Everyone has financial goals.

Pay off your mortgage.Retire early.Get an 850 credit score.Pay cash for everything.

But what if some of the most celebrated financial goals in America are actually overrated?

This week, Pete, Dame, and Kristen debate the financial goals people chase that may not deserve the hype. From perfect credit scores to early retirement, they explore whether some money milestones are helping people build better lives—or simply giving them something to obsess over.

Because sometimes the smartest financial move isn't reaching a goal.

It's choosing a better one.