The Property Podcast

Another Tuesday, another set of listener questions for Rob & Rob to give their expert answer to!

First up this week, we’ve got Adam. He’s recently inherited a property in North London worth more than £600,000 and with no mortgage to pay off.

Naturally he’s overwhelmed with options for what to do with this property.

Should he sell? Get equity from it? Split it into different rooms to make a HMO?

The Robs share their thoughts.

The next question is one we’ve seen crop up a few times.

Our caller is a non-British citizen who’s in a position to build a Buy-To-Let portfolio.

But he wants Rob & Rob to explain the obstacles which can (and do) arise in for foreign nationals who want to invest.

Press play to hear Rob & Rob’s advice.

Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours.

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.

And if you’d like to find out more information about Portfolio you can do that here.

See omnystudio.com/listener for privacy information.

Navigating Mortgage Madness

As Rob & Rob speak to many investors, they’re aware that many of them are panicking about what to do with their mortgages. 

Rising base rate, the ill-fated Mini Budget... there’s been lots that’s impacted the mortgages being offered right now. 

To make sure you’re getting the best advice, Rob & Rob have invited Kelly Rule back on The Property Podcast. 

Kelly is a mortgage expert, and she gives her advice and opinions on what investors should be doing (and should be wary of) right now. 

Keep listening to the end of the episode as Kelly shares her predictions for what’s on the horizon at the start of next year. 

Tune in and find out what all three had to say. 

Hub Extra

This week, Hub Extra is the video Rob D previously filmed on the state of the UK mortgage market – it's the perfect companion piece for this week’s episode. 

It also goes into swap rates – something we know lots of investors are confused by.

Let’s get social

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

And if you’d like to find out more information about Portfolio you can do that here.

See omnystudio.com/listener for privacy information.

Did you see The Robs’ debut column in The Sunday Times last weekend?

There’s now another way to get Rob & Rob to answer your questions – in a weekly national newspaper!

To celebrate, Rob & Rob are looking at the questions they answered in the column in this week’s episode.

Increasing rents, waiting for the recession, fixed buy-to-let mortgages and EPC ratings – they're all covered in this episode.

If you’d like to see your question answered in The Sunday Times, get in touch at [email protected].

Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours.

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.

And if you’d like to find out more information about Portfolio you can do that here.

See omnystudio.com/listener for privacy information.

Rob talks us through a real investment

There’s been more than 500 episodes of Rob & Rob sharing their advice and theories on property investment with listeners. 

But they’ve never had the chance to apply it directly with someone who’s actively investing. Until now. 

Our producer Dan is an experienced investor, and he was looking at a new opportunity to expand his portfolio in Nottingham. 

So he brought the deal to Rob D, who chatted through every aspect of the deal with him to see if it was worth pursuing. 

Stay tuned until the end of the episode when Dan lets Rob B know if he followed through with the deal – and whether he regrets that decision or not… 

Do you work in FinTech?

You’re never too good to learn from others – that's why Rob & Rob want to build their network by talking to listeners who work in and around startups in general, and FinTech in particular. 

If you work in the sector as an employee, founder, advisor, investor or anything else, we’d love to hear from you. 

Just drop an email to [email protected] and one of the Robs will reply! 

Hub Extra

If, like Dan, you’re thinking of investing far from your home – you'll no doubt be on more trains than you can count. 

That’s why Rob is recommending the Trainline app this week. 

Not only can you buy tickets in-app, but it also allows you to search for split-fares, meaning you’ll be able to save yourself money if there are any non-direct journeys you can take to your destination. 

In the news

Asking prices drop, as ‘less frantic’ property market emerges 

Let’s get social

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

And if you’d like to find out more information about Portfolio you can do that here. 

See omnystudio.com/listener for privacy information.

Rob & Rob are back to answer more of your questions in Ask Rob & Rob! 

Our first question comes to us via Josh from Greater Manchester.  

He’s currently got a portfolio of 3 properties (which he’s created over the last two years), and he’s looking at re-mortgaging and releasing some equity. 

Does it make sense to take on more debt to maintain the cash flow that he’s already got? Rob B’s answer is a surprising one! 

Next up is Lee, who’s looking to invest in his first buy-to-let very soon! 

But before he does, he wants to know what Rob & Rob think is in store over the next few years. 

Understandably he doesn’t want to buy when prices are at their peak, so he wants to get a steer from Rob & Rob for some guidance on how he should navigate this plan. 

