The Phil Ferguson Show

Interview with Karin Kirk.

Karin Kirk is a geologist, science writer, and professional ski instructor from Bozeman, Montana. Her writing spans topics from Earth science to EVs and often is centered around data-rich visualizations – always with the goal of bringing clear and relatable explanations to confusing topics.In addition to writing for Yale Climate Connections, Karin is a science writer for NASA, where she writes about climate science and current events that shape the planet, such as wildfires, volcanic eruptions, sea ice, and weather events. She uses satellite imagery to track current Earth happenings and describe their significance to the public.But perhaps the most important aspect of Karin’s work is that she regularly engages with policymakers and voters about climate and energy issues. These interactions have profoundly shaped her communication skills and helped her develop effective approaches for a wide range of audiences.Karin holds a B.A. in geology from Skidmore College and an M.S. in geology from Montana State University.

https://yaleclimateconnections.org/author/karin/

Investing skeptically:
Can a famouns Money Manager (and CNBC host) beat the market?

Investing Skeptically topices

• What if your company out sources your pension to an Insursance Company?
• You have a big purchase soon.  Where should you put your money?  Cash, Savings.CD, Money Market, Ultra short bonds, etc....
• EV drive from Orlando to Allentown PA.  Range info, charging, preconditioning in cold weather.

Intervieew with Sarah Ray.  She is with the American Humanist Association.


https://thehumanist.com/contributor/sarah-ray/

Investing Skeptically:

• Required Minimum distributions
• Stock Volatility vs time

Interview with Mickey Dollens.  He is a representative in Oklahoma.

Investing Skeptically:
An Example of how to use the Cushion.


https://www.okhouse.gov/representatives/mickey-dollens

Brief review of CSIcon in Las Vegas.
Total Stock Market performance
The Polaris Plan Part 6.5 (7?) Reit Fund
Church members steal $1.2 Million

Interview with Kate Cohen.  She is the author of "We of Little Faith - Why I stopped Pretending to Believe (And Maybe You Should Too).

Investing Skeptically:  Re-balancing and diversification

Discussion of The Polaris Plan Part 6.  Allocation ideas for the US stock portion of the plan..
EV - I powered several items in my house using my car Battery.  Refrigerator, AC and also cooked some food.

The Polaris Plan 2025 - Part 5.  Allocation ideas for international funds.

Interview with Trust attorney John McNair from Texas.   Rules vary by state, get a local attorney for your legal questions.

Hurricane Milton prep.

Interiew with Ryan T Cragun and Jesse M Smith.  We discuss their new book - Goodbye Religion: The Causes and Consequences of Secularization.

Also,
The Polaris Plan Part 4
FFRF Conference review 
CSIcon in Vegas
Friends of the Show meetup

The Polaris Plan Part 3.  Discussion of "The Cushion".  Some fund ideas and how to allocate your positions.

Interview with Ray Smock.  Former historian for the US House of Representatives and Former director of the Robert C. Byrd center for Congressional History and Education at Shepard University.  We discuss Trump and the many lies he tells.

Also, a segment on the challenges of stock picking.

EV Charging - how to plan a trip with suggestions on when and where to stop.