Many people have different opinions on whether Social Security will be there when they retire. The value of Social Security benefits for most people is between $200,000 and $400,000 for their lifetime benefits. If you assume Social Security won’t be there, then you need to save a lot more money. Bruce Ruark, the author of Saving Social Security will share a new idea on how to bail out the benefit without raising payroll taxes or cutting benefits. Regardless of your opinion, listeners will learn the main factors in making key decisions on getting your benefits and how to factor Social Security benefits into your retirement plan and how it impacts the amount of money you need to save to ensure a secure retirement.

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