not-so-glamorous but crucial topic of Time of Transfer (TOT) septic inspections. Whether you're buying a home in town or in a rural area, a faulty septic system can cost $10,000–$50,000+ if you're not careful. Kyle and Charlie share real-life septic horror stories, discuss upcoming changes to county enforcement, and break down the top three steps every homebuyer should take to protect their investment.

Don’t get caught in a poo water disaster—tune in and learn how to avoid a financial and sanitary mess! 💩💰

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🔹 Find The Lofty Lender wherever you get your podcasts, and follow #TallMoneyMan on social media for more homebuyer tips! 🚀

🚨Pre-Approval vs. Pre-Qualification – Do You Know the Difference? 🚨

Many homebuyers think these terms are interchangeable, but they can make or break your homebuying experience! In this episode ofThe Lofty Lender Podcast,Kyle Guldenpfennig (#TallMoneyMan) and guestCharlie break down the crucial differences betweenpre-qualification andpre-approval, why one holds more weight in the housing market, and how to make sure your lender hasactually verified your financials before you start shopping for a home.

We also expose howbig mortgage lenders use marketing tactics to issue pre-approvals that might not be as solid as they seem—and why working with a lender who truly reviews your documents can save youtime, stress, and money.

🏡 Thinking about buying a home? Make sure you’retruly prepared before making an offer!

🎧New episodes drop every Friday! Subscribe toThe Lofty Lender wherever you get your podcasts, and don’t forget to search#TallMoneyMan to stay up to date!

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#TheLoftyLender #MortgageTips #HomeBuying #PreApproval #PreQualification #TallMoneyMan

Buying a home? Beware of trigger leads—a legal loophole allowing your personal info to be sold, leading to endless spam calls. In this episode, Kyle #TallMoneyMan and Charlie break down why it happens, how to protect yourself, and the push to change the system. Don’t miss this insider look at the mortgage industry’s biggest annoyance!

🎧 Listen now on all major podcast platforms!

In this episode of The Lofty Lender, host Kyle Guldenpfennig (#TallMoneyMan) sits down with Jake Stevenson, owner and principal agent of Morningside Insurance Group. Jake shares his incredible journey from being Morningside University’s first NAIA wrestling national champion to founding a rapidly growing insurance agency serving families across Iowa and Nebraska.

They discuss Jake’s transition from collegiate coaching to business ownership, the importance of educating clients about insurance, and how his wrestling mindset of discipline and teamwork drives his agency’s success. Plus, Jake offers insights into the future of auto insurance, his family-first philosophy, and his dreams of building a legacy of future leaders in the industry.

Get inspired, stay informed, and enjoy a few laughs in this engaging conversation. Don’t forget to follow The Lofty Lender on Spotify, YouTube, and wherever fine podcasts are downloaded. Use #TallMoneyMan to find clips, highlights, and more!

Join #TallMoneyMan Kyle Guldenpfennig on this episode of The Lofty Lender Podcast as he sits down with Rachel Tiskevics, a dedicated real estate agent and relocation expert with deep roots in Pella, Iowa. Rachel shares her journey from homeschooling mom to real estate professional, the values that guide her business, and her passion for helping families find not just a house, but a home. Learn how her personal relocation experiences across multiple states have shaped her empathetic approach to real estate, and discover her tips for navigating moves, building relationships, and balancing career and family.

This episode is packed with practical advice for buyers, sellers, and agents alike—don’t miss it!

🎧 Available on Spotify, YouTube, and all major podcast platforms.

📍 Topics Discussed:

✨ Follow for more real estate insights and inspiration!

In this festive and first-of-its-kind episode of The Lofty Lender Podcast, host Kyle Guldenpfennig, aka #TallMoneyMan, sits down with none other than Santa Claus himself! 🎅

Santa brings his centuries of global experience to the mic, sharing unique insights on:
🏠 Navigating the Des Moines housing market during the holidays
❄️ Winter-friendly home features every buyer should know
🎁 Advice for first-time home buyers (straight from the North Pole!)

Whether you're buying, selling, or just enjoying some holiday cheer, Santa has tips for you. Plus, find out his favorite cookies, how he really gets into homes without chimneys, and what makes Des Moines such a special place to live.

Grab some cocoa, hit play, and let the holiday magic begin!

✨ Listen now on Spotify, YouTube, and wherever fine podcasts are downloaded. Don’t forget to subscribe to The Lofty Lender Podcast for more real estate wisdom with a side of fun!

#TallMoneyMan #TheLoftyLender #RealEstateTips #HolidayHomeBuying #SantaClaus #DesMoinesRealEstate #Podcast

In this episode of The Lofty Lender Podcast, host Kyle Guldenpfennig (#TallMoneyMan) sits down with Reyna Immerfall, a dedicated State Farm agent and community leader from Ankeny, Iowa. Reyna shares her journey from helping others as a welfare-to-work specialist to owning her own insurance agency, where she protects families and empowers her team to succeed.

Discover Reyna’s heartfelt stories about delivering peace of mind during emergencies, the challenges of entrepreneurship, and the joys of her family’s annual tamale-making tradition. Plus, learn how severe weather events like derechos are reshaping the insurance landscape and why having the right coverage matters more than ever.

Don’t miss this inspiring conversation! 🎙️

🔗 Listen now and subscribe to The Lofty Lender wherever you find your favorite podcasts. Search #TallMoneyMan!

In this episode of The Lofty Lender Podcast, host Kyle Guldenpfennig, aka #TallMoneyMan, sits down with Kyle Barnes, a real estate agent, investor, and motorsports enthusiast with an incredible story. Kyle shares his journey from South Africa to Iowa, the bold career switch from car sales to real estate during a pandemic, and the values that drive his success.

Learn how he navigates the challenges of balancing family life, personal passions, and a growing real estate business. Kyle offers valuable advice for new agents, reflections on cultural differences, and insight into his long-term vision for making a meaningful impact in his community.

Whether you’re looking for inspiration, practical tips, or a fascinating story, this episode has it all. Don’t miss it!

📲 Tune in to The Lofty Lender Podcast with #TallMoneyMan on Spotify, YouTube, or wherever you find your favorite podcasts!

In this episode of The Lofty Lender, host Kyle Guldenpfennig, aka #TallMoneyMan, sits down with Brandon Reynolds from Bell Brothers to discuss the ins and outs of a career in HVAC. Starting from his early days as a residential technician to his current role as an estimator and apprenticeship instructor, Brandon shares his journey, lessons learned, and what it takes to succeed in the trades. They dive into hot topics like the upcoming refrigerant changes, the true cost-benefit of geothermal heating, and how new technologies are shaping the future of HVAC. Whether you're in the industry or just curious about HVAC, this conversation offers valuable insights and practical advice. Listen in and stay curious!

Find The Lofty Lender wherever you listen to podcasts and stay connected with #TallMoneyMan for more episodes.