Tune in to find out what The Robs think. 

Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

Or if you prefer, click here to leave a recording via your computer instead. 

The next question on Ask Rob & Rob could be yours.  

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. 

And if you’d like to find out more information about Portfolio you can do that here. 

See omnystudio.com/listener for privacy information.

So much going on...

The last few weeks has been a BIG one for property headlines. Every day there’s been a new story affecting investors. 

Avoid scrolling through all the news sites and tune in as Rob & Rob discuss the most important of these stories and how they’ll impact you. 

Here are the links you’ll need if you want to do some deeper reading on any of the headlines: 

Base rate reaches 3% 

Bank of England expects a 2-year recession on the horizon 

Zoopla expects house price fall of 5% next year 

Rents hit record high 

London’s rental market is on fire 

Support growing for holiday lets regulation in England 

House prices fall after mini-budget, says Nationwide 

Bank makes history as it reverses quantitative easing

Let’s get social 

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

And if you’d like to find out more information about Portfolio you can do that here.

See omnystudio.com/listener for privacy information.

It's Tuesday so Rob & Rob are back answering more of your questions. 

First up we have a question from Steve, and he wants to know if Rob & Rob have experience investing without viewing a property. 

To get the best deals, sometimes it’s important to look outside of locations you’re familiar with and look a bit further afield. But is there an easier way to do it than travelling all over the country? 

The second question is from Diana in Kent.

She wants to know whether she should sell her London 2-bed flat as it’s not performing well enough for her rent-wise.

But after listening to Rob & Rob’s recent investment cities video, she says they’ve put her off selling it!

Tune in to find out what The Robs have to say.

Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).

Or if you prefer, click here to leave a recording via your computer instead.

The next question on Ask Rob & Rob could be yours.

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself.

And if you’d like to find out more information about Portfolio you can do that here.

See omnystudio.com/listener for privacy information.

Making it through the crisis

If you’ve listened to any of our recent episodes, you’ll know that the market is a stressful place to be right now.

And if you’re satisfied simply getting your head down and surviving this period, that’s completely understandable.

But we know there’s some of you who want to take this ever-changing atmosphere and make the most of it too.

Rob & Rob are here with their advice on how to do both these things.

Reviewing mortgage fixed rates, cash reserves, making allowances for tenants and even finding deals – these tips are all well worth learning.

Links Mentioned

News story: Mortgage Rates are Falling Already 

YouTube video: UK mortgage rates: What should you do? 

Hub Extra: The Biggest Investment Opportunity of Your Life

Let’s get social

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

And if you’d like to find out more information about Portfolio you can do that here. 

See omnystudio.com/listener for privacy information.

It's Tuesday so Rob & Rob are back answering more of your questions. 

The first question is from John, who’s noticed more talk about Quantitative Tightening – which as the name suggests is the opposite of Quantitative Easing. 

He wants to know – if QE leads to higher house prices, is it natural to assume that QT will have the opposite effect on property? 

Then we have a question from Tom in York. 

Thanks to inheritance and savings, he was able to buy his first BTL outright. 

Obviously that’s not a bad thing – but it has left all his savings tied up in that first property. He wants to know what Rob & Rob would suggest when it comes to saving up for his second BTL property. 

Tune in to find out what The Robs think. 

Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).  

Or if you prefer, click here to leave a recording via your computer instead. 

The next question on Ask Rob & Rob could be yours.  

Have you joined us over on the Property Hub Forum yet? Our online community is friendly, informative, and the members are waiting to welcome you with open arms. So, get yourself over and introduce yourself. 

And if you’d like to find out more information about Portfolio you can do that here. 

See omnystudio.com/listener for privacy information.

What’s going on?

Every day is bringing new headlines (and even new Prime Ministers), so it’s no surprise that investors have a million questions right now. 

And while Rob & Rob can’t answer all those million questions in a single episode, they can take a look at the most popular ones and give their thoughts. 

Is the 18-Year Property Cycle broken? What’s happening with mortgages? What should I do next? 

Tune in now and hear how The Robs are responding to the biggest issues in the headlines today. 

YouTube links mentioned in this episode: 

UK mortgages rates: What should you do? 

Don’t make this mistake when using the 18 Year Cycle 

Let’s get social

We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.

Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!

If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.

And if you’d like to find out more information about Portfolio you can do that here. 

See omnystudio.com/listener for privacy information